DVMA
ActiveSummary
DVMA has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €124,992 and a net result of -€701. Equity is growing by ~6.4% per year across the filed fiscal years. Its solvency ranks better than 75% of 10485 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability37▲+1
Solvency88▼-6
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days acceptable
Liquidity ample (current ratio 2.48 against 2.82 in 2024; short-term debt: 37.2% and cash: 71.7% of total assets), and 37.2% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-02-2026, 162 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
162 d early
2024
176 d early
2023
103 d late
2022
440 d late
2021
228 d late
2020
586 d late
2019
112 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 162 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€124,992▼ 0.6%
2024 · €125,693
Total assets
€198,892▲ 8.5%
2024 · €183,314
Net result
-€701▲ 46.2%
2024 · -€1,304
Working capital
€109,131▲ 8.1%
2024 · €100,981
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€9,646▲ 45.7%€27,130▲ 181%€6,674▼ 75.4%€1,494▼ 77.6%€1,849▲ 23.8%
Net result€4,805▲ 61.9%€22,689▲ 372%€2,832▼ 87.5%-€1,304-€701▲ 46.2%
Equity€101,476▲ 5.0%€124,165▲ 22.4%€126,997▲ 2.3%€125,693▼ 1.0%€124,992▼ 0.6%
Total assets€173,254▲ 45.8%€171,838▼ 0.8%€194,089▲ 12.9%€183,314▼ 5.6%€198,892▲ 8.5%
Debt€71,778▲ 224%€47,673▼ 33.6%€67,092▲ 40.7%€57,621▼ 14.1%€73,900▲ 28.3%
Working capital€47,966▼ 44.9%€79,477▲ 65.7%€92,297▲ 16.1%€100,981▲ 9.4%€109,131▲ 8.1%
Staff (FTE)95,0000▼ 100%90,523
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 24% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €198,892
Fixed assets
€15,861 ▼ 40.7%
Current assets
€183,031 ▲ 16.9%
Equity and liabilities €198,892
Equity
€124,992 ▼ 0.6%
Debt
€73,900 ▲ 28.3%
Debt's share of the balance-sheet total rises from 31.4% to 37.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€23,653▲
2024 · €23,298
Cash flow
€21,103▲
2024 · €20,500
Current ratio
2.48▼
2024 · 2.82
Quick ratio
1.97▼
2024 · 2.39
Debt to equity
0.59▲
2024 · 0.46
ROE
-0.6%▲
2024 · -1.0%
ROA
-0.4%▲
2024 · -0.7%
Debt ≤ 1 year
€73,900▲
2024 · €55,570
Income taxes
€2,550▼
2024 · €2,798
Staff costs
€89,126▼
2024 · €91,523
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,916 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 91% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a small loss
1.1%
went bankrupt
7.8%
stopped otherwise
91%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,916 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €3,842 | - | - | - |
| Remuneration, social security and pensions62 | €82,501 | €95,000 | €95,644 | €91,523 | €89,126 | ▼ 2.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €20,639 | €5,000 | €21,804 | €21,804 | €21,804 | = |
| Gross operating margin9900 | €112,786 | €127,130 | €124,122 | €114,821 | €112,779 | ▼ 1.8% |
| Operating profit (loss)9901 | €9,646 | €27,130 | €6,674 | €1,494 | €1,849 | ▲ 23.8% |
| Profit (loss) for the period before taxes9903 | €9,646 | €27,130 | €6,674 | €1,494 | €1,849 | ▲ 23.8% |
| Income taxes67/77 | €4,841 | €4,441 | €3,842 | €2,798 | €2,550 | ▼ 8.9% |
| Profit (loss) for the period9904 | €4,805 | €22,689 | €2,832 | -€1,304 | -€701 | ▲ 46.2% |
| Profit (loss) for the period to be appropriated9905 | €4,805 | €22,689 | €2,832 | -€1,304 | -€701 | ▲ 46.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €173,254 | €171,838 | €194,089 | €183,314 | €198,892 | ▲ 8.5% |
| Fixed assets21/28 | €91,009 | €70,371 | €48,567 | €26,763 | €15,861 | ▼ 40.7% |
| Tangible fixed assets22/27 | €90,997 | €70,359 | €48,555 | €26,751 | €15,849 | ▼ 40.8% |
| Furniture and vehicles24 | €90,997 | €70,359 | €48,555 | €26,751 | €15,849 | ▼ 40.8% |
| Financial fixed assets28 | €12 | €12 | €12 | €12 | €12 | = |
| Current assets29/58 | €82,245 | €101,467 | €145,522 | €156,551 | €183,031 | ▲ 16.9% |
| Stocks and contracts in progress3 | €22,202 | €28,113 | €29,345 | €23,925 | €37,508 | ▲ 56.8% |
| Stocks30/36 | €22,202 | €28,113 | €29,345 | €23,925 | €37,508 | ▲ 56.8% |
| Amounts receivable within one year40/41 | €16,410 | €3,350 | €7,650 | €3,400 | €2,854 | ▼ 16.1% |
| Other amounts receivable41 | €16,410 | €3,350 | €7,650 | €3,400 | €2,854 | ▼ 16.1% |
| Cash at bank and in hand54/58 | €43,633 | €70,004 | €108,527 | €129,226 | €142,669 | ▲ 10.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €173,254 | €171,838 | €194,089 | €183,314 | €198,892 | ▲ 8.5% |
| Equity10/15 | €101,476 | €124,165 | €126,997 | €125,693 | €124,992 | ▼ 0.6% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Capital10 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Issued capital100 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Uncalled capital101 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Profit (loss) carried forward14 | €95,276 | €117,965 | €120,797 | €119,493 | €118,792 | ▼ 0.6% |
| Amounts payable17/49 | €71,778 | €47,673 | €67,092 | €57,621 | €73,900 | ▲ 28.3% |
| Amounts payable after more than one year17 | €37,499 | €25,683 | €13,867 | €2,051 | - | - |
| Financial debts170/4 | €37,499 | €25,683 | €13,867 | €2,051 | - | - |
| Amounts payable within one year42/48 | €34,279 | €21,990 | €53,225 | €55,570 | €73,900 | ▲ 33.0% |
| Current portion of amounts payable after more than one year42 | €11,815 | €11,816 | €11,816 | €2,051 | - | - |
| Trade debts44 | €10,023 | €5,562 | €32,244 | €44,851 | €62,594 | ▲ 39.6% |
| Suppliers440/4 | €10,023 | €5,562 | €32,244 | €44,851 | €62,594 | ▲ 39.6% |
| Taxes, remuneration and social security45 | €12,441 | €4,612 | €9,165 | €8,668 | €11,306 | ▲ 30.4% |
| Taxes450/3 | €7,160 | €1,256 | €5,215 | €4,458 | €2,550 | ▼ 42.8% |
| Remuneration and social security454/9 | €5,281 | €3,356 | €3,950 | €4,210 | €8,756 | ▲ 108% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4,805 | €22,689 | €2,832 | -€1,304 | -€701 | ▲ 46.2% |
| + Depreciation and write-downs630 | €20,639 | €5,000 | €21,804 | €21,804 | €21,804 | = |
| Operating cash flow (approximation) | €25,444 | €27,689 | €24,636 | €20,500 | €21,103 | ▲ 2.9% |
| Investment in fixed assets (approximation) | - | €15,638 | €0 | €0 | -€10,902 | - |
| Change in cash | - | €26,371 | €38,523 | €20,699 | €13,443 | ▼ 35.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
05-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet -€1,304
Net result drops to -€1,304, the lowest in the series; recovery starts the following year.
11-11
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 103 days late
13-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 440 days late
2023
16-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 228 days late
09-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 586 days late
2022
31-12
Financial
Highest result since 2018net €22,689 ▲372%
Operating result €27,130, net result €22,689, both a record.
2021
31-12
Financial
Equity above €100,000Eq €101,476 ▲5%
4 profitable years in a row build equity to €101,476.
2020
20-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 112 days late
20-11
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 478 days late
2018
19-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 80 days late
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lubbeek · 1 establishment unit since 2007
Ground area
1,806 m²
Building footprint
317 m²
Volume, LiDAR
1,358 m³
2 parcels, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LUKOIL
since 20072.164.766.618
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24483D0348/00K000 | Flanders | 1,276 m² | 1 · 165 m² | 4.7 m · 1 fl. |
| 24063B0201/00E003 | Flanders | 530 m² | 1 · 151 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLeuven2.164.766.618
Legal Entity Identifier
967600AULVJI7RB61W77
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Of 1,265 companies in sector 47300 we hold annual accounts for 950. 787 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded23-07-2007
Fiscal year end31-12
Activities, NACEBEL 2025
47300Retail sale of automotive fuel
47252Retail sale of beverages, general range
47260Retail trade
47621Retail sale of newspapers and periodicals
92000Gambling and betting activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0891409907
Also
9925:BE0891409907
Registered
18-10-2024
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.