Springstone
ActiveSpringstone has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €72k and a net result of €47k. Its solvency ranks better than 72% of 7017 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+11
Growth78
Track record82
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days only on tighter terms
Liquidity ample (current ratio 4.08 against 2.58 in 2024; short-term debt: 23.8% and cash: 67.6% of total assets), and 23.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.2%
Return on assets
50.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
10 d early
2024
54 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€72k▲ 192%
2024 · €25k
2024: €25k
2024 → 2025
Total assets
€94k▲ 145%
2024 · €38k
2024: €38k
2024 → 2025
Net result
€47k▲ 104%
2024 · €23k
2024: €23k
2024 → 2025
Working capital
€69k▲ 216%
2024 · €22k
2024: €22k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€25k-€72k▲ 192%
Operating result€31k-€61k▲ 95.5%
Net result€23k-€47k▲ 104%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 96% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €94k
Fixed assets
€3k▼ 2.9%
Current assets
€92k▲ 156%
Equity and liabilities €94k
Equity
€72k▲ 192%
Debt
€22k▲ 62.2%
The debt ratio falls from 36.0% to 23.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€62k▲
2024 · €32k
Cash flow
€48k▲
2024 · €24k
Solvency
76.2%▲
2024 · 64.0%
Current ratio
4.08▲
2024 · 2.58
Quick ratio
4.08▲
2024 · 2.58
Debt / equity
0.31▼
2024 · 0.56
ROE
65.8%▼
2024 · 93.9%
ROA
50.1%▼
2024 · 60.1%
Interest coverage
26.32▲
2024 · 16.85
Debt
€22k▲
2024 · €14k
Debt ≤ 1 year
€22k▲
2024 · €14k
Income taxes
€12k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€38k€94k▲
Fixed assets21/28€3k€3k▼
Tangible fixed assets22/27€3k€3k▼
Furniture and vehicles24-€542
Other tangible fixed assets26€3k€2k▼
Current assets29/58€36k€92k▲
Amounts receivable within one year40/41€13k€15k▲
Trade receivables40€13k€15k▲
Current investments50/53-€12k
Cash at bank and in hand54/58€21k€64k▲
Deferred charges and accrued income490/1€2k€787▼
Equity and liabilities
Total equity and liabilities10/49€38k€94k▲
Equity10/15€25k€72k▲
Contributions10/11€2k€2k=
Reserves13€23k€70k▲
Distributable reserves133€23k€70k▲
Amounts payable17/49€14k€22k▲
Amounts payable within one year42/48€14k€22k▲
Trade debts44€1k€1k▼
Suppliers440/4€1k€1k▼
Taxes, remuneration and social security45€12k€20k▲
Taxes450/3€12k€20k▲
Other amounts payable47/48€607€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€439€778▲
Other operating charges640/8€151€256▲
Gross operating margin9900€32k€62k▲
Operating profit (loss)9901€31k€61k▲
Financial income75/76B-€534
Recurring financial income75-€534
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€30k€60k▲
Income taxes67/77€6k€12k▲
Profit (loss) for the period9904€23k€47k▲
Profit (loss) for the period to be appropriated9905€23k€47k▲
Appropriation of the result
Profit (loss) to be appropriated9906€23k€47k▲
Transfer to equity691/2€23k€47k▲
To other reserves6921€23k€47k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tortelduifstraat 209000 GentGround area
151 m²
Building footprint
60 m²
Volume, LiDAR
492 m³
Parcel 44816K0422/00Z000, Flanders · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Springstone
since 20242.357.825.916
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44816K0422/00Z000 | Flanders | 151 m² | 1 · 60 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 195 EUR awarded · 195 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 195 EUR |
| 2024 | 1 | 195 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,900. 5,593 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-03-2024
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.