SPRL ACODIM
ActiveSPRL ACODIM has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €67k and a net result of €8k. Equity is shrinking by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 31% of 9982 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability68▲+1
Solvency49▼-5
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.59 against 1.54 in 2023; short-term debt: 60.1% and cash: 22.5% of total assets), but 75.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
24.4%
Return on assets
3%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
30 d late
2022
31 d early
2021
36 d early
2020
77 d early
2019
27 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€8k
2023 · €-3k
2018: €597
2019: €30k
2020: €184
2021: €4k
2022: €3k
2023: €-3k
2018 → 2024
Working capital
€98k▲ 50.8%
2023 · €65k
2018: €55k
2019: €149k
2020: €150k
2021: €63k
2022: €62k
2023: €65k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€101k-€65k▼ 35.3%€62k▼ 5.6%€59k▼ 5.2%€67k▲ 13.9%
Operating result€7k-€8k▲ 22.1%€11k▲ 32.8%€5k▼ 56.7%€22k▲ 380%
Net result€184-€4k▲ 2,080%€3k▼ 34.3%€-3k€8k
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 380% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €274k
Fixed assets
€12k▼ 26.9%
Current assets
€262k▲ 42.2%
Equity and liabilities €274k
Equity
€67k▲ 13.9%
Provisions
€32k▲ 96.8%
Debt
€175k▲ 39.4%
The debt ratio rises from 62.7% to 63.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€26k▲
2023 · €12k
Cash flow
€12k▲
2023 · €4k
Solvency
24.4%▼
2023 · 29.2%
Current ratio
1.59▲
2023 · 1.54
Quick ratio
1.59▲
2023 · 1.54
Debt / equity
2.62▲
2023 · 2.14
ROE
12.2%▲
2023 · -5.5%
ROA
3.0%▲
2023 · -1.6%
Interest coverage
5.50▼
2023 · 13.11
Debt
€175k▲
2023 · €126k
Debt ≤ 1 year
€165k▲
2023 · €120k
Income taxes
€10k▲
2023 · €8k
Staff costs
€9k▲
2023 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€200k€274k▲
Fixed assets21/28€16k€12k▼
Tangible fixed assets22/27€15k€10k▼
Plant, machinery and equipment23€993€2k▲
Furniture and vehicles24€14k€8k▼
Financial fixed assets28€1k€1k=
Current assets29/58€184k€262k▲
Amounts receivable after more than one year29€52k€46k▼
Other amounts receivable291€52k€46k▼
Amounts receivable within one year40/41€75k€154k▲
Trade receivables40€72k€138k▲
Other amounts receivable41€4k€16k▲
Cash at bank and in hand54/58€56k€62k▲
Deferred charges and accrued income490/1€2k€939▼
Equity and liabilities
Total equity and liabilities10/49€200k€274k▲
Equity10/15€59k€67k▲
Contributions10/11€6k€6k=
Reserves13€38k€46k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€38k€46k▲
Profit (loss) carried forward14€15k€15k=
Provisions and deferred taxes16€16k€32k▲
Provisions for liabilities and charges160/5€16k€32k▲
Environmental obligations163-€32k
Other liabilities and charges164/5€16k-
Amounts payable17/49€126k€175k▲
Amounts payable within one year42/48€120k€165k▲
Trade debts44€50k€90k▲
Suppliers440/4€50k€90k▲
Taxes, remuneration and social security45€10k€15k▲
Taxes450/3€10k€15k▲
Other amounts payable47/48€59k€60k▲
Accrued charges and deferred income492/3€6k€11k▲
Income statement
Code20232024
Remuneration, social security and pensions62€0€9k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€4k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€724€16k▲
Other operating charges640/8€3k€2k▼
Non-recurring operating charges66A-€11k
Gross operating margin9900€15k€63k▲
Operating profit (loss)9901€5k€22k▲
Financial income75/76B€1k€867▼
Recurring financial income75€1k€867▼
Financial charges65/66B€900€5k▲
Recurring financial charges65€900€5k▲
Profit (loss) for the period before taxes9903€5k€18k▲
Income taxes67/77€8k€10k▲
Profit (loss) for the period9904€-3k€8k▲
Profit (loss) for the period to be appropriated9905€-3k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€23k▲
Profit (loss) brought forward from the previous period14P-€15k
Transfer from equity791/2€18k€0▼
Transfer to equity691/2€0€8k▲
To other reserves6921€0€8k▲
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €-3k ▼222%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
30-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
12-02
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
03-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Highest result since 2018net €30k ▲4951%
Operating result €56k, net result €30k, both a record.
30-09
Financial
Equity above €100kEq €101k ▲42.7%
2 profitable years in a row build equity to €101k.
29-03
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
20-04
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
24-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
18-03
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pepinster · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Tribomont 1624860 PepinsterGround area
3,748 m²
Building footprint
136 m²
Volume, LiDAR
1,178 m³
Parcel 63083A0044/00P000, Wallonia · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Xhoffraix-Rue de la Borbotte 31, 4960 Malmedy
since 20102.202.334.025
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63083A0044/00P000 | Wallonia | 3,748 m² | 1 · 136 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,810 companies in sector 41001 we hold annual accounts for 16,032. 13,211 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-11-2010
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
23700Cutting, shaping and finishing of stone
43341Painting of buildings
43343Specialised construction activities
43422Screed work
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.