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Spooren

Active
Public limited companyfounded 197946 yrs activeDonksesteenweg 240, 2930 Brasschaat, BelgiumKBO/BCE: BE 0420.026.133
Summary

Spooren has been active since 1979 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.2m and a net result of €26,581. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 95% of 12386 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
SpoorenActiveChecked score 96/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of watches and jewellery
NACE 47770NACE 52484
1 site
Size
€1.2mtotal assets 2025
Staff
1 FTE
Equity
€1.2m
Profit
€26,581
Turnover not published (abridged schema)
Financial health
96 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Largest shareholder
CONSENT · 47.95%
Board
1 member
Accounts 1 d early1 of 7 deeds read
Why 96- Sector Retail trade (NACE 47)+ Founded in 1979+ Equity €1.2m (95.9% of total assets)+ Size: 1 FTE, total assets €1.2mShow the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Better than 65% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 95.9% of total assets
Liquidity 63-22
short-term debt 4.1% · cash 10.2%
Profitability 71+57
return on assets 2.2%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,156 companies)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%▼ -2.6% vs 11-2024lowest value 01-2025: < 0.1%▲ +8.1% vs 12-2024 02-2025: 0.1%▲ +42.5% vs 01-2025highest value 03-2025: < 0.1%▼ -28.1% vs 02-2025 04-2025: < 0.1%● 0.0% vs 03-2025 05-2025: < 0.1%● 0.0% vs 04-2025 06-2025: < 0.1%● 0.0% vs 05-2025 07-2025: < 0.1%▼ -2.4% vs 06-2025 08-2025: < 0.1%● 0.0% vs 07-2025 09-2025: < 0.1%● 0.0% vs 08-2025 10-2025: < 0.1%▲ +2.5% vs 09-2025 11-2025: < 0.1%▼ -4.9% vs 10-2025 12-2025: < 0.1%▼ -2.6% vs 11-2025 01-2026: < 0.1%▲ +7.9% vs 12-2025 02-2026: < 0.1%▲ +19.5% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: < 0.1%● 0.0% vs 03-2026 05-2026: < 0.1%● 0.0% vs 04-2026 06-2026: < 0.1%● 0.0% vs 05-2026 07-2026: < 0.1%▼ -2.0% vs 06-2026 08-2026: < 0.1%▲ +2.1% vs 07-2026 09-2026: < 0.1%● 0.0% vs 08-2026 10-2026: < 0.1%▲ +2.0% vs 09-2026
  • Founded in 1979 lowers the probability for this profile
  • Equity €1.2m (95.9% of total assets) lowers the probability
  • Size: 1 FTE, total assets €1.2m lowers the probability for this profile
  • Sector Retail trade (NACE 47) raises the probability
Credit up to €110,000 at 30 days acceptable
Liquidity ample (current ratio 24.02 against 21.79 in 2024; short-term debt: 4.1% and cash: 10.2% of total assets), and 4.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 92%, liquidity 69%, profitability 54%, growth against the median 46%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Founded in 1979
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Equity €1.2m (95.9% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Size: 1 FTE, total assets €1.2m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Sector Retail trade (NACE 47)
In the bankruptcy model this factor raises the probability.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
5 d late
2023
14 d late
2022
14 d early
2021
18 d late
2020
25 d late
2019
4 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 6 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 5 February (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close05-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Resignations: Leo Spooren (director) and Veronique…Appointment: SPOOREN Luc (niet statutair…
  2. Annual accounts filedfiscal year 2025 · abbreviated…
  3. Back to profitnet €26,581

Key points

  • Positive: Back in profit in 2025after -€42,266 in 2024 €26,581 View
  • Caution: Board changedlatest change 06-03-2026 · 1 in office 1 joined · 2 left View
  • Positive: Among the best 5% on solvencysector median 37.1% · 12,386 companies 95.9% View
  • Active since 1979founded 26-11-1979 46 years View

By topic

Financials

Fiscal year
2025
Total assets
€1.2m
Profit
€26,581
Solvency
95.9%
Total assets▲ 1.8%
Net result
20192025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-01-2027
  1. 06-03-2026Resignations: Leo Spooren (director) and Veronique Spooren…
  2. 30-01-2026Annual accounts filed
  3. 30-06-2025Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Retail sale of watches and jewelleryNACE 47770
Founded
26-11-1979
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
10
Who signs
The sole director
Annual meeting
Last Friday of November at 20:00
Purpose
Kleinhandel in goud- en zilverwerk en juwelen, optische artikelen en uurwerken; Werkplaats…
Go to Articles of association

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