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LUZ & CO

Active
Private limited companyfounded 200719 yrs activeRue R. Sualem 69-71, 4101 Seraing, BelgiumKBO/BCE: BE 0890.868.487
Summary

LUZ & CO has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €109,909 and a net result of €996. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 61% of 28806 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Risk analysisWatch ReportCompare
LUZ & COActiveChecked score 67/100
Risk analysis ReportCompare

Overview

What they do
Other specialised construction activities
NACE 43990General construction of residential buildings NACE 41001General construction of buildings NACE 41201
1 site
How big
€194,355total assets 2025
Staff
1 FTE
Equity
€109,909
Profit
€996
Turnover not published (abridged schema)
Financially healthy?
67 Healthy Checked score 2025
Bankruptcy chance 12 m
0.9%
Who decides
Accounts filed 27 d late0 of 6 deeds read
Why 67- Higher-failure-rate sector- Higher-failure-rate region+ Long track record+ Annual accounts: healthy financial profileFiled after the deadlineShow the evidence

Checked score

Score 2025
67 / 100
Healthy
Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▲+7
Solvency82▲+18
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days acceptable
Liquidity ample (current ratio 2.25 against 1.62 in 2024; short-term debt: 43.4% and cash: 7.9% of total assets), and 43.4% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 19 years 0 20 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
56.6%
Return on assets
0.5%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-02-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
27 d late
2024
26 d late
2023
1 d late
2022
8 d late
2021
21 d late
2020
11 d late
2019
17 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 16 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 21 February (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close01-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Positive: 7 profitable years in a rowprofit 2025: €996 7 years View
  • Total assets 20256 fiscal years filed €194,355 View
  • Active since 2007founded 16-07-2007 19 years View

By topic

Financials

Fiscal year
2025
Total assets
€194,355
Profit
€996
Solvency
56.6%
Total assets▼ 30.8%
Net result
20192025
Go to Financials

Timeline

Events
11
Since
2017
Next accounts
by 31-01-2027
  1. 27-02-2026Annual accounts filed
  2. 26-02-2025Annual accounts filed
  3. 01-02-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other specialised construction activitiesNACE 43990
Founded
16-07-2007
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark

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