Spots and Speckles
ActiveSummary
Spots and Speckles has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22,588 and a net result of €6,927. Equity has been growing by about 88% per year since 2022. Its solvency ranks better than 52% of 22,773 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Overview
Official details
Source: KBO- Status
- Active since 02-07-2021 Normal situation
- Activity
- Other non-specialised retail sale NACE 47120
- Establishment unit
- 2.319.242.680 2240 Zandhoven, since 02-07-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 22-12-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.1%
- Gross margin
- €15,638
- ▼ 30.6%
- Turnover
- ≈ €170,000
- estimated
- Profit
- €6,927
- ▼ 39.4%
- Equity
- €22,588
- ▲ 44.2%
- Total assets
- €63,884
- ▲ 4.1%
- 2025 accounts filed 31 days after the deadline
Score breakdownraises riskLast filed accounts filed 31 days late; 1 of the last 3 accounts lateFounded in 2021Size: total assets €63,884lowers riskLiquidity: current ratio 1.43, cash €13,550Show the evidence
Checked score
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 51% of them on solvency, 60% on liquidity, 75% on profitability and 85% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 4 accounts on average 22 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
Recent changes
- · Gazette deed Resignations: Jolien Brands (director) and Marie-Line Sterkendries (director)Appointment: Joakim Steyls (director)
- · Gazette deed Registered office moved from Antwerpen to Zandhoven
- · Gazette deed Incorporation
Comparable companies
These companies have the same main activity as Spots and Speckles: other non-specialised retail sale (NACE 47120). They are comparable in size and age: total assets between €53,100 and €71,800, founded between 2020 and 2022.
| Company | Total assets | Gross margin |
|---|---|---|
| Spots and Speckles Zandhoven | €63,884 | €15,638 |
| Robuust! 2.0 Antwerpen | €62,171 | €13,243 |
| WeMach Brussel | €60,104 | €20,101 |
| KIDIWII Ittre | €64,922 | €22,401 |
| BOW Trading Zwevegem | €71,801 | €15,548 |
| Raphaella Deuringer Waterloo | €53,087 | €17,693 |
| MESKA Koksijde | €55,174 | €10,592 |
Key facts about Spots and Speckles
- What is the company number of Spots and Speckles?
- The company number of Spots and Speckles is 0770.678.262. The VAT number is the same number with BE in front: BE 0770.678.262.
- Where is Spots and Speckles based?
- The registered office is at Bogaereweg 9, 2240 Zandhoven.Company details
- What does Spots and Speckles do?
- According to the KBO register, the main activity is other non-specialised retail sale (NACE 47120).
- What is the legal form of Spots and Speckles?
- The legal form of Spots and Speckles is Private limited company (BV).
- When was Spots and Speckles founded?
- Spots and Speckles was founded on 02-07-2021.
- Is Spots and Speckles still active?
- Yes, Spots and Speckles is an active enterprise in the KBO register.
- What is the turnover of Spots and Speckles?
- The turnover in financial year 2025 is ≈ €170,000. This figure is estimated from the gross margin of €15,638 and 33 comparable companies (NACE 47120). It probably lies between €81,000 and €350,000. It is a rough estimate.Financials
- Is Spots and Speckles profitable?
- In financial year 2025, Spots and Speckles made a profit of €6,927.
- Where can I find the annual accounts of Spots and Speckles?
- Spots and Speckles filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Spots and Speckles due?
- Spots and Speckles must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
See how customers, suppliers and banks see your own company and what to improve first.