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SQRL HOLDING

Active
Private limited companyfounded 2025active for 1 yearHoevenstraat 15, 3920 Lommel, BelgiumKBO/BCE: BE 1021.989.327
Summary

The annual accounts of SQRL HOLDING for financial year 2025 show a net loss of 138% of total assets. The 2025 annual accounts show equity of €3,088 and a net result of -€4,912. Its solvency ranks better than 84% of 20,840 sector peers (NACE 62, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Computer programming
NACE 62100
1 site
Size
€3,555total assets 2025
Equity
€3,088
Loss
-€4,912
Turnover not published (micro format)
Financial health
56 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Accounts 31 days early0 of 1 deed read
Why 56raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLoss of €4,912 (financial year 2025)lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Liquidity: current ratio 7.61, cash €2,728Size: total assets €3,555Show the evidence

Checked score

Score 2025
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 60% of its sector peers (NACE 62, micro)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength
Strong
Solvency 100
equity 86.9% of total assets
Liquidity 98
short-term debt 13.1% · cash 76.7%
Profitability 0
return on assets -138.2%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,854 companies, NACE 62, micro)
Last 24 months 05-2026: 0.4% 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.4%● unchanged vs 07-2026 09-2026: 0.4%● unchanged vs 08-2026highest value 10-2026: < 0.1%▼ -0.4 percentage points vs 09-2026lowest value
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
balance sheet total too small for a liquidity verdict.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 85% on solvency, 89% on liquidity and 5% on profitability.

The bankruptcy probability was computed on 12-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Liquidity: current ratio 7.61, cash €2,728
NBB · annual accounts
lowers risk · Size: total assets €3,555
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Loss of €4,912 (financial year 2025)
NBB · annual accounts
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 years
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
31 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…

Key points

  • Caution: Among the weakest 11% on equitysector median €69,053 · 20,847 companies €3,088 View
  • Total assets 2025first financial year filed €3,555 View
  • Active since 2025founded 04-04-2025 1 years View

By topic

Financials

Financial year
2025
Total assets
€3,555
Loss
-€4,912
Solvency
86.9%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Computer programmingNACE 62100
Founded
04-04-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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