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BOW Trading

Active
Private limited companyfounded 2020active for 5 yearsEsserstraat(Z) 13B, 8550 Zwevegem, BelgiumKBO/BCE: BE 0759.447.048
Summary

The computed 12-month bankruptcy probability of BOW Trading is 3.2% (moderate). The annual accounts of BOW Trading for financial year 2025 show a net loss of 59% of the equity at the start of that year. The 2025 annual accounts show equity of €8,613 and a net result of -€12,241. Equity has been growing by about 80% per year since 2022. Its solvency ranks better than 31% of 22,726 sector peers (NACE 47, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 04-12-2020 Normal situation
Activity
Other non-specialised retail sale NACE 47120and 1 other
Establishment unit
2.311.244.635 8550 Zwevegem, since 04-12-2020
Financial year end
30 September
Peppol
Reachable since 08-02-2026

Board and ownership

Board
  • Oosterlynck JeanDirector · since 03-11-2020

Financial position

49 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.2%
Annual accounts to 30-09-2025
Gross margin
€15,548
▼ 56.2%
Turnover
≈ €160,000
estimated
Loss
€12,241
Equity
€8,613
▼ 58.7%
Total assets
€71,801
▼ 30.0%
Filed on 30-04-2026, on time
Score breakdownraises risk1 of the last 3 accounts lateFounded in 2020Loss of €12,241 (financial year 2025)lowers riskSize: total assets €71,801Show the evidence

Checked score

Score 2025
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 20% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 37-8
equity 12.0% of total assets
Liquidity 21-4
short-term debt 58.5% · cash 1.1%
Profitability 18-74
return on assets -17.0%
Bankruptcy probability within 12 months
3.2% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 9.9% 01-2025: 9.2%▼ -0.7 percentage points vs 12-2024 02-2025: 9.2%● unchanged vs 01-2025 03-2025: 9.0%▼ -0.2 percentage points vs 02-2025 04-2025: 9.0%● unchanged vs 03-2025 05-2025: 11.1%▲ +2.1 percentage points vs 04-2025highest value 06-2025: 3.6%▼ -7.5 percentage points vs 05-2025 07-2025: 3.6%● unchanged vs 06-2025 08-2025: 3.6%● unchanged vs 07-2025 09-2025: 3.6%● unchanged vs 08-2025 10-2025: 3.6%● unchanged vs 09-2025 11-2025: 3.5%▼ -0.1 percentage points vs 10-2025 12-2025: 3.5%● unchanged vs 11-2025 01-2026: 3.4%▼ -0.1 percentage points vs 12-2025 02-2026: 3.6%▲ +0.2 percentage points vs 01-2026 03-2026: 3.5%▼ -0.1 percentage points vs 02-2026 04-2026: 3.4%▼ -0.1 percentage points vs 03-2026 05-2026: 4.0%▲ +0.6 percentage points vs 04-2026 06-2026: 3.1%▼ -0.9 percentage points vs 05-2026lowest value 07-2026: 3.1%● unchanged vs 06-2026 08-2026: 3.1%● unchanged vs 07-2026 09-2026: 3.1%● unchanged vs 08-2026 10-2026: 3.2%▲ +0.1 percentage points vs 09-2026 11-2026: 3.2%● unchanged vs 10-2026
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is tight, with a current ratio of 1.39 (1.63 in 2024), below the usual 1.5. Short-term debt is 58.5% and cash 1.1% of total assets. 88% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 28% of them on solvency, 19% on liquidity, 21% on profitability and 10% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · 1 of the last 3 accounts late
NBB · filings
lowers risk · Size: total assets €71,801
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Founded in 2020
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Loss of €12,241 (financial year 2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
on the day
2024
on the day
2023
365 days late
2022
46 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 103 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 23 May (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end02-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 84% of companies in retail tradesector median €5,089 · 22,707 companies -€12,241 View

Recent changes

  1. · Gazette deed Incorporation
All 8 events

Comparable companies

These companies have the same main activity as BOW Trading: other non-specialised retail sale (NACE 47120). They are comparable in size and age: total assets between €60,100 and €80,500, founded between 2019 and 2021.

CompanyTotal assetsGross margin
BOW Trading Zwevegem€71,801€15,548
Spots and Speckles Zandhoven€63,884€15,638
KIDIWII Ittre€64,922€22,401
IBANEZ CONSULT Vilvoorde€60,738€17,772
WeMach Brussel€60,104€20,101
WAHDAT Evere€64,436€13,769
Christophe Caveye Wervik€80,478€9,796
Full comparison

Key facts about BOW Trading

What is the company number of BOW Trading?
The company number of BOW Trading is 0759.447.048. The VAT number is the same number with BE in front: BE 0759.447.048.
Where is BOW Trading based?
The registered office is at Esserstraat(Z) 13B, 8550 Zwevegem.Company details
What does BOW Trading do?
According to the KBO register, the main activity is other non-specialised retail sale (NACE 47120).
What is the legal form of BOW Trading?
The legal form of BOW Trading is Private limited company (BV).
When was BOW Trading founded?
BOW Trading was founded on 04-12-2020.
Is BOW Trading still active?
Yes, BOW Trading is an active enterprise in the KBO register.
What is the turnover of BOW Trading?
The turnover in financial year 2025 is ≈ €160,000. This figure is estimated from the gross margin of €15,548 and 33 comparable companies (NACE 47120). It probably lies between €80,000 and €350,000. It is a rough estimate.Financials
Is BOW Trading profitable?
In financial year 2025, BOW Trading made a loss of €12,241.
Where can I find the annual accounts of BOW Trading?
BOW Trading filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BOW Trading due?
BOW Trading must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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