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Springstone

Active
Private limited companyfounded 2024active for 2 yearsTortelduifstraat 20, 9000 Gent, BelgiumKBO/BCE: BE 1007.331.043
Summary

Springstone has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €71,763 and a net result of €47,188. Its solvency ranks better than 73% of 8,586 sector peers (NACE 73, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Overview

Official details

Source: KBO
Status
Active since 20-03-2024 Normal situation
Activity
Public relations and communication consultancy NACE 73300
Establishment unit
2.357.825.916 9000 Gent, since 20-03-2024
Financial year end
31 December
Peppol
Reachable since 30-01-2025

Board and ownership

Shareholders
  • VAN DE STEENE Delphine Rosa Berniceact of 22-03-2024

Financial position

99 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€62,442
▲ 95.2%
Turnover
≈ €130,000
estimated
Profit
€47,188
▲ 104%
Equity
€71,763
▲ 192%
Total assets
€94,232
▲ 145%
Score breakdownraises riskFounded in 2024lowers riskLiquidity: current ratio 4.08, cash €63,741Sector: Advertising, market research and public relations activities (NACE 73)Equity €71,763 (76.2% of total assets)Show the evidence

Checked score

Score 2025
99 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 89% of micro companies in advertising and market research (NACE 73)
Financial strength · tick: 2024
Strong
Solvency 100+11
equity 76.2% of total assets
Liquidity 91+7
short-term debt 23.8% · cash 67.6%
Profitability 100=
return on assets 50.1%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (11,229 companies, NACE 73, micro)
Last 24 months 04-2025: 0.9% 05-2025: 0.9%● unchanged vs 04-2025 06-2025: 0.9%● unchanged vs 05-2025highest value 07-2025: 0.2%▼ -0.7 percentage points vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.3%▲ +0.1 percentage points vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: < 0.1%▼ -0.3 percentage points vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value
Credit of up to €7,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 4.08 (2.58 in 2024), above the usual 1.5. Short-term debt is 23.8% and cash 67.6% of total assets. 23.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 87% of them on solvency, 85% on liquidity, 88% on profitability and 95% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 4.08, cash €63,741
NBB · annual accounts
lowers risk · Sector: Advertising, market research and public relations activities (NACE 73)
KBO
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €71,763 (76.2% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
10 days early
2024
54 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 32 days before the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Financials

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 21-07-2026 at the NBB all 2 filings

Turnover
≈ €130,000
Estimated: probably between €120,000 and €180,000
Total assets
€94,232▲ 145%
2024 · €38,426
Net result
€47,188▲ 104%
2024 · €23,075
Working capital
€69,178▲ 216%
2024 · €21,912
Multi-year overview
2024 to 2025, 2 financial years
Operating result
€61,408
▲ 95.5% 2025
20242025
Net result
€47,188
▲ 104% 2025
highest quarter of the sector
20242025
Equity
€71,763
▲ 192% 2025
middle half of the sector
20242025
Total assets
€94,232
▲ 145% 2025
middle half of the sector
20242025
Debt
€22,469
▲ 62.2% 2025
20242025
Working capital
€69,178
▲ 216% 2025
middle half of the sector
20242025
Solvency
76.2%
▲ 12.2pp 2025
middle half of the sector
20242025
Current ratio
4.08
▲ 1.50 2025
middle half of the sector
20242025
Return on assets (ROA)
50.1%
▼ 10.0pp 2025
highest quarter of the sector
20242025
Every figure per financial year
Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result€31,404-€61,408▲ 95.5%
Net result€23,075within the sector's middle half-€47,188above the sector's middle half▲ 104%
Equity€24,575within the sector's middle half-€71,763within the sector's middle half▲ 192%
Total assets€38,426below the sector's middle half-€94,232within the sector's middle half▲ 145%
Debt€13,851-€22,469▲ 62.2%
Working capital€21,912within the sector's middle half-€69,178within the sector's middle half▲ 216%
Solvency64.0%within the sector's middle half-76.2%within the sector's middle half▲ 12.2pp
Current ratio2.58within the sector's middle half-4.08within the sector's middle half▲ 1.50
Return on assets (ROA)60.1%above the sector's middle half-50.1%above the sector's middle half▼ 10.0pp
above within below The sector band is the middle half of the companies in Advertising, market research and public relations activities (NACE 73). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.

The operating result for 2025 is 96% higher than in 2024.

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €94,232
Fixed assets €2,585 ▼ 2.9%
Current assets €91,647 ▲ 156%
Equity and liabilities €94,232
Equity €71,763 ▲ 192%
Debt €22,469 ▲ 62.2%
Debt's share of the balance-sheet total falls from 36.0% to 23.8%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€62,187▲
2024 · €31,843
Cash flow
€47,966▲
2024 · €23,514
Debt to equity
0.31▼
2024 · 0.56
ROE
65.8%▼
2024 · 93.9%
Interest coverage
26.32▲
2024 · 16.85
Debt ≤ 1 year
€22,469▲
2024 · €13,851
Income taxes
€12,391▲
2024 · €6,439
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Investments

fixed assets acquired
Item20242025
Tangible fixed assets€3,102€700
Depreciation and write-downs of the year€439€778

Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)

Subsidies and aid

Flemish government

2024 to 2025 · 2 entries · €195 awarded · €195 paid
Year Entries AwardedPaid
2025 1 €0€195
2024 1 €195€0
Schemes
2 entries · €195 · €195 paid · Fonds voor Innoveren en Ondernemen
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet Code20242025
Assets
Total assets20/58€38,426€94,232▲
Fixed assets21/28€2,663€2,585▼
Tangible fixed assets22/27€2,663€2,585▼
Furniture and vehicles24-€542
Other tangible fixed assets26€2,663€2,042▼
Current assets29/58€35,763€91,647▲
Amounts receivable within one year40/41€13,334€15,412▲
Trade receivables40€13,334€15,412▲
Current investments50/53-€11,707
Cash at bank and in hand54/58€20,593€63,741▲
Deferred charges and accrued income490/1€1,836€787▼
Equity and liabilities
Total equity and liabilities10/49€38,426€94,232▲
Equity10/15€24,575€71,763▲
Contributions10/11€1,500€1,500=
Reserves13€23,075€70,263▲
Distributable reserves133€23,075€70,263▲
Amounts payable17/49€13,851€22,469▲
Amounts payable within one year42/48€13,851€22,469▲
Trade debts44€1,183€1,167▼
Suppliers440/4€1,183€1,167▼
Taxes, remuneration and social security45€12,061€19,869▲
Taxes450/3€12,061€19,869▲
Other amounts payable47/48€607€1,433▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€439€778▲
Other operating charges640/8€151€256▲
Gross operating margin9900€31,995€62,442▲
Operating profit (loss)9901€31,404€61,408▲
Financial income75/76B-€534
Recurring financial income75-€534
Financial charges65/66B€1,890€2,363▲
Recurring financial charges65€1,890€2,363▲
Profit (loss) for the period before taxes9903€29,514€59,579▲
Income taxes67/77€6,439€12,391▲
Profit (loss) for the period9904€23,075€47,188▲
Profit (loss) for the period to be appropriated9905€23,075€47,188▲
Appropriation of the result
Profit (loss) to be appropriated9906€23,075€47,188▲
Transfer to equity691/2€23,075€47,188▲
To other reserves6921€23,075€47,188▲

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 21-07-2026.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€439€778▲ 77.4%
Other operating charges640/8€151€256▲ 68.8%
Gross operating margin9900€31,995€62,442▲ 95.2%
Operating profit (loss)9901€31,404€61,408▲ 95.5%
Financial income75/76B-€534-
Recurring financial income75-€534-
Financial charges65/66B€1,890€2,363▲ 25.0%
Recurring financial charges65€1,890€2,363▲ 25.0%
Profit (loss) for the period before taxes9903€29,514€59,579▲ 102%
Income taxes67/77€6,439€12,391▲ 92.4%
Profit (loss) for the period9904€23,075€47,188▲ 104%
Profit (loss) for the period to be appropriated9905€23,075€47,188▲ 104%
Line20242025Change
Assets
Total assets20/58€38,426€94,232▲ 145%
Fixed assets21/28€2,663€2,585▼ 2.9%
Tangible fixed assets22/27€2,663€2,585▼ 2.9%
Furniture and vehicles24-€542-
Other tangible fixed assets26€2,663€2,042▼ 23.3%
Current assets29/58€35,763€91,647▲ 156%
Amounts receivable within one year40/41€13,334€15,412▲ 15.6%
Trade receivables40€13,334€15,412▲ 15.6%
Current investments50/53-€11,707-
Cash at bank and in hand54/58€20,593€63,741▲ 210%
Deferred charges and accrued income490/1€1,836€787▼ 57.2%
Equity and liabilities
Total equity and liabilities10/49€38,426€94,232▲ 145%
Equity10/15€24,575€71,763▲ 192%
Contributions10/11€1,500€1,500=
Reserves13€23,075€70,263▲ 204%
Distributable reserves133€23,075€70,263▲ 204%
Amounts payable17/49€13,851€22,469▲ 62.2%
Amounts payable within one year42/48€13,851€22,469▲ 62.2%
Trade debts44€1,183€1,167▼ 1.4%
Suppliers440/4€1,183€1,167▼ 1.4%
Taxes, remuneration and social security45€12,061€19,869▲ 64.7%
Taxes450/3€12,061€19,869▲ 64.7%
Other amounts payable47/48€607€1,433▲ 136%
Line20242025Change
Profit (loss) for the period9904€23,075€47,188▲ 104%
+ Depreciation and write-downs630€439€778▲ 77.4%
Operating cash flow (approximation)€23,514€47,966▲ 104%
Investment in fixed assets (approximation)--€700-
Change in cash-€43,148-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Historical observation

In July 2024, 39,278 companies had the same profile as Springstone has now. Two years later, 95.8% were still going and 1.8% had gone bankrupt.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
95.8% was still going
2.3% stopped otherwise
1.8% went bankrupt

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of Springstone itself is lower: < 0.1% within 12 months. It rests on far more data about Springstone than the profile alone.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for Springstone. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (2)
Financial year Type Filed Reference Document
31-12-2025 micro format 21-07-2026 2026-00332158 PDF
31-12-2024 micro format 07-06-2025 2025-00125681 PDF

Board & ownership

Directors

Directors
1 director, since incorporation
VAN DE STEENE Delphine Rosa Bernice
Director (not named in the articles) · appointed in the act of 22-03-2024 · term without a fixed end
Current
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 22-03-2024

Owners and capital

Shareholders

At incorporation act of 22-03-2024 ↗

Capital transactions

Capital over time
  1. 22-03-2024 Incorporation · 100 shares

Network & group

Springstone shares no director with another company.

Connections & network

1 current director
Depth

The network starts from the directors of Springstone. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

Deadline for the 2026 accounts: 31-07-2027
2026
21-07
NBB filing Annual accounts 2025 filedNBB
micro format · 10 days before the deadline
2025
07-06
NBB filing Annual accounts 2024 filedPDF
micro format · 54 days before the deadline
2024
22-03
Gazette deed Incorporation
Founder: VAN DE STEENE Delphine Rosa Bernice · 100 shares · Appointment: VAN DE STEENE Delphine Rosa Bernice (director)5 points ▸
  • Founder, VAN DE STEENE Delphine Rosa Bernice
  • 100 shares
  • Registered office clause, Tortelduifstraat 20, 9000 Gent
  • Director appointment, VAN DE STEENE Delphine Rosa Bernice (director (not named in the articles))
  • Power of attorney, Acclo CommV, mentioned 2 times in the deed
  • The act holds 3 more points.

Open the act in the Belgian Official Gazette

Gazette deedNBB filing

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

On 20 March 2024, Springstone was incorporated as a private limited company by one natural person.12 VAN DE STEENE Delphine Rosa Bernice is director of the company, appointed in the act of 22-03-2024.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 22-03-2024
  3. 3National Bank, annual accounts 2025

Company details

Register details

Identity

KBO record
Name Springstone in Dutch
Enterprise number 1007.331.043
LEI code 6488008NSV1PBMVRLV36 live in the LEI register
Legal form Private limited company
Status Active, normale toestand
Founded 20-03-2024
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 22-03-2024 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 22-03-2024 (in Dutch)

Registered office and establishments

Registered office Tortelduifstraat 20, 9000 Gent, Belgium
Establishment unit Springstone, Tortelduifstraat 20, 9000 Gent since 20-03-2024 · unit number 2.357.825.916 70100 Activities of head offices

Activities

NACEBEL 2025
73300 Public relations and communication consultancy main activity
Codes under NACEBEL 2008
70210 Activities of head offices; management consultancy activities main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“Het verstrekken van hulp,advies en bijstand op het vlak van bedrijfsbeheer,-controle,-toezicht,-organisatie,het ter beschikking stellen aan…”
30 activities
  1. Het verstrekken van hulp,advies en bijstand op het vlak van bedrijfsbeheer,-controle,-toezicht,-organisatie,het ter beschikking stellen aan derden,onder welke vorm dan ook,van benodigdheden,materiaal,instrumenten,hard- en software;het uitvoeren van concrete projecten in dit verband;het dienstbetoon inzake organisatie en toepassing van verschillende wetgevingen,het ter beschikking stellen van managementactiviteiten,het uitoefenen van bedrijfsleiding en het organiseren hiervan,alsook het waarnemen van het bestuur op alle niveau,zowel voor eigen rekening als voor derden,van handels-,nijverheids,of andere ondernemingen,bestaande onder om het even welke vorm,en dit zonder enige beperking
  2. Waarnemen van bestuursmandaten in vennootschappen,bedrijfsbeheer en bedrijfsleiding
  3. Beheer,aan- en verkopen en verhuur van onroerende goederen voor eigen rekening of voor rekening van derden
  4. Handel in eigen onroerende goederen
  5. Verkoop van eigen handelszaken en van zelf verworven sleutelgeld(overname)
  6. Verhuur van al dan niet gemeubelde appartementen en huizen
  7. Verhuur van appartementen in hotels
  8. Exploitatie van onroerend goed in de vorm van timesharing
  9. Verhuur van niet-residentiële gebouwen zoals kantoorgebouwen,handelspanden,enz..
  10. Verhuur per jaar van garageboxen en staanplaatsen van auto’s
  11. Het verlenen van advies en praktische hulp aan bedrijven
  12. Handelsbemiddeling in goederen,algemeen assortiment
  13. Import en export van goederen
  14. Holding
  15. Consultancy
  16. HRM en divers management advies
  17. Het voeren van het operationeel management,de dagelijkse organisatie alsook bijstand inzake het meebepalen van het HRM-beleid
  18. Het opvolgen van de rentabiliteit van ondernemingen en het nemen van beslissingen teneinde de rentabiliteit te optimaliseren
  19. Het opmaken van kostprijsberekeningen omtrent personeelszaken en verzekeringen
  20. Het rekruteren,opvolgen,coachen,evalueren,vormen en begeleiden van personeel,alsook alle aanverwante managementtaken
  21. Contacten met derde partijen,zoals bijvoorbeeld overheden–leveranciers–partners,in naam en functie van de opdrachtgever
  22. De(niet gespecialiseerde)handelsbemiddeling
  23. De organisatie van evenementen,salons,tentoonstellingen en vakbeurzen
  24. De organisatie van beurzen,congressen,seminaries en zo verder
  25. Kleinhandel in kunst,beelden,schilderijen,reproducties,kaders,lijsten en zo verder
  26. Aankoop,verkoop,handelsbemiddeling,verhuur,reparatie,onderhoud en ontwikkeling van hard- en softwaretoepassingen
  27. Het ter beschikking stellen van commerciële en technische know-how
  28. Persoonlijke verzorging
  29. Organisatie en uitvoering van sportieve,culturele of bedrijfsevenementen
  30. Het optreden als raadgever voor het organiseren van sportieve,culturele of bedrijfsevenementen
deed of 22-03-2024 (in Dutch)

Invoicing and payment

VAT number BE 1007.331.043
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:1007331043
Other Peppol ID 9925:BE1007331043
Registered 30-01-2025

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 4 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Wednesday of June at 20:00
deed of 22-03-2024 (in Dutch)

Sites & property

Location
registered office establishment The establishment unit on the map

Buildings and parcels at the address

Ground area
151 m²
Building footprint
60 m²
Building volume
492 m³
Cadastral parcel Region Area Buildings Height / floors
44816K0422/00Z000 Flanders 151 m² 1 · 60 m² 11.1 m · 3