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Complete company report
Generated 13-08-2026
Active BE 0447.040.831Public limited company

SPY MOTOR

Route de Saussin,Spy 53 ·5190 Jemeppe-sur-Sambre, Belgium· 34 yrs active
Sector: Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton) (95311)
Conclusion Checked

The computed 12-month bankruptcy probability of SPY MOTOR is 0.3% (very low). The company has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 34 yrs
Locations 1
Publications 3
Bankruptcy probability (12 mo) Checked model v1 · free
0.3% Very low
0%0,5%1,5%4%10%≥25%
Long track record −Lower-risk legal form −Lower-failure-rate sector −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1992, 34 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 29-08-2025 2025-00450866
31-12-2023 micro 30-08-2024 2024-00425268
31-12-2022 volledig 06-07-2023 2023-00209541
31-12-2021 micro 15-12-2022 2022-20541587
31-12-2020 volledig 31-01-2022 2022-03300236
31-12-2019 micro 22-12-2020 2020-76600327
31-12-2018 micro 25-10-2019 2019-71400001
31-12-2017 micro 26-09-2018 2018-64800018
31-12-2016 micro 31-08-2017 2017-54500308
31-12-2015 volledig 28-09-2016 2016-61900526
Directors & mandates 3 directors
Historic, not recently confirmed (2)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
  • Alain FROCHEUR
    Director
    State Gazette act 15149139 (22-10-2015)
    Not recently confirmed
    last confirmed in an act from 2015
  • Christina LOSONCZI
    Director
    State Gazette act 15149139 (22-10-2015)
    Not recently confirmed
    last confirmed in an act from 2015
Former directors (1)
  • Michel FRANCOIS
    Director
    State Gazette act 13169407 (08-11-2013)
    Former
    - → 08-11-2013
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)(95311)
Legal form Public limited company(014)
Incorporation01-04-1992
StatusActive
Postal code5190
Establishment units 1 location
SPY MOTOR
Route de Saussin,Spy 34, 5190 Jemeppe-sur-SambreDetailhandel in motorvoertuigen
since 19922.057.534.306
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92119C0111/00P000 Wallonia 1,095 m² 1 · 188 m² 10.1 m · 2 fl.
92119B0058/00K000 Wallonia 160 m² 1 · 94 m² 9.1 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 13 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
14-10-2025
State Gazette act Registered-office change
v3.2
29-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
30-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
06-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · volledig
2022
15-12-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
31-01-2022
NBB filing Annual accounts filed
fiscal year 2020 · volledig
2020
22-12-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
25-10-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
26-09-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
31-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
28-09-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
2015
22-10-2015
State Gazette act Director changes
v3.2
2013
08-11-2013
State Gazette act Statutes amendment
v3.2
Belgisch Staatsblad, acts 3 acts
Address history · 1
14-10-2025
v3.2
All acts · 3 updated 10 months ago
2025
14-10-2025 Registered office moved within SPY Registered-office change
  • Route de Saussin 34a, 5190 SPY → Route de Saussin 53, 5190 SPY
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "SPY",
        "region": null,
        "street": "Route de Saussin",
        "country": "BE",
        "postcode": "5190",
        "box_number": "9",
        "street_number": "53"
      },
      "old_address": {
        "city": "SPY",
        "region": null,
        "street": "Route de Saussin",
        "country": "BE",
        "postcode": "5190",
        "box_number": null,
        "street_number": "34a"
      },
      "effective_date": "2025-09-18",
      "evidence_quote": "L\u0027assembl\u00E9e extraordinaire qui s\u0027est tenue le 18/09/2025, a d\u00E9cid\u00E9 \u00E0 l\u0027unanimit\u00E9 de transf\u00E9rer avec effet imm\u00E9diat le si\u00E8ge social de SPY MOTOR S.A. \u00E0 l\u0027adresse suivante: Route de Saussin 53/9, 5190 SPY."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0447.040.831",
    "name_full": "SPY MOTOR",
    "legal_form": "SA"
  }
}
2015
22-10-2015 2 reappointed Director changes
  • Alain FROCHEUR, Bestuurder
  • Christina LOSONCZI, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Alain FROCHEUR",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "L\u0027assembl\u00E9e approuve la r\u00E9\u00E9lection des administrateurs sortants pour une dur\u00E9e de six ans, \u00E0 savoir: - Monsieur Alain FROCHEUR: administrateur et administrateur-d\u0117l\u00E9gu\u00E9"
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Christina LOSONCZI",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "L\u0027assembl\u00E9e approuve la r\u00E9\u00E9lection des administrateurs sortants pour une dur\u00E9e de six ans, \u00E0 savoir: - Madame Christina LOSONCZI: administrateur."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0447.040.831",
    "name_full": "SPY MOTOR",
    "legal_form": "SA"
  }
}
2013
08-11-2013 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "statute_change": {
    "name_change": false,
    "seat_change": false,
    "object_change": false,
    "effective_date": "2013-09-25",
    "legal_form_change": false
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0447.040.831",
    "name_full": "SPY MOTOR",
    "legal_form": "SA"
  },
  "signature_regime": null,
  "special_mandates": [],
  "governance_change": {
    "admin_delegated_added": []
  }
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)45201Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)95311Detailhandel in onderdelen en accessoires van motorvoertuigen45320Detailhandel in onderdelen en accessoires van motorvoertuigen47820Onderhoud en reparatie van auto's50200Kleinhandel in onderdelen en accessoires van auto's50302
Primary activity highlighted.
Names & trade names
Legal nameFR SPY MOTOR
Registered office
Route de Saussin,Spy 53 bus 9
5190 Jemeppe-sur-Sambre, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative