Active BE 1005.337.989Private limited company

Splendide

Hoornstraat 135 ·1040 Etterbeek, Belgium· 2 yrs active

Sector: Literary creation (90111)

Conclusion Checked

Splendide has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €49k and a net result of €29k. Its solvency ranks better than 63% of 1909 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€49k
Net result	€29k
Better than sector	63%
Active	2 yrs

Financial profile 5 of 5 axes measured · computed by Checked

92 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100

Profitability 100

Solvency 100

Growth 78

Stability 82

Bankruptcy probability (12 mo) Checked model v1 · free

0.9% Low

0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Young company

Founded in 2024, under 3 years, statistically higher risk.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2025 · computed

100 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Indicative credit limit

€5k

estimate, not credit advice

Score history

86 2024

100 2025

purely financial, excl. current insolvency signals

Score components

Liquidity Current ratio 2.87 (≥ 1.5) +10

Quick ratio Quick ratio 2.87 (≥ 1.0) +5

Leverage Debt/equity 0.53 (< 1.0) +10

Profitability ROE 59% (≥ 10%) +10

Interest coverage Interest coverage 80.9× (≥ 3×) +8

Profit trend Net profit up YoY +5

Equity growth Equity growing YoY +3

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview2 NBB filings

Annual accounts filed on 24-07-2026 with the NBB · fiscal year 2025 · micro schema

Operating resultNet result

Sector comparison

Fiscal year 2025 · NACE 90, Arts creation and performing arts activities · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	65.2%	50.2%	better than 63% of 1909 sector peers
Net result	€29k	€6k	better than 80% of 1906 sector peers
Equity	€49k	€44k	better than 53% of 1910 sector peers
Gross operating margin	€38k	€25k	better than 61% of 1905 sector peers
Total assets	€76k	€107k	better than 38% of 1910 sector peers

EBITDA

€37k

+66.4% 24-25

Net profit

€29k

+69.6% 24-25

Cash flow

€29k

+64.2% 24-25

Total assets

€76k

+73.2% 24-25

Equity

€49k

+144.5% 24-25

Working capital

€49k

+145.8% 24-25

Income taxes

€8k

+66.2% 24-25

Debt

€26k

+12.0% 24-25

Debt ≤ 1y

€26k

+12.0% 24-25

Current ratio

2.87

+55.0% 24-25

Quick ratio

2.87

+55.0% 24-25

Solvency

65.2%

+41.1% 24-25

Debt / equity

0.53

-54.2% 24-25

ROE

59.1%

-30.6% 24-25

ROA

38.5%

-2.1% 24-25

Interest coverage

80.92

-86.7% 24-25

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2025	2024
Deposit	micro schema	micro schema
Revenue	-	-
EBITDA	€37k	€22k
Net profit	€29k	€17k
Cash flow	€29k	€18k
Staff costs	-	-
Income taxes	€8k	€5k
Dividends	-	-
Total assets	€76k	€44k
Equity	€49k	€20k
Debt	€26k	€24k
of which ≤ 1y	€26k	€24k
of which > 1y	-	-
Working capital	€49k	€20k
Employees (FTE)	-	-

Ratios (computed)

	2025	2024
Current ratio	2.87	1.85
Quick ratio	2.87	1.85
Working capital ratio	65.2%	46.0%
Solvency	65.2%	46.2%
Debt / equity	0.53	1.16
Long-term debt ratio	-	-
Interest coverage	80.92	607.27
Gross margin	-	-
Net margin	-	-
ROA	38.5%	39.4%
ROE	59.1%	85.2%
EBITDA margin	-	-
Days sales outstanding	-	-
Days payable outstanding	-	-
Inventory turnover	-	-
Days inventory (DSI)	-	-

Balance-sheet composition 2025

Equity & liabilities

Equity €49k · 65.2% Debt €26k · 34.8%

Full annual accounts (22 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€76k	€44k
Fixed assets	21/28	-	€109
Formation expenses	20	€0	-
Intangible fixed assets	21	-	€109
Current assets	29/58	€76k	€44k
Amounts receivable within one year	40/41	€17k	€14k
Cash & bank	54/58	€59k	€29k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€76k	€44k
Equity	10/15	€49k	€20k
Contributions / capital	10/11	€3k	€3k
Accumulated profits (losses)	14	€46k	€17k
Amounts payable	17/49	€26k	€24k
Amounts payable within one year	42/48	€26k	€24k
Trade debts payable within one year	44	€9k	€14k
Income statement
Gross operating margin	9900	€38k	€23k
Operating result	9901	€37k	€22k
Financial income	75	€0	-
Financial charges	65	€462	€37
Result before taxes	9903	€37k	€22k
Income taxes	67/77	€8k	€5k
Net result for the period	9904	€29k	€17k
Result to be appropriated	9905	€29k	€17k

Legal Structure

NACE primary	Literary creation(90111)
Legal form	Private limited company(610)
Incorporation	29-01-2024
Status	Active
Postal code	1040

Establishment units 1 location

Splendide

Hoornstraat 135, 1040 EtterbeekActivities of head offices; management consultancy activities

since 20242.355.325.195

Real-estate footprint Source: CBE × cadastre

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21005A0353/00V006	Brussels	90 m²	1 · 55 m²	10.7 m · 3 fl.

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 2 events

All 2Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

24-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

13-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

NBB filing

Belgian State Gazette reading coverage 0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Arts creation and performing arts activities90031Literary creation90111Activities of head offices; management consultancy activities70210Public relations and communication consultancy73300Arts creation and performing arts activities90032Visual arts creation90120

Names & trade names

Legal nameFR

Splendide

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