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Splendix

Active Private limited companyfounded 1998active for 28 yearsKleinzapstraat 30, 3120 TremeloKBO/BCE: BE 0462.477.489
Splendix
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Overview

Lifetime

20 annual accounts with figures on one time axis, 28 filings since 1998
peak €37,516 (2023)
€27,829▼ 24.4%
lowest -€34,839 (2016)
€14,183▼ 31.0%
peak €15,429 (2006)
-€12,683▲ €14,183
€137,441▲ 1.5%
peak 0.5 FTE (2016)
0.5 FTEunchanged
Board1 name since 2021
1 director
Documentsfilings and deeds
31-07-2026on the last day
2025abbreviated format
Gross margin from €36,813 to €27,829Result from €20,551 to €14,183Equity from -€26,866 to -€12,683

Key points

from the 2025 annual accounts

Equity

-€12,683
202020212022202320242025

Debts exceed assets in financial year 2025.

Profit

5 years
20182019202020212022202320242025

5 profitable years in a row. Profit 2025: €14,183.

Turnover

≈ €210,000 estimated

The abbreviated format states no turnover.

Debts

€137,441 110% of the balance sheet

Filings

28 annual accounts since 1998
AprilJune31 JulyOctober200020102020

Eight of the last ten came late. The 2016 accounts came latest: 31 days after the end of the period.

Position in the sector

-10.2%

Lower solvency than 91% of companies in wholesale trade. Sector median 44.1% · 10,745 companies.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 3,794 companies had the same profile as Splendix has now. Each dot stands for 10 companies, two years later.

91.5%
were still trading
5.3%
stopped another way
2.7%
went bankrupt
  • Micro
  • 20 years or older
  • negative equity
  • a profit of 5% of the balance sheet or more

Another 0.6% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 3,794 companies, not a prediction for Splendix. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0462477489
Resignation: (manager) Reappointment: (director) · Director discharge: · General meeting of 17-05-2023 · Gazette deed
First establishment Rijmenamsesteenweg 171, Haacht
Incorporation published on 13-02-1998 · Gazette deed
All 38 events

Comparable companies

same main activity, similar in size and age
Company
Splendix Tremelo €124,758 €27,829 -10.2% 0.5
M.H.B. Dessel €525,067 €44,698 77.3% 0.2
ANFOR Onhaye €190,949 €27,502 74.5% -
VAN HELLEMONT Beersel €169,134 €21,984 53.5% -
HOUTHANDEL VERBIEST Zoutleeuw €56,433 €13,108 98.7% -
Houthandel Joostens Merchtem €220,517 €10,905 71.1% -
BELGIAN TIMBER Waregem €243,311 €66,237 86.7% 2.1

These companies have the same main activity as Splendix: wholesale of timber (NACE 46832). They are comparable in size and age: total assets between €56,400 and €525,000, founded between 1984 and 2009.

Official details

Source: KBO
Status
Active since 02-02-1998Normal situation
Activity
Wholesale of timberNACE 46832and 2 others
Establishment unit
2.085.366.2773150 Haacht, since 09-02-1998
Financial year end
31 December
Peppol
Reachable since 26-11-2025
Company details

Annual accounts 2025

€27,829▼ 24.4%
€14,183▼ 31.0%
-€12,683▲ 52.8%
€124,758▲ 14.9%
Employeeson 31-12-2025
1=
Filing
Filed on 31-07-2026, on the last day of the filing period
Financials

Insights on Splendix

Splendix files the abbreviated format. That format states no turnover. The gross margin rose from -€1,362 in 2006 to €27,829 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

abbreviated format, filed on 31-07-2026, on the day of the deadline
€27,829
▼ 24.4%
€14,239
▼ 30.7%
€14,183
▼ 31.0%
-€12,733
▲ €14,183
-10.2%
▲ 14.6 percentage points
0.91
▲ 0.11

Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €210,000. Estimated: probably between €92,000 and €460,000.

Balance sheet

balance sheet total €124,758 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

-10.2%

Higher than 8% of 10,745 companies in 2025.

0.91

Higher than 14% of 10,577 companies in 2025.

11.4%

Higher than 78% of 10,675 companies in 2025.

Splendix Middle half of the sector 80% of the sector Abbreviated accounts in wholesale trade (NACE 46)

Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter · Staff: bottom quarter

Staff

€26,205

Staff costs divided by the average number of full-time equivalents.

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024202320222021202020192018201720162015201420132012201120102009200820072006
Balance sheet: assets
20/58 124,758108,58885,44259,71146,87434,39332,41541,13743,52934,67135,75316,64614,13312,96411,65315,98413,52415,87717,73891,152
21/28 50505050505050505401,0301,5202,010505050391733505050
22/27 --------4909801,4701,960---341683---
23 ---------------341683---
24 --------4909801,4701,960--------
28 5050505050505050505050505050505050505050
29/58 124,708108,53885,39259,66146,82434,34332,36541,08742,98933,64134,23314,63614,08312,91411,60315,59312,79115,82717,68891,102
3 -------------------24,933
30/36 -------------------24,933
40/41 100204256241563197222267382245291803,0253,1554242,974677-40,243
40 100204256241371972222671432---3,0253,1554242,974424-36,228
41 ----526---25192529180----254-4,015
54/58 124,608108,33485,13659,26046,11634,14632,14341,06142,25133,41734,18114,54414,0039,8898,44815,1709,81715,14917,68825,926
490/1 ---160145---------------
Balance sheet: equity and liabilities
10/49 124,758108,58885,44259,71146,87434,39332,41541,13743,52934,67135,75316,64614,13312,96411,65315,98413,52415,87717,73891,152
10/15 -12,683-26,866-47,417-68,558-79,051-86,719-85,544-74,796-47,573-21,91112,92814,16811,67110,3289,02011,0348,63011,51213,26215,429
10/11 18,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,592
100 ------18,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,592
11 -----18,592--------------
1109/19 -----18,592--------------
13 1,8591,8591,8591,8591,8591,8591,8591,8591,8591,8591,8591,8591,8591,8591,8591,8591,8591,8591,8591,859
130/1 ---1,8591,8591,859--------------
130 ------1,8591,8591,8591,8591,8591,8591,8591,8591,8591,8591,8591,8591,8591,859
1311 ---1,8591,8591,859--------------
133 1,8591,8591,859-----------------
14 -33,134-47,317-67,868-89,009-99,502-107,170-105,996-95,247-68,024-42,362-7,524-6,283-8,780-10,123-11,431-9,417-11,821-8,939-7,189-5,023
17/49 137,441135,454132,859128,269125,925121,112117,959115,93491,10256,58222,8262,4782,4622,6362,6334,9504,8944,3654,47675,724
42/48 137,441135,454132,859128,269125,925121,112117,959115,93491,10256,58222,8262,4782,4622,6362,6334,9504,8944,3654,47667,839
44 -150220139--49-100----57-174181--477
440/4 -150220139--49-100----57-174181--477
45 4,2514,4594,9694,2904,2852,1341,9432,218-17583400133520573411348-3703,014
450/3 723874453676-1737310-17583400133520573411348-3703,014
454/9 3,5283,5854,5163,6144,2851,9611,9361,908------------
47/48 133,190130,845127,670123,841121,639118,978115,967113,71591,00256,40722,7422,0772,3292,0602,0604,3654,3654,3654,10564,347
492/3 -------------------7,885
Income statement
76A -----------50--------
9900 27,82936,81337,51625,11421,47212,3622,553-11,841-12,484-23,462-2303,4922,2471,758-6173,394-1,908-867110-1,362
62 13,10215,79515,63914,50713,29213,08312,79114,38612,21510,355----------
630 --------490490490490--341341341---
640/8 4874724694234214204204184164774755148694711,0826726689322,2361,039
66A -------440------------
9901 14,23920,54521,40710,1847,759-1,140-10,658-27,085-25,605-34,783-1,1952,4881,3781,287-2,0402,381-2,918-1,799-2,126-2,401
75/76B -60309------1172221252328495049
75 -60309------1172221252328495049
65/66B 56-266-913400-------00-91-
65 56-266-913400-------00-91-
9903 14,18320,55121,14110,4937,668-1,174-10,658-27,085-25,605-34,783-1,1842,5451,4001,308-2,0142,404-2,890-1,750-2,167-2,352
67/77 ------901395755564857----7--1-8
9904 14,18320,55121,14110,4937,668-1,174-10,748-27,223-25,662-34,839-1,2402,4971,3431,308-2,0142,404-2,882-1,750-2,166-2,344
9905 14,18320,55121,14110,4937,668-1,174-10,748-27,223-25,662-34,839-1,2402,4971,3431,308-2,0142,404-2,882-1,750-2,166-2,344
Appropriation of the result
9906 -33,134-47,317-67,868-89,009-99,502-107,170-105,996-95,247-68,024-42,362-7,524-6,283-8,780-10,123-11,431-9,417-11,821-8,939-7,189-5,023
14P -47,317-67,868-89,009-99,502-107,170---------------
Social balance sheet
9087 0.50.50.50.50.50.50.50.50.50.5----------
Hours worked1013 564846846846846840840828840834----------
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The accounts for 8 older financial years (1998-2005) were filed as documents without figures as data, scans for example.

The notes to these accounts have 2 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 31-07-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 abbreviated format 31-07-2026 2026-00364957 PDF
31-12-2024 abbreviated format 31-07-2025 2025-00344640 PDF
31-12-2023 abbreviated format 29-08-2024 2024-00401176 PDF
31-12-2022 abbreviated format 30-08-2023 2023-00381572 PDF
31-12-2021 abbreviated format 20-08-2022 2022-20299201 PDF
31-12-2020 abbreviated format 31-08-2021 2021-60900166 PDF
31-12-2019 abbreviated format 28-08-2020 2020-46600431 PDF
31-12-2018 abbreviated format 29-08-2019 2019-54800020 PDF
31-12-2017 abbreviated format 30-08-2018 2018-59000508 PDF
31-12-2016 abbreviated format 31-08-2017 2017-56800217 PDF
31-12-2015 abbreviated format 26-08-2016 2016-50100210 PDF
31-12-2014 abbreviated format 28-08-2015 2015-53500193 PDF
31-12-2013 abbreviated format 26-08-2014 2014-47900222 PDF
31-12-2012 abbreviated format 30-08-2013 2013-53600544 PDF
31-12-2011 abbreviated format 31-07-2012 2012-36700556 PDF
31-12-2010 abbreviated format 29-06-2011 2011-23000278 PDF
31-12-2009 abbreviated format 29-07-2010 2010-36400119 PDF
31-12-2008 abbreviated format 31-07-2009 2009-52500108 PDF
31-12-2007 abbreviated format 18-08-2008 2008-57700095 PDF
31-12-2006 abbreviated format 05-07-2007 2007-36000318 PDF
31-12-2005 abbreviated format 07-07-2006 2006-41804554 PDF
31-12-2004 abbreviated format 18-07-2005 2005-52205175 PDF
31-12-2003 abbreviated format 30-06-2004 2004-38202404 PDF
31-12-2002 abbreviated format 25-06-2003 2003-31804456 PDF
31-12-2001 abbreviated format 08-08-2002 2002-47100737 PDF
31-12-2000 abbreviated format 31-07-2001 2001-45603237 PDF
31-12-1999 abbreviated format 10-07-2000 2000-39401484 PDF
31-12-1998 abbreviated format 17-09-1999 1999-46802851 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024202320222021202020192018201720162015201420132012201120102009200820072006
---------25,115-34,293-7052,978---1,6982,723-2,576---
---------25,172-34,349-7502,987---1,6732,746-2,541---
--------0002,450--001,024---
16,27423,19825,87613,14411,9692,003-8,918-1,1908,834-76419,6375424,1131,441-6,7225,353-5,333-2,539-8,238-
-12,733-26,916-47,467-68,608-79,101-86,769-85,594-74,846-48,113-22,94111,40812,15811,62110,2788,97010,6437,89711,46213,21223,264
-10.2%-24.7%-55.5%-114.8%-168.6%-252.1%-263.9%-181.8%-109.3%-63.2%36.2%85.1%82.6%79.7%77.4%69.0%63.8%72.5%74.8%16.9%
0.910.800.640.470.370.280.270.350.470.591.505.915.724.904.413.152.613.633.951.34
0.910.800.640.470.370.280.270.350.470.591.505.915.724.904.413.152.613.633.950.98
----------1.770.170.210.260.290.450.570.380.344.91
-----------9.6%17.6%11.5%12.7%-22.3%21.8%-33.4%-15.2%-16.3%-15.2%
11.4%18.9%24.7%17.6%16.4%-3.4%-33.2%-66.2%-59.0%-100.5%-3.5%15.0%9.5%10.1%-17.3%15.0%-21.3%-11.0%-12.2%-2.6%

Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Social balance sheet

Item31-12-202531-12-202431-12-202331-12-202231-12-2021
Employees at the balance-sheet date11111
part-time11111
in full-time equivalents0.50.50.50.50.5
0.50.50.50.50.5
On a permanent contract11111

Source: social balance sheet in the 2021 to 2025 annual accounts

Insights on Splendix

The operating result for 2025 is 31% lower than in 2024 and the lowest since 2022. It is the second fall in a row.

Equity is negative. Debt (€137,441) exceeds the balance-sheet total (€124,758).

Board & ownership

Board

1 director, last change in 2023
Director (not named in the articles)
in office according to the deed of 31-05-2023 term without a fixed end
earlier manager, until 31-05-2023
listed in the 2025 annual accounts, filed on 31-07-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 31-05-2023

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today

Director (not named in the articles)
BoardEarliermandate already running before its first mention
Mandates as a list
    • Director (not named in the articles), since before 31-12-2021
    • Manager, until 31-05-2023

See the board, name and registered office on a given date →

Control

See the annual accounts at the National Bank and the publications in the Belgian Official Gazette.

Capital

Contribution
€18,592.01
Source
2025 annual accounts

Articles of association

deed of 31-05-2023 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Wednesday of May at 14:00

Network & group

No group

Splendix has no parent and no holdings in its annual accounts. is the only director. Splendix shares no director with another company.

Timeline

Timeline

38 events since 1998

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBabbreviated format · on the deadline day
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0462477489
Annual accounts 2024 filed PDFabbreviated format · on the deadline day
2024
Annual accounts 2023 filed PDFabbreviated format · 29 days late
2023
Highest result from 2006 to 2025 net €21,141 ▲101% The operating result of €21,407 and the net result of €21,141 are both a record.
Annual accounts 2022 filed PDFabbreviated format · 30 days late
Resignation: (manager)Reappointment: (director) · Director discharge: · General meeting of 17-05-20235 points ▸
  • General meeting, 17-05-2023
  • Director resignation, (manager)
  • Director reappointment, (director (not named in the articles))
  • Director discharge,
  • Registered office clause, Kleinzapstraat 30, 3120 Tremelo
  • The deed holds 4 more points.

Open the deed in the Belgian Official Gazette

2022
Annual accounts 2021 filed PDFabbreviated format · 20 days late
2021
Back to profit net €7,668 The net result is €7,668, after 6 loss-making years.
Annual accounts 2020 filed PDFabbreviated format · 31 days late
2020
Annual accounts 2019 filed PDFabbreviated format · 28 days late
2019
Annual accounts 2018 filed PDFabbreviated format · 29 days late
2018
Annual accounts 2017 filed PDFabbreviated format · 30 days late
2017
Annual accounts 2016 filed PDFabbreviated format · 31 days late
2016
Weakest financial year net -€34,839 The net result drops to -€34,839, the lowest from 2006 to 2025. It recovers the following year.
Annual accounts 2015 filed PDFabbreviated format · 26 days late
2015
Annual accounts 2014 filed PDFabbreviated format · 28 days late
2014
Annual accounts 2013 filed PDFabbreviated format · 26 days late
2013
Annual accounts 2012 filed PDFabbreviated format · 30 days late
2012
Back to profit net €1,308 The net result is €1,308, after one loss-making year.
Annual accounts 2011 filed PDFabbreviated format · on the deadline day
2011
Annual accounts 2010 filed PDFabbreviated format · 32 days before the deadline
2010
Back to profit net €2,404 The net result is €2,404, after 4 loss-making years.
Annual accounts 2009 filed PDFabbreviated format · 2 days before the deadline
2009
Annual accounts 2008 filed PDFabbreviated format · on the deadline day
2008
Annual accounts 2007 filed PDFabbreviated format · 18 days late
2007
Liquidity more than doubled current ratio 3.95 The current ratio rises from 1.34 to 3.95. Short-term debt falls from €67,839 to €4,476.
Annual accounts 2006 filed PDFabbreviated format · 26 days before the deadline
2006
Annual accounts 2005 filed PDFabbreviated format
2005
Annual accounts 2004 filed PDFabbreviated format
2004
Annual accounts 2003 filed PDFabbreviated format
2003
Annual accounts 2002 filed PDFabbreviated format
2002
Annual accounts 2001 filed PDFabbreviated format
2001
Annual accounts 2000 filed PDFabbreviated format
2000
Annual accounts 1999 filed PDFabbreviated format
1999
Annual accounts 1998 filed PDFabbreviated format
1998
First establishment Rijmenamsesteenweg 171, Haacht
Incorporation published on 13-02-1998

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

Splendix was incorporated on 2 February 1998.1 Total assets rose from €41,137 in 2018 to €124,758 in 2025 and headcount from 0.5 to 0.5 full-time equivalents.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2025

Company details

Identity

Enterprise number
0462.477.489
VAT number
BE 0462.477.489
Peppol ID
0208:0462477489
Legal form
Private limited company
Status
Active, normal situation
Founded
02-02-1998
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Wednesday of May at 14:00
deed of 31-05-2023 (in Dutch)
Peppol
Reachable since 26-11-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
Splendix in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 31-05-2023 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 31-05-2023 (in Dutch)

Activities

NACEBEL 2025
VAT activities
46832 Wholesale of timber main activity
46831 Wholesale of construction materials, general range
Social security (RSZ) activities
47120 Other non-specialised retail sale main activity
Codes under NACEBEL 2008
VAT activities
46732 Wholesale trade main activity
46731 Wholesale trade
Social security (RSZ) activities
47910 Retail trade main activity
Codes under NACEBEL 2003
51531 main activity
51532
PurposeThe purpose describes the activities the company may carry out under its articles.
“DE groot- en kleinhandel in bouwmaterialen,ijzerwaren,elektrische materialen,allerhande toestellen,sanitair materiaal,keukens,allerhande…”
7 activities
  1. DE groot- en kleinhandel in bouwmaterialen,ijzerwaren,elektrische materialen,allerhande toestellen,sanitair materiaal,keukens,allerhande gereedschappen,verven,behang en decoratieartikels,alle meubilair,zonder dat deze opsomming limitatief is.
  2. De vennootschap kan eveneens de plaatsing uitvoeren van deze artikelen.
  3. De vennootschap kan deze activiteiten uitvoeren zowel voor eigen rekening als voor rekening van derden,in franchise,groot of kleinhandel of als tussenpersoon.
  4. De vennootschap kan zich eveneens bezighouden met het beheer van onroerende goederen,met uitsluiting van de activiteiten van de vastgoedmakelaar.
  5. Zij mag deelnemen,participeren,of tussenkomen in andere ondernemingen of vennootschappen of aan deze toestaan tussen te komen,deel te nemen of te participeren in haar bedrijf,wanneer deze ondernemingen of vennootschappen een identiek,analoog,gelijkwaardig of aanverwant voorwerp hebben dan wel van aard zijn de ontwikkeling van de vennootschap te bevorderen.
  6. Zij mag zich onledig houden met alle operaties van commerciële,industriële,financiële,roerende of onroerende aard.
  7. De vennootschap kan alle verrichtingen uitvoeren die nodig of dienstig zijn voor de verwezenlijking van haar voorwerp.
deed of 31-05-2023 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit number
Kleinzapstraat 30 registered office 3120 Tremelo
Rijmenamsesteenweg 171 3150 Haacht 4683204 Wholesale of timber 09-02-1998 2.085.366.277

Buildings and parcels at the addresses

Ground area
1,474 m²
Buildings
328 m²
Volume, LiDAR
1,024 m³
Tallest building
8.4 m
Buildings to scale, each on its own parcel
222 m², 6.2 m 106 m², 8.4 m 222 m², 6.2 m 106 m², 8.4 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
24109B0234/00G0001,345 m² 1 · 222 m² 6.2 m · 1
24033F0142/00H000129 m² 1 · 106 m² 8.4 m · 1

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