SPRL WILLAU
ActiveSummary
SPRL WILLAU has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €62,989 and a net result of -€29,584. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 55% of 18973 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-29
Solvency65▼-18
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 1.66 against 2.41 in 2024; short-term debt: 60.3% and cash: 60.6% of total assets), but 60.3% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.7%
Return on assets
-18.6%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€29,584
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
12 d late
2024
2 d early
2023
26 d late
2022
30 d late
2021
71 d late
2020
163 d late
2019
88 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 55 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€62,989▼ 37.3%
2024 · €100,394
Total assets
€158,755▼ 7.5%
2024 · €171,698
Net result
-€29,584▼ 428%
2024 · -€5,605
Working capital
€62,989▼ 37.3%
2024 · €100,394
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€27,248▲ 111%€3,544▼ 87.0%€254▼ 92.8%-€2,727-€27,692▼ 915%
Net result€19,675within the sector's middle half▲ 152%€771within the sector's middle half▼ 96.1%-€2,588within the sector's middle half-€5,605below the sector's middle half▼ 117%-€29,584below the sector's middle half▼ 428%
Equity€107,816within the sector's middle half▲ 9.9%€108,588within the sector's middle half▲ 0.7%€105,999within the sector's middle half▼ 2.4%€100,394within the sector's middle half▼ 5.3%€62,989within the sector's middle half▼ 37.3%
Total assets€210,074within the sector's middle half▲ 35.9%€194,434within the sector's middle half▼ 7.4%€181,758within the sector's middle half▼ 6.5%€171,698within the sector's middle half▼ 5.5%€158,755within the sector's middle half▼ 7.5%
Debt€102,258▲ 81.3%€85,846▼ 16.0%€75,758▼ 11.8%€71,303▼ 5.9%€95,766▲ 34.3%
Working capital€107,816above the sector's middle half▲ 21.1%€108,588above the sector's middle half▲ 0.7%€105,999above the sector's middle half▼ 2.4%€100,394above the sector's middle half▼ 5.3%€62,989within the sector's middle half▼ 37.3%
Solvency51.3%within the sector's middle half▼ 12.2pp55.8%within the sector's middle half▲ 4.5pp58.3%within the sector's middle half▲ 2.5pp58.5%within the sector's middle half▲ 0.2pp39.7%within the sector's middle half▼ 18.8pp
Current ratio2.05within the sector's middle half▼ 0.522.26within the sector's middle half▲ 0.212.40within the sector's middle half▲ 0.132.41within the sector's middle half▲ 0.011.66within the sector's middle half▼ 0.75
Return on assets (ROA)9.4%within the sector's middle half▲ 4.3pp0.4%within the sector's middle half▼ 9.0pp-1.4%within the sector's middle half▼ 1.8pp-3.3%within the sector's middle half▼ 1.8pp-18.6%below the sector's middle half▼ 15.4pp
Staff (FTE)5.4▲ 20.0%4.7▼ 13.0%4.9▲ 4.3%4▼ 18.4%3.1▼ 22.5%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €27,692 in 2025 against €2,727 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €158,755
Equity
€62,989 ▼ 37.3%
Debt
€95,766 ▲ 34.3%
Debt's share of the balance-sheet total rises from 41.5% to 60.3%. Equity is lower and debt is higher.
Key figures and ratios
Quick ratio
1.09▼
2024 · 1.65
Debt to equity
1.52▲
2024 · 0.71
ROE
-47.0%▼
2024 · -5.6%
Debt ≤ 1 year
€95,766▲
2024 · €71,303
Income taxes
€282▼
2024 · €1,597
Staff costs
€136,211▼
2024 · €136,346
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,834 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 85% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a loss of 10% of the balance sheet or more
1.7%
went bankrupt
13%
stopped otherwise
85%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,834 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €115,217 | €130,013 | €141,974 | €136,346 | €136,211 | ▼ 0.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9,107 | - | - | - | - | - |
| Other operating charges640/8 | €348 | €488 | €508 | €621 | €531 | ▼ 14.4% |
| Gross operating margin9900 | €151,919 | €134,045 | €142,736 | €134,240 | €109,051 | ▼ 18.8% |
| Operating profit (loss)9901 | €27,248 | €3,544 | €254 | -€2,727 | -€27,692 | ▼ 915% |
| Financial income75/76B | €15 | €0 | €4 | - | - | - |
| Recurring financial income75 | €15 | €0 | €4 | - | - | - |
| Financial charges65/66B | €451 | €535 | €1,465 | €1,282 | €1,610 | ▲ 25.6% |
| Recurring financial charges65 | €451 | €535 | €1,465 | €1,282 | €1,610 | ▲ 25.6% |
| Profit (loss) for the period before taxes9903 | €26,813 | €3,010 | -€1,206 | -€4,009 | -€29,302 | ▼ 631% |
| Income taxes67/77 | €7,137 | €2,239 | €1,382 | €1,597 | €282 | ▼ 82.4% |
| Profit (loss) for the period9904 | €19,675 | €771 | -€2,588 | -€5,605 | -€29,584 | ▼ 428% |
| Profit (loss) for the period to be appropriated9905 | €19,675 | €771 | -€2,588 | -€5,605 | -€29,584 | ▼ 428% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €210,074 | €194,434 | €181,758 | €171,698 | €158,755 | ▼ 7.5% |
| Current assets29/58 | €210,074 | €194,434 | €181,758 | €171,698 | €158,755 | ▼ 7.5% |
| Stocks and contracts in progress3 | €48,135 | €41,968 | €56,399 | €54,208 | €54,450 | ▲ 0.4% |
| Stocks30/36 | €48,135 | €41,968 | €56,399 | €54,208 | €54,450 | ▲ 0.4% |
| Amounts receivable within one year40/41 | €6,106 | €12,020 | €7,811 | €9,762 | €8,132 | ▼ 16.7% |
| Trade receivables40 | €154 | €304 | €801 | €898 | €1,414 | ▲ 57.4% |
| Other amounts receivable41 | €5,952 | €11,716 | €7,010 | €8,864 | €6,718 | ▼ 24.2% |
| Cash at bank and in hand54/58 | €155,834 | €140,446 | €116,604 | €107,464 | €96,173 | ▼ 10.5% |
| Deferred charges and accrued income490/1 | - | - | €943 | €263 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €210,074 | €194,434 | €181,758 | €171,698 | €158,755 | ▼ 7.5% |
| Equity10/15 | €107,816 | €108,588 | €105,999 | €100,394 | €62,989 | ▼ 37.3% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €18,681 | €18,681 | €16,821 | €16,821 | €9,000 | ▼ 46.5% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | €16,821 | €16,821 | €16,821 | €16,821 | €9,000 | ▼ 46.5% |
| Profit (loss) carried forward14 | €82,935 | €83,706 | €82,978 | €77,373 | €47,789 | ▼ 38.2% |
| Amounts payable17/49 | €102,258 | €85,846 | €75,758 | €71,303 | €95,766 | ▲ 34.3% |
| Amounts payable within one year42/48 | €102,258 | €85,846 | €75,758 | €71,303 | €95,766 | ▲ 34.3% |
| Current portion of amounts payable after more than one year42 | - | €5,227 | - | - | €2,333 | - |
| Trade debts44 | €29,098 | €25,553 | €21,241 | €31,390 | €41,903 | ▲ 33.5% |
| Suppliers440/4 | €29,098 | €25,553 | €21,241 | €31,390 | €41,903 | ▲ 33.5% |
| Taxes, remuneration and social security45 | €39,217 | €36,840 | €36,172 | €30,470 | €39,025 | ▲ 28.1% |
| Taxes450/3 | €15,938 | €15,073 | €8,299 | €7,640 | €9,175 | ▲ 20.1% |
| Remuneration and social security454/9 | €23,279 | €21,767 | €27,873 | €22,831 | €29,850 | ▲ 30.7% |
| Other amounts payable47/48 | €33,943 | €18,227 | €18,346 | €9,443 | €12,505 | ▲ 32.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €19,675 | €771 | -€2,588 | -€5,605 | -€29,584 | ▼ 428% |
| + Depreciation and write-downs630 | €9,107 | - | - | - | - | - |
| Operating cash flow (approximation) | €28,782 | €771 | -€2,588 | -€5,605 | -€29,584 | ▼ 428% |
| Change in cash | - | -€15,388 | -€23,842 | -€9,140 | -€11,291 | ▼ 23.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 12 days late
2025
31-12
Financial
Weakest financial yearnet -€29,584
Net result drops to -€29,584, the lowest in the series.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
10-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 71 days late
10-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 163 days late
2021
31-12
Financial
Equity above €100,000Eq €107,816 ▲9.9%
4 profitable years in a row build equity to €107,816.
2020
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 88 days late
2019
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Lessines · 1 establishment unit since 2006
Ground area
7,746 m²
Building footprint
345 m²
Volume, LiDAR
2,440 m³
2 parcels, Wallonia · tallest building 14.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
SPRL WILLAU
since 20062.152.134.149
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55030A0786/00N000 | Wallonia | 5,404 m² | 1 · 165 m² | 14.1 m · 4 fl. |
| 55030B0737/00M000 | Wallonia | 2,342 m² | 1 · 180 m² | 4.0 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLessines2.152.134.149
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Of 1,265 companies in this sector we hold annual accounts for 952. 747 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded12-01-2006
Fiscal year end31-12
Activities, NACEBEL 2025
47300Retail sale of automotive fuel
41001General construction of residential buildings
47621Retail sale of newspapers and periodicals
Contact
Phone
0486/18.07.65Lessines
E-invoicing
Reachable via Peppol
Peppol ID
0208:0878928183
Registered
27-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.