SPIRITEA
ActiveSummary
SPIRITEA has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5.8m and a net result of €69,475. Equity has been stable since 2022 (±0.4% per year). Its solvency ranks better than 56% of 5,795 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 10-06-2021 Normal situation
- Registered office
- 158 active companies are registered at this address 2 started in the 12 months before. Source: KBO register, as of 3 November 2026.
- Activity
- Development of residential building projects NACE 68121
- Establishment unit
- 2.318.583.080 1050 Brussel, since 10-06-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 15-12-2025
Board and ownership
- Goldberg ArnaudDirector · since 10-06-2021
- Goldberg OlivierDirector · since 10-06-2021
- LEVY YossefDirector · since 10-06-2021
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.8%
- Gross margin
- -€3,530
- ▲ 18.7%
- Profit
- €69,475
- ▲ 335%
- Equity
- €5.8m
- ▲ 1.2%
- Total assets
- €12.5m
- ▲ 42.6%
- 2025 accounts filed 47 days after the deadline
Score breakdownraises riskLiquidity: current ratio 1.86, cash €2,492, halvedLast filed accounts filed 47 days late; 1 of the last 3 accounts latelowers riskSector: Real estate activities (NACE 68)Size: total assets €12.5mShow the evidence
Checked score
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, medium-sized). It does better than 67% of them on solvency, 17% on liquidity, 44% on profitability and 50% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 4 accounts on average 22 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, full format
2025 annual accounts filed 47 days after the deadline Filed on 16 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00514342.
Annual accounts 2025 filed on 16-09-2026 at the NBB all 4 filings
Every figure per financial year
The operating result for 2025 is a loss of €4,529, smaller than the loss of €5,810 in 2024.
Investments
| Item | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Intangible fixed assets | €435 | - | - | - |
| Financial fixed assets | - | - | - | €0 |
| Depreciation and write-downs of the year | €435 | - | - | - |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €435 | - | - | - | - |
| Other operating charges640/8 | €695 | €384 | €1,468 | €998 | ▼ 32.0% |
| Gross operating margin9900 | -€11,206 | -€1,474 | -€4,342 | -€3,530 | ▲ 18.7% |
| Operating profit (loss)9901 | -€12,336 | -€1,859 | -€5,810 | -€4,529 | ▲ 22.0% |
| Financial income75/76B | - | €87,114 | €242,006 | €317,638 | ▲ 31.3% |
| Recurring financial income75 | - | €87,114 | €242,006 | €317,638 | ▲ 31.3% |
| Financial charges65/66B | €238 | €82,055 | €218,473 | €224,775 | ▲ 2.9% |
| Recurring financial charges65 | €238 | €82,055 | €218,473 | €224,775 | ▲ 2.9% |
| Profit (loss) for the period before taxes9903 | -€12,574 | €3,201 | €17,724 | €88,335 | ▲ 398% |
| Income taxes67/77 | - | - | €1,770 | €18,859 | ▲ 965% |
| Profit (loss) for the period9904 | -€12,574 | €3,201 | €15,954 | €69,475 | ▲ 335% |
| Profit (loss) for the period to be appropriated9905 | -€12,574 | €3,201 | €15,954 | €69,475 | ▲ 335% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €5.7m | €7.6m | €8.8m | €12.5m | ▲ 42.6% |
| Current assets29/58 | €5.7m | €7.6m | €8.8m | €12.5m | ▲ 42.6% |
| Stocks and contracts in progress3 | €5.6m | €5.6m | €5.6m | €5.6m | ▲ 0.1% |
| Stocks30/36 | €5.6m | €5.6m | €5.6m | €5.6m | ▲ 0.1% |
| Amounts receivable within one year40/41 | €0.006m | €2.0m | €3.1m | €6.9m | ▲ 120% |
| Trade receivables40 | €473 | - | - | - | - |
| Other amounts receivable41 | €0.005m | €2.0m | €3.1m | €6.9m | ▲ 120% |
| Cash at bank and in hand54/58 | €0.05m | €0.003m | €0.007m | €0.002m | ▼ 65.9% |
| Deferred charges and accrued income490/1 | - | - | €0.01m | €0 | ▼ 100% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €5.7m | €7.6m | €8.8m | €12.5m | ▲ 42.6% |
| Equity10/15 | €5.7m | €5.7m | €5.7m | €5.8m | ▲ 1.2% |
| Contributions10/11 | €5.7m | €5.7m | €5.7m | €5.7m | = |
| Capital10 | €5.7m | €5.7m | €5.7m | €5.7m | = |
| Issued capital100 | €5.7m | €5.7m | €5.7m | €5.7m | = |
| Profit (loss) carried forward14 | -€0.01m | -€0.009m | €0.007m | €0.08m | ▲ 12× |
| Amounts payable17/49 | €0.001m | €1.9m | €3.1m | €6.8m | ▲ 119% |
| Amounts payable within one year42/48 | €0.001m | €1.9m | €3.1m | €6.7m | ▲ 119% |
| Current portion of amounts payable after more than one year42 | - | €1.9m | €3.0m | €6.7m | ▲ 121% |
| Trade debts44 | - | €0.001m | €0.006m | €0.001m | ▼ 85.7% |
| Suppliers440/4 | - | €0.001m | €0.006m | €0.001m | ▼ 85.7% |
| Taxes, remuneration and social security45 | - | - | €0.002m | €0.02m | ▲ 12× |
| Taxes450/3 | - | - | €0.002m | €0.02m | ▲ 12× |
| Other amounts payable47/48 | €0.001m | - | €0.04m | €0.03m | ▼ 35.0% |
| Accrued charges and deferred income492/3 | - | - | €0.01m | €0.04m | ▲ 197% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€12,574 | €3,201 | €15,954 | €69,475 | ▲ 335% |
| + Depreciation and write-downs630 | €435 | - | - | - | - |
| Operating cash flow (approximation) | -€12,139 | €3,201 | €15,954 | €69,475 | ▲ 335% |
| Change in cash | - | -€43,175 | €3,931 | -€4,819 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 175 companies had the same profile as SPIRITEA has now. Two years later, 95.4% were still going and 0.0% had gone bankrupt.
- Medium-sized
- 5 to 10 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
The bankruptcy probability of SPIRITEA itself is higher: 0.8% within 12 months. It rests on far more data about SPIRITEA than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 175 companies, not a prediction for SPIRITEA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Owners and capital
Owners
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| Goldberg Arnaud |
|
| Goldberg Olivier |
|
| LEVY Yossef |
|
Network & group
SPIRITEA shares no director with another company.
Companies at the same address
157 other companies- Schwartz Law Establishment · since 2026 1044394149
- European Federation for Cosmetic Ingredients Registered office · since 2026 0840955059
- MALEX Group RE Registered office · since 2025 1031609846
- Nordsee Belgium Establishment · since 2025 1024133027
- NICKEL CONSORTIUM TRUSTEE Registered office · since 2025 1022175013
- CLOCKWISE LOUISE Establishment · since 2024 1016341353
- Bustos Mesa, Maria (sole trader) Establishment · since 2024 1014977613
- Schwartz, Nina (sole trader) Establishment · since 2024 1016326210
- Kharis Asset Management Holding Establishment · since 2024 1013409973
- Driveco Invest BE 1 Establishment · since 2024 1010381989
Connections & network
3 current directorsThe network starts from the directors of SPIRITEA. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
21-08
Gazette deed
Registered office moved within BruxellesNew seat: 1050 Bruxelles, Avenue Louise 489 · Previous seat: AVENUE LOUISE 375/BOITE 7, 1050 BRUXELLES2 points ▸
- General meeting, 02-08-2023
- Registered-office move, 1050 Bruxelles,Avenue Louise 489
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0769.563.257
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21822R0224/00S007 | Brussels | 1,833 m² | 1 · 1,831 m² | 45.6 m · 8 |