a Baker's Dozen
Activea Baker's Dozen has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €165k and a net result of €54k. Equity is growing by ~42.8% per year across the filed fiscal years. Its solvency ranks better than 59% of 950 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency99=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 3.48 against 2.42 in 2024), and 38.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.3%
Return on assets
20.2%
Age of the figures
8 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 18
Relative position
BE, all sectors
reference
Sector 18
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
11 d early
2021
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€165k▲ 49.3%
2024 · €110k
2021: €24k
2022: €44k
2023: €78k
2024: €110k
2021 → 2025
Total assets
€269k▲ 48.6%
2024 · €181k
2021: €61k
2022: €88k
2023: €128k
2024: €181k
2021 → 2025
Net result
€54k▲ 45.3%
2024 · €37k
2021: €22k
2022: €20k
2023: €34k
2024: €37k
2021 → 2025
Working capital
€153k▲ 53.6%
2024 · €100k
2021: €13k
2022: €37k
2023: €66k
2024: €100k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€24k-€44k▲ 80.9%€78k▲ 76.3%€110k▲ 41.5%€165k▲ 49.3%
Operating result€33k-€29k▼ 11.2%€42k▲ 45.2%€53k▲ 25.9%€77k▲ 45.6%
Net result€22k-€20k▼ 11.9%€34k▲ 70.6%€37k▲ 10.9%€54k▲ 45.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 46% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €269k
Fixed assets
€54k▲ 409%
Current assets
€215k▲ 26.4%
Equity and liabilities €269k
Equity
€165k▲ 49.3%
Debt
€104k▲ 47.6%
The debt ratio falls from 39.0% to 38.7%: equity grows faster than debt.
Key figures and ratios
EBITDA
€84k▲
2024 · €61k
Cash flow
€61k▲
2024 · €45k
Solvency
61.3%▲
2024 · 61.0%
Current ratio
3.48▲
2024 · 2.42
Quick ratio
3.48▲
2024 · 2.42
Debt / equity
0.63▼
2024 · 0.64
ROE
33.0%▼
2024 · 33.9%
ROA
20.2%▼
2024 · 20.7%
Interest coverage
487.31▲
2024 · 123.00
Debt
€104k▲
2024 · €70k
Debt ≤ 1 year
€62k▼
2024 · €70k
Debt > 1 year
€42k
Income taxes
€23k▲
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€181k€269k▲
Fixed assets21/28€11k€54k▲
Tangible fixed assets22/27€11k€54k▲
Land and buildings22€3k€2k▼
Plant, machinery and equipment23€2k€3k▲
Furniture and vehicles24€5k€48k▲
Current assets29/58€170k€215k▲
Amounts receivable within one year40/41€31k€26k▼
Trade receivables40€27k€22k▼
Other amounts receivable41€4k€4k▼
Cash at bank and in hand54/58€138k€188k▲
Deferred charges and accrued income490/1€804€804=
Equity and liabilities
Total equity and liabilities10/49€181k€269k▲
Equity10/15€110k€165k▲
Contributions10/11€2k€2k=
Reserves13€107k€162k▲
Distributable reserves133€107k€162k▲
Profit (loss) carried forward14€975€1k▲
Amounts payable17/49€70k€104k▲
Amounts payable after more than one year17-€42k
Financial debts170/4-€42k
Amounts payable within one year42/48€70k€62k▼
Trade debts44€16k€23k▲
Suppliers440/4€16k€23k▲
Taxes, remuneration and social security45€45k€27k▼
Taxes450/3€37k€24k▼
Remuneration and social security454/9€7k€3k▼
Other amounts payable47/48€10k€12k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€7k▼
Other operating charges640/8€565€2k▲
Gross operating margin9900€61k€86k▲
Operating profit (loss)9901€53k€77k▲
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€493€172▼
Recurring financial charges65€493€172▼
Profit (loss) for the period before taxes9903€53k€77k▲
Income taxes67/77€15k€23k▲
Profit (loss) for the period9904€37k€54k▲
Profit (loss) for the period to be appropriated9905€37k€54k▲
Appropriation of the result
Profit (loss) to be appropriated9906€38k€55k▲
Profit (loss) brought forward from the previous period14P€872€975▲
Transfer to equity691/2€35k€54k▲
To other reserves6921€35k€54k▲
Profit to be distributed694/7€2k-
Directors or managers695€2k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €54k ▲45.3%
Operating result €77k, net result €54k, both a record.
31-12
Financial
Equity above €150kEq €165k ▲49.3%
5 profitable years in a row build equity to €165k.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €110k ▲41.5%
4 profitable years in a row build equity to €110k.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €20k ▼11.9%
Net result drops to €20k, the lowest in the series; recovery starts the following year.
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Langstraat 14B2223 Heist-op-den-BergGround area
1,362 m²
Building footprint
164 m²
Volume, LiDAR
895 m³
Parcel 12033C0272/00F000, Flanders · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
a Baker's Dozen
since 20202.307.669.590
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12033C0272/00F000 | Flanders | 1,362 m² | 1 · 164 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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SAUNA PALACE
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INTERTEXT
BE 0448.932.628
Antwerpen · Eq €167k
Of 2,853 companies in sector 18130 we hold annual accounts for 828. 654 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-09-2020
Fiscal year end31-12
Activities, NACEBEL
18130Pre-press and pre-media services
59120Post-production of films, video and television programmes
60310News agency activities
63910Computing infrastructure, data processing, hosting and other information service activities
90393Specialised image, lighting and sound technical services
90029Arts creation and performing arts activities
90032Arts creation and performing arts activities
90120Visual arts creation
90399Other support activities for arts and performing arts
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.