UMIYO

Active

Private limited companyfounded 20241 yr activeChemin Moriau 2, 7180 Seneffe, BelgiumKBO/BCE: BE 1015.770.241

Summary

UMIYO has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-1k) and a net result of €-3k. Its solvency ranks better than 10% of 2699 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Risk analysis Watch Report Compare

UMIYOActiveChecked score 29/100

Risk analysis Report Compare

Checked score

Score 2025

29 / 100

Weak

Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability0▼-68

Solvency0▼-48

Growth32

Track record82

Bankruptcy probability, 12 months

0.7% Low

0%0.5%1.5%4%10%≥ 25%

No credit on open account

balance sheet total too small for a liquidity verdict, and equity is negative.

Credit check for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 62

Relative position

BE, all sectors

reference

Computer programming, consultancy and related activities (NACE 62)

about 64% fewer bankruptcies

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Age of the figures

9 mo

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Equity per financial year

2425

2024 to 2025 · latest year €-1k

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

29 d late

2024

6 d early

← before the deadline after the deadline →

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

25-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity

€-1k

2024 · €2k

2024: €2k 2025: €-1k▼ -161% vs 2024

2024 → 2025

Total assets

€3k▼ 63.2%

2024 · €9k

2024: €9k 2025: €3k▼ -63.2% vs 2024

2024 → 2025

Net result

€-3k

2024 · €1k

2024: €1k 2025: €-3k▼ -412% vs 2024

2024 → 2025

Working capital

€-1k

2024 · €2k

2024: €2k 2025: €-1k▼ -161% vs 2024

2024 → 2025

Trend over the years

Multi-year overview

Available amounts per fiscal year

Line20242025Trend

Equity€2k-€-1k 2024: €2k 2025: €-1k▼ -161% vs 2024

Operating result€1k-€-3k 2024: €1k 2025: €-3k▼ -325% vs 2024

Net result€1k-€-3k 2024: €1k 2025: €-3k▼ -412% vs 2024

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2025: a loss of €3k after €1k in 2024.

Key figures and ratios

2025 value · change against 2024

Debt

€5k▼

2024 · €7k

Debt ≤ 1 year

€5k▼

2024 · €7k

Ratios withheld: a balance sheet total of €3k is too small for a meaningful ratio.

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

As filed By statement

Filed annual accounts As filed with the NBB · 2025 against 2024 · 27 lines

Balance sheet Code20242025

Assets

Total assets20/58€9k€3k▼

Current assets29/58€9k€3k▼

Amounts receivable within one year40/41€7k€3k▼

Trade receivables40€7k€3k▼

Cash at bank and in hand54/58€1k€328▼

Equity and liabilities

Total equity and liabilities10/49€9k€3k▼

Equity10/15€2k€-1k▼

Contributions10/11€1k€1k=

Profit (loss) carried forward14€1k€-2k▼

Amounts payable17/49€7k€5k▼

Amounts payable within one year42/48€7k€5k▼

Trade debts44€1k-

Suppliers440/4€1k-

Taxes, remuneration and social security45€2k€12▼

Taxes450/3€2k€12▼

Other amounts payable47/48€4k€5k▲

Income statement Code20242025

Other operating charges640/8€50€803▲

Gross operating margin9900€2k€-3k▼

Operating profit (loss)9901€1k€-3k▼

Financial charges65/66B-€37

Recurring financial charges65-€37

Profit (loss) for the period before taxes9903€1k€-3k▼

Income taxes67/77€394-

Profit (loss) for the period9904€1k€-3k▼

Profit (loss) for the period to be appropriated9905€1k€-3k▼

Appropriation of the result

Profit (loss) to be appropriated9906€1k€-2k▼

Profit (loss) brought forward from the previous period14P-€1k

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement

Income statement Balance sheet Cash flow

Line	2024	2025	Change
Other operating charges640/8	€50	€803	▲ 1,507%
Gross operating margin9900	€2k	€-3k	▼ 265%
Operating profit (loss)9901	€1k	€-3k	▼ 325%
Financial charges65/66B	-	€37	-
Recurring financial charges65	-	€37	-
Profit (loss) for the period before taxes9903	€1k	€-3k	▼ 328%
Income taxes67/77	€394	-	-
Profit (loss) for the period9904	€1k	€-3k	▼ 412%
Profit (loss) for the period to be appropriated9905	€1k	€-3k	▼ 412%

Line	2024	2025	Change
Assets
Total assets20/58	€9k	€3k	▼ 63.2%
Current assets29/58	€9k	€3k	▼ 63.2%
Amounts receivable within one year40/41	€7k	€3k	▼ 60.4%
Trade receivables40	€7k	€3k	▼ 60.4%
Cash at bank and in hand54/58	€1k	€328	▼ 77.6%
Equity and liabilities
Total equity and liabilities10/49	€9k	€3k	▼ 63.2%
Equity10/15	€2k	€-1k	▼ 161%
Contributions10/11	€1k	€1k	=
Profit (loss) carried forward14	€1k	€-2k	▼ 312%
Amounts payable17/49	€7k	€5k	▼ 33.6%
Amounts payable within one year42/48	€7k	€5k	▼ 33.6%
Trade debts44	€1k	-	-
Suppliers440/4	€1k	-	-
Taxes, remuneration and social security45	€2k	€12	▼ 99.2%
Taxes450/3	€2k	€12	▼ 99.2%
Other amounts payable47/48	€4k	€5k	▲ 14.1%

Line	2024	2025	Change
Profit (loss) for the period9904	€1k	€-3k	▼ 412%
Operating cash flow (approximation)	€1k	€-3k	▼ 412%
Change in cash	-	€-1k	-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Timeline · acts, filings and financial milestones

All 2Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

29-08

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema · 29 days late

2025

25-07

NBB filing Annual accounts filed

fiscal year 2024 · abbreviated schema

NBB filing

0 of 1 act read

About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Seneffe · 1 establishment unit since 2024

seat establishment The establishment unit on the map

Ground area

141 m²

Building footprint

124 m²

Volume, LiDAR

898 m³

Parcel 52063E0216/00T003, Wallonia · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.

2 companies at this address See who is registered here

1 establishment unit

UMIYO

Chemin Moriau 2, 7180 SeneffeManufacture of computer, electronic and optical products

since 20242.367.276.288

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
52063E0216/00T003	Wallonia	141 m²	1 · 124 m²	9.2 m · 2 fl.

Linked by address, not proof of ownership

Good to know

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

LILIXIXI CONSULTING SERVICES

BE 0674.586.993

Watermaal-Bosvoorde · Eq €2,060

CodeLaw

BE 0785.383.957

Huy · Eq €2,088

Of 16,879 companies in sector 62100 we hold annual accounts for 8,771. 1,694 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification

Legal formPrivate limited company

Founded30-10-2024

Fiscal year end31-12

Activities, NACEBEL 2025

62100Computer programming

62900Other information technology and computer services

62200Computer consultancy and computer facilities management

63100Computing infrastructure, data processing, hosting and related activities

74201Photography, excluding press photography

Scores and ratios are computed by Checked and are not a credit decision.