SPRINGBO

Active Risk: not assessed

Private limited companyfounded 20241 yr activeVictor Greysonstraat 47/3, 1050 Elsene, BelgiumKBO/BCE: BE 1016.231.980

SPRINGBO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €58k and a net result of €45k. Its solvency ranks better than 81% of 489 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Outside the general model

Model not applicable to financial institutions

The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.

Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Young company

Founded in 2024, under 3 years, statistically higher risk.

KBO · incorporation date

Age against the risk zone

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

3 d late

2024

on the day

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

21-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, full schema

Equity

€58k▲ 332%

2024 · €13k

2024: €13k

2024 → 2025

Net result

€45k▲ 327%

2024 · €10k

2024: €10k

2024 → 2025

Total assets

€76k▲ 308%

2024 · €19k

2024: €19k

2024 → 2025

Solvency

75.9%▲ 4.3pp

2024 · 71.6%

2024: 71.6%

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Turnover€24k-

Equity€13k-€58k▲ 332%

Operating result€13k-€59k▲ 348%

Net result€10k-€45k▲ 327%

Result per fiscal year

Operating resultNet result

The operating result rises in 2025; 2025 is 348% above 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €75k

91.4%

Fixed assets €6k▲ 425%

Current assets €69k▲ 324%

Equity and liabilities €76k

75.9%

24.1%

Equity €58k▲ 332%

Debt €18k▲ 246%

The debt ratio falls from 28.4% to 24.1%. Equity and debt are higher.

Key figures and ratios

2025 value · change against 2024

Solvency

75.9%▲

2024 · 71.6%

ROE

76.8%▼

2024 · 77.7%

ROA

58.3%▲

2024 · 55.6%

Debt

€18k▲

2024 · €5k

Debt ≤ 1 year

€18k▲

2024 · €5k

Income taxes

€12k▲

2024 · €3k

Staff costs

€2k▲

2024 · €276

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€19k€76k▲

Formation expenses20€1k€970▼

Fixed assets21/28€1k€6k▲

Intangible fixed assets21€1k€671▼

Tangible fixed assets22/27€148€6k▲

Land and buildings22€0-

Plant, machinery and equipment23€148€3k▲

Furniture and vehicles24€0-

Leasing and similar rights25€0-

Other tangible fixed assets26€0€3k▲

Assets under construction and advance payments27€0-

Financial fixed assets28€0-

Current assets29/58€16k€69k▲

Amounts receivable after more than one year29€0-

Trade receivables290€0-

Other amounts receivable291€0-

Stocks and contracts in progress3€0-

Stocks30/36€0-

Contracts in progress37€0-

Amounts receivable within one year40/41€16k€17k▲

Trade receivables40€16k€17k▲

Other amounts receivable41€0€70▲

Current investments50/53€0-

Cash at bank and in hand54/58€327€52k▲

Equity and liabilities

Total equity and liabilities10/49€19k€76k▲

Equity10/15€13k€58k▲

Contributions10/11€3k€3k=

Capital10€3k€3k=

Issued capital100€3k€3k=

Uncalled capital101€0-

Outside capital11€0-

Share premium1100/10€0-

Other1109/19€0-

Revaluation surpluses12€0-

Reserves13€0-

Non-distributable reserves130/1€0-

Legal reserve130€0-

Reserves not available under the articles1311€0-

Own shares acquired1312€0-

Financial assistance1313€0-

Other1319€0-

Tax-exempt reserves132€0-

Distributable reserves133€0-

Profit (loss) carried forward14€10k€55k▲

Investment grants15€0-

Advance to shareholders on the distribution of net assets19€0-

Provisions and deferred taxes16€0-

Provisions for liabilities and charges160/5€0-

Pensions and similar obligations160€0-

Taxes161€0-

Major repairs and maintenance162€0-

Environmental obligations163€0-

Other liabilities and charges164/5€0-

Deferred taxes168€0-

Amounts payable17/49€5k€18k▲

Amounts payable after more than one year17€0-

Financial debts170/4€0-

Trade debts175€0-

Advances received on contracts in progress176€0-

Other amounts payable178/9€0-

Amounts payable within one year42/48€5k€18k▲

Current portion of amounts payable after more than one year42€0-

Financial debts43€0-

Credit institutions430/8€0-

Other loans439€0-

Trade debts44€1k€360▼

Suppliers440/4€1k€360▼

Bills of exchange payable441€0-

Advances received on contracts in progress46€0-

Taxes, remuneration and social security45€4k€18k▲

Taxes450/3€4k€18k▲

Remuneration and social security454/9-€17

Income statement Code20242025

Turnover70€24k-

Non-recurring operating income76A€839-

Goods, raw materials, services and sundry goods60/61€38-

Remuneration, social security and pensions62€276€2k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€44€2k▲

Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-

Provisions for liabilities and charges: additions (uses and reversals)635/8€0-

Other operating charges640/8€196€1k▲

Non-recurring operating charges66A€0€1k▲

Gross operating margin9900€14k€64k▲

Operating profit (loss)9901€13k€59k▲

Financial income75/76B€2€127▲

Recurring financial income75€2€127▲

Non-recurring financial income76B€0-

Financial charges65/66B€4€2k▲

Recurring financial charges65€4€2k▲

Non-recurring financial charges66B€0-

Profit (loss) for the period before taxes9903€13k€57k▲

Transfer from deferred taxes780€0-

Transfer to deferred taxes680€0-

Income taxes67/77€3k€12k▲

Profit (loss) for the period9904€10k€45k▲

Profit (loss) for the period to be appropriated9905€10k€45k▲

Appropriation of the result

Profit (loss) to be appropriated9906€10k€55k▲

Profit (loss) brought forward from the previous period14P-€10k

Transfer from equity791/2€0-

Transfer to equity691/2€0-

To contributions691€0-

To the legal reserve6920€0-

To other reserves6921€0-

Shareholders' contribution to the loss794€0-

Profit to be distributed694/7€0-

Return on contributions (dividend)694€0-

Directors or managers695€0-

Employees696€0-

Other beneficiaries697€0-

Social balance

Average headcount (FTE)90870.0-

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 2Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

03-08

NBB filing Annual accounts filed

fiscal year 2025 · full schema · 3 days late

2025

31-07

NBB filing Annual accounts filed

fiscal year 2024 · full schema

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Elsene · 1 establishment unit since 2024

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Victor Greysonstraat 47/31050 Elsene

Ground area

330 m²

Building footprint

107 m²

Volume, LiDAR

1,288 m³

Parcel 21443C0190/07Y008, Brussels · tallest building 18.0 m, ±4 floors. Linked by address, not a title deed.

1 establishment unit

SPRINGBO

Victor Greysonstraat 47/3, 1050 ElseneOther activities auxiliary to financial services, excluding insurance and pension funding

since 20242.366.460.597

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21443C0190/07Y008	Brussels	330 m²	1 · 107 m²	18.0 m · 4 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

COMPTOIR IMMOBILIER DU HAINAUT - LOGIMMO

Of 1,507 companies in sector 66199 we hold annual accounts for 917. 568 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded14-11-2024

Fiscal year end31-12

Activities, NACEBEL

66199Other activities auxiliary to financial services, excluding insurance and pension funding

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.