SPRINGVIS
ActiveSummary
SPRINGVIS has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €402k and a net result of €15k. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 42% of 9234 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability35▼-39
Solvency49=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 5.29 against 3.74 in 2024; short-term debt: 14.6% and cash: 0.9% of total assets), but 76.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.6%
Return on assets
0.9%
Age of the figures
10 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
18192021222425
2018 to 2025 · latest year €402k
neutral · Latest accounts filed on time
The financial year that closed on 30-11-2025 was due by 30-06-2026 and was filed on 05-06-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
40 d early
2022
60 d late
2021
31 d early
2020
60 d late
2019
31 d late
2018
30 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-11-2026 and is due by 30-06-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-11-2026 close30-06-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€402k▲ 3.8%
2024 · €387k
2018: €337k
2019: €277k▼ -17.7% vs 2018
2020: €259k▼ -6.4% vs 2019
2021: €242k▼ -6.7% vs 2020
2022: €203k▼ -15.9% vs 2021lowest value
2024: €387k
2025: €402k▲ +3.8% vs 2024highest value
2018 → 2025
Total assets
€1.70M▲ 4.1%
2024 · €1.63M
2018: €595klowest value
2019: €898k▲ +50.9% vs 2018
2020: €1.01M▲ +12.9% vs 2019
2021: €990k▼ -2.4% vs 2020
2022: €1.23M▲ +24.3% vs 2021
2024: €1.63M
2025: €1.70M▲ +4.1% vs 2024highest value
2018 → 2025
Net result
€15k▼ 90.1%
2024 · €150k
2018: €172khighest value
2019: €-60k▼ -135% vs 2018lowest value
2020: €-18k▲ +70.4% vs 2019
2021: €-17k▲ +1.0% vs 2020
2022: €-39k▼ -120% vs 2021
2024: €150k
2025: €15k▼ -90.1% vs 2024
2018 → 2025
Working capital
€1.06M▲ 14.9%
2024 · €927k
2018: €414klowest value
2019: €604k▲ +46.0% vs 2018
2020: €710k▲ +17.6% vs 2019
2021: €696k▼ -2.0% vs 2020
2022: €935k▲ +34.3% vs 2021
2024: €927k
2025: €1.06M▲ +14.9% vs 2024highest value
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220242025Trend
Equity€259k-€242k▼ 6.7%€203k▼ 15.9%€387k▲ 90.3%€402k▲ 3.8%
2020: €259k
2021: €242k▼ -6.7% vs 2020
2022: €203k▼ -15.9% vs 2021lowest value
2024: €387k
2025: €402k▲ +3.8% vs 2024highest value
Operating result€-18k-€-17k▲ 1.5%€-38k▼ 119%€197k€64k▼ 67.8%
2020: €-18k
2021: €-17k▲ +1.5% vs 2020
2022: €-38k▼ -119% vs 2021lowest value
2024: €197khighest value
2025: €64k▼ -67.8% vs 2024
Net result€-18k-€-17k▲ 1.0%€-39k▼ 120%€150k€15k▼ 90.1%
2020: €-18k
2021: €-17k▲ +1.0% vs 2020
2022: €-39k▼ -120% vs 2021lowest value
2024: €150khighest value
2025: €15k▼ -90.1% vs 2024
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 68% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.70M
Fixed assets
€385k ▲ 5.3%
Current assets
€1.31M ▲ 3.8%
Equity and liabilities €1.70M
Equity
€402k ▲ 3.8%
Debt
€1.30M ▲ 4.2%
Debt's share of the balance-sheet total rises from 76.3% to 76.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€73k▼
2024 · €209k
Cash flow
€24k▼
2024 · €161k
Current ratio
5.29▲
2024 · 3.74
Quick ratio
3.39▲
2024 · 2.41
Debt to equity
3.23▲
2024 · 3.22
ROE
3.7%▼
2024 · 38.6%
ROA
0.9%▼
2024 · 9.2%
Interest coverage
1.77▼
2024 · 5.25
Debt ≤ 1 year
€249k▼
2024 · €339k
Debt > 1 year
€1.05M▲
2024 · €906k
Income taxes
€8k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.63M€1.70M▲
Fixed assets21/28€366k€385k▲
Tangible fixed assets22/27€128k€148k▲
Land and buildings22€128k€122k▼
Furniture and vehicles24€0€25k▲
Financial fixed assets28€238k€238k=
Current assets29/58€1.27M€1.31M▲
Amounts receivable after more than one year29€761k€788k▲
Other amounts receivable291€761k€788k▲
Stocks and contracts in progress3€450k€470k▲
Stocks30/36€450k€470k▲
Amounts receivable within one year40/41€33k€40k▲
Trade receivables40€17k€0▼
Other amounts receivable41€16k€40k▲
Cash at bank and in hand54/58€22k€16k▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€1.63M€1.70M▲
Equity10/15€387k€402k▲
Contributions10/11€25k€25k=
Reserves13€362k€377k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€362k€377k▲
Amounts payable17/49€1.24M€1.30M▲
Amounts payable after more than one year17€906k€1.05M▲
Financial debts170/4€906k€1.05M▲
Amounts payable within one year42/48€339k€249k▼
Current portion of amounts payable after more than one year42-€8k
Financial debts43€120k€0▼
Credit institutions430/8€120k€0▼
Trade debts44€200k€160k▼
Suppliers440/4€200k€160k▼
Advances received on contracts in progress46-€45k
Taxes, remuneration and social security45€12k€11k▼
Taxes450/3€12k€11k▼
Other amounts payable47/48€7k€25k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€10k▼
Other operating charges640/8€4k€1k▼
Gross operating margin9900€213k€74k▼
Operating profit (loss)9901€197k€64k▼
Financial income75/76B€0€746▲
Recurring financial income75€0€746▲
Financial charges65/66B€40k€41k▲
Recurring financial charges65€40k€41k▲
Profit (loss) for the period before taxes9903€158k€23k▼
Income taxes67/77€8k€8k▲
Profit (loss) for the period9904€150k€15k▼
Profit (loss) for the period to be appropriated9905€150k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€150k€15k▼
Transfer from equity791/2€0-
Transfer to equity691/2€150k€15k▼
To other reserves6921€150k€15k▼
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €338 | €358 | €12k | €10k | ▼ 18.4% |
| Other operating charges640/8 | - | €1k | €2k | €4k | €1k | ▼ 69.7% |
| Gross operating margin9900 | €-17k | €-16k | €-36k | €213k | €74k | ▼ 65.1% |
| Operating profit (loss)9901 | €-18k | €-17k | €-38k | €197k | €64k | ▼ 67.8% |
| Financial income75/76B | - | €10 | €0 | €0 | €746 | ▲ 7,462,500% |
| Recurring financial income75 | €0 | €10 | €0 | €0 | €746 | ▲ 7,462,500% |
| Financial charges65/66B | - | €237 | €669 | €40k | €41k | ▲ 3.8% |
| Recurring financial charges65 | €155 | €237 | €669 | €40k | €41k | ▲ 3.8% |
| Profit (loss) for the period before taxes9903 | €-18k | €-17k | €-39k | €158k | €23k | ▼ 85.4% |
| Income taxes67/77 | - | - | - | €8k | €8k | ▲ 1.4% |
| Profit (loss) for the period9904 | €-18k | €-17k | €-39k | €150k | €15k | ▼ 90.1% |
| Profit (loss) for the period to be appropriated9905 | €-18k | €-17k | €-39k | €150k | €15k | ▼ 90.1% |
| Line | 2020 | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.01M | €990k | €1.23M | €1.63M | €1.70M | ▲ 4.1% |
| Fixed assets21/28 | €291k | €292k | €291k | €366k | €385k | ▲ 5.3% |
| Tangible fixed assets22/27 | - | €735 | €378 | €128k | €148k | ▲ 15.1% |
| Land and buildings22 | - | - | - | €128k | €122k | ▼ 4.6% |
| Furniture and vehicles24 | - | €735 | €378 | €0 | €25k | - |
| Financial fixed assets28 | €291k | €291k | €291k | €238k | €238k | = |
| Current assets29/58 | €723k | €698k | €939k | €1.27M | €1.31M | ▲ 3.8% |
| Amounts receivable after more than one year29 | - | €129k | €129k | €761k | €788k | ▲ 3.5% |
| Other amounts receivable291 | - | €129k | €129k | €761k | €788k | ▲ 3.5% |
| Stocks and contracts in progress3 | - | - | - | €450k | €470k | ▲ 4.4% |
| Stocks30/36 | - | - | - | €450k | €470k | ▲ 4.4% |
| Amounts receivable within one year40/41 | €20k | €3k | €90k | €33k | €40k | ▲ 20.5% |
| Trade receivables40 | - | €0 | €89k | €17k | €0 | ▼ 100% |
| Other amounts receivable41 | - | €3k | €492 | €16k | €40k | ▲ 142% |
| Cash at bank and in hand54/58 | €42k | €6k | €32k | €22k | €16k | ▼ 27.9% |
| Deferred charges and accrued income490/1 | - | €560k | €688k | €0 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.01M | €990k | €1.23M | €1.63M | €1.70M | ▲ 4.1% |
| Equity10/15 | €259k | €242k | €203k | €387k | €402k | ▲ 3.8% |
| Contributions10/11 | - | €25k | €25k | €25k | €25k | = |
| Reserves13 | €234k | €217k | €178k | €362k | €377k | ▲ 4.1% |
| Non-distributable reserves130/1 | - | €3k | €3k | €0 | - | - |
| Reserves not available under the articles1311 | - | €3k | €3k | €0 | - | - |
| Distributable reserves133 | - | €214k | €176k | €362k | €377k | ▲ 4.1% |
| Amounts payable17/49 | €755k | €748k | €1.03M | €1.24M | €1.30M | ▲ 4.2% |
| Amounts payable after more than one year17 | €658k | €658k | €431k | €906k | €1.05M | ▲ 15.7% |
| Financial debts170/4 | - | €658k | €431k | €906k | €1.05M | ▲ 15.7% |
| Amounts payable within one year42/48 | €13k | €3k | €4k | €339k | €249k | ▼ 26.7% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €8k | - |
| Financial debts43 | - | - | - | €120k | €0 | ▼ 100% |
| Credit institutions430/8 | - | - | - | €120k | €0 | ▼ 100% |
| Trade debts44 | €13k | €262 | €420 | €200k | €160k | ▼ 19.9% |
| Suppliers440/4 | - | €262 | €420 | €200k | €160k | ▼ 19.9% |
| Advances received on contracts in progress46 | - | - | - | - | €45k | - |
| Taxes, remuneration and social security45 | - | - | €2k | €12k | €11k | ▼ 11.4% |
| Taxes450/3 | - | - | €2k | €12k | €11k | ▼ 11.4% |
| Other amounts payable47/48 | - | €2k | €2k | €7k | €25k | ▲ 242% |
| Accrued charges and deferred income492/3 | - | €88k | €592k | €0 | - | - |
| Line | 2020 | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-18k | €-17k | €-39k | €150k | €15k | ▼ 90.1% |
| + Depreciation and write-downs630 | - | €338 | €358 | €12k | €10k | ▼ 18.4% |
| Operating cash flow (approximation) | €-18k | €-17k | €-38k | €161k | €24k | ▼ 84.9% |
| Investment in fixed assets (approximation) | - | €-1k | €0 | - | €-29k | - |
| Change in cash | - | €-36k | €26k | - | €-6k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
21-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-11
Financial
Back to profitnet €150k
Net result €150k after 4 loss-making years.
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 60 days late
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Liquidity times 5current ratio 270.54
Current ratio from 53.99 to 270.54; short-term debt falls from €13k to €3k.
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 60 days late
2020
31-12
Financial
Liquidity times 9current ratio 53.99
Current ratio from 5.97 to 53.99; short-term debt falls from €122k to €13k.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
31-12
Financial
Weakest financial yearnet €-60k
Net result drops to €-60k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 29 days late
2017
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2014
Ground area
5,372 m²
Building footprint
1,529 m²
Volume, LiDAR
19,075 m³
2 parcels, Flanders · tallest building 19.8 m, ±6 floors. Linked by address, not a title deed.
8
companies at this address
See who is registered here
1 establishment unit
SPRINGVIS
since 20142.237.923.226
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46445D1194/00T002indicative | Flanders | 4,316 m² | 1 · 889 m² | 19.8 m · 6 fl. |
| 46443E0360/00T007 | Flanders | 1,056 m² | 1 · 640 m² | 14.5 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Care and welfare
1 service · 0 liveUMA Park Residences
Legal Entity Identifier
875500YDJDO1TNZIIQ26
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Of 9,693 companies in sector 68121 we hold annual accounts for 7,385. 4,931 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-05-2014
Fiscal year end30-11
Activities, NACEBEL 2025
68121Development of residential building projects
Contact
Scores and ratios are computed by Checked and are not a credit decision.