SR 75
ActiveSR 75 has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €163k and a net result of €3k. Equity is growing by ~14.1% per year across the filed fiscal years. Its solvency ranks better than 76% of 949 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
86
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability10▼-4
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 4.88 against 5.9 in 2024), and 21.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.5%
Return on assets
1.6%
Age of the figures
8 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 18
Relative position
BE, all sectors
reference
Sector 18
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
31 d late
2022
25 d late
2021
89 d late
2020
110 d late
2019
122 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€163k▲ 2.1%
2024 · €159k
2018: €55k
2019: €64k
2020: €85k
2021: €115k
2022: €141k
2023: €155k
2024: €159k
2018 → 2025
Total assets
€207k▲ 1.4%
2024 · €204k
2018: €71k
2019: €100k
2020: €135k
2021: €149k
2022: €176k
2023: €189k
2024: €204k
2018 → 2025
Net result
€3k▼ 25.9%
2024 · €4k
2018: €12k
2019: €9k
2020: €21k
2021: €30k
2022: €26k
2023: €14k
2024: €4k
2018 → 2025
Working capital
€144k▲ 1.4%
2024 · €142k
2018: €44k
2019: €55k
2020: €77k
2021: €106k
2022: €136k
2023: €149k
2024: €142k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€115k-€141k▲ 22.9%€155k▲ 10.0%€159k▲ 2.9%€163k▲ 2.1%
Operating result€36k-€28k▼ 20.6%€26k▼ 7.8%€18k▼ 29.6%€-1k
Net result€30k-€26k▼ 11.1%€14k▼ 46.4%€4k▼ 68.4%€3k▼ 25.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €1k after €18k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €207k
Fixed assets
€26k▼ 22.1%
Current assets
€181k▲ 5.9%
Equity and liabilities €207k
Equity
€163k▲ 2.1%
Debt
€44k▼ 1.2%
The debt ratio falls from 22.0% to 21.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€6k▼
2024 · €22k
Cash flow
€11k▲
2024 · €8k
Solvency
78.5%▲
2024 · 78.0%
Current ratio
4.88▼
2024 · 5.90
Quick ratio
4.88▼
2024 · 5.90
Debt / equity
0.27▼
2024 · 0.28
ROE
2.0%▼
2024 · 2.8%
ROA
1.6%▼
2024 · 2.2%
Interest coverage
4.19▼
2024 · 12.19
Debt
€44k▼
2024 · €45k
Debt ≤ 1 year
€37k▲
2024 · €29k
Debt > 1 year
€7k▼
2024 · €16k
Income taxes
€2k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€204k€207k▲
Fixed assets21/28€33k€26k▼
Tangible fixed assets22/27€26k€18k▼
Plant, machinery and equipment23€38-
Furniture and vehicles24€26k€18k▼
Financial fixed assets28€8k€8k=
Current assets29/58€171k€181k▲
Amounts receivable within one year40/41€169k€176k▲
Trade receivables40€12k€4k▼
Other amounts receivable41€157k€171k▲
Cash at bank and in hand54/58€1k€5k▲
Deferred charges and accrued income490/1€378€111▼
Equity and liabilities
Total equity and liabilities10/49€204k€207k▲
Equity10/15€159k€163k▲
Contributions10/11€19k€19k=
Reserves13€16k€16k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€14k€14k=
Profit (loss) carried forward14€125k€128k▲
Amounts payable17/49€45k€44k▼
Amounts payable after more than one year17€16k€7k▼
Financial debts170/4€16k€7k▼
Amounts payable within one year42/48€29k€37k▲
Current portion of amounts payable after more than one year42€9k€9k▼
Financial debts43€14-
Credit institutions430/8€14-
Trade debts44€3k€19k▲
Suppliers440/4€3k€19k▲
Taxes, remuneration and social security45€17k€9k▼
Taxes450/3€14k€9k▼
Remuneration and social security454/9€3k-
Accrued charges and deferred income492/3€11€4▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€7k▲
Other operating charges640/8€2k€354▼
Non-recurring operating charges66A€0-
Gross operating margin9900€24k€6k▼
Operating profit (loss)9901€18k€-1k▼
Financial income75/76B€497€11k▲
Recurring financial income75€497€11k▲
Financial charges65/66B€11k€5k▼
Recurring financial charges65€2k€1k▼
Non-recurring financial charges66B€9k€3k▼
Profit (loss) for the period before taxes9903€8k€5k▼
Income taxes67/77€4k€2k▼
Profit (loss) for the period9904€4k€3k▼
Profit (loss) for the period to be appropriated9905€4k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€125k€128k▲
Profit (loss) brought forward from the previous period14P€120k€125k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €3k ▼25.9%
Net result drops to €3k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Equity above €150kEq €155k ▲10%
6 profitable years in a row build equity to €155k.
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 89 days late
2021
31-12
Financial
Highest result since 2018net €30k ▲39.2%
Operating result €36k, net result €30k, both a record.
31-12
Financial
Equity above €100kEq €115k ▲34.7%
4 profitable years in a row build equity to €115k.
18-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 110 days late
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
25-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 86 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 92 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2023
ROBERT Stéphane Jean-Marie
CurrentDirector · since 13-12-2023
13-12-2023
Resigned as Director
13-12-2023
Appointed as Director
Location & real-estate footprint
Registered office, Gembloux · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Coquelet 295030 GemblouxGround area
1,179 m²
Building footprint
76 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
SR 75
since 20072.165.131.654
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92053D0043/00S002indicative | Wallonia | 1,000 m² | - | - |
| 92053D0059/00H000 | Wallonia | 179 m² | 1 · 76 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SAUNA PALACE
BE 0472.760.974
Beringen · Eq €163k
PICTOGRAM
BE 0417.951.422
Anderlecht · Eq €162k
COMSA
BE 0450.480.074
Veurne · Eq €161k
OLAF
BE 0635.855.091
Londerzeel · Eq €164k
Dery Decock Design
BE 0423.335.813
Maasmechelen · Eq €164k
Of 2,853 companies in sector 18130 we hold annual accounts for 828. 655 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-08-2007
Fiscal year end31-12
Activities, NACEBEL
18130Pre-press and pre-media services
22250
73110Advertising agencies
74401
74872
82300Organisation of conventions and trade shows
92340
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:valere@criteres.be
Phone:081/614144
Fax:081/614144