SPINNAEL
ActiveSPINNAEL has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €87k and a net result of €26k. Its solvency ranks better than 52% of 7697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
93
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency95▲+11
Growth52
Stability82
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days only on tighter terms
Liquidity ample (current ratio 1.93 against 1.57 in 2024), and 46.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.2%
Return on assets
15.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€87k▲ 39.9%
2024 · €62k
2024: €62k
2024 → 2025
Total assets
€163k▲ 27.6%
2024 · €128k
2024: €128k
2024 → 2025
Net result
€26k▼ 50.8%
2024 · €52k
2024: €52k
2024 → 2025
Working capital
€69k▲ 88.2%
2024 · €36k
2024: €36k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€62k-€87k▲ 39.9%
Operating result€66k-€46k▼ 30.5%
Net result€52k-€26k▼ 50.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 30% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €163k
Fixed assets
€20k▼ 23.1%
Current assets
€142k▲ 40.9%
Equity and liabilities €163k
Equity
€87k▲ 39.9%
Debt
€76k▲ 15.9%
The debt ratio falls from 51.5% to 46.8%: equity grows faster than debt.
Key figures and ratios
EBITDA
€57k▼
2024 · €73k
Cash flow
€36k▼
2024 · €59k
Solvency
53.2%▲
2024 · 48.5%
Current ratio
1.93▲
2024 · 1.57
Quick ratio
1.93▲
2024 · 1.57
Debt / equity
0.88▼
2024 · 1.06
ROE
29.5%▼
2024 · 83.8%
ROA
15.7%▼
2024 · 40.7%
Interest coverage
20.49▼
2024 · 57.59
Debt
€76k▲
2024 · €66k
Debt ≤ 1 year
€74k▲
2024 · €64k
Income taxes
€18k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€128k€163k▲
Fixed assets21/28€27k€20k▼
Intangible fixed assets21€863€663▼
Tangible fixed assets22/27€26k€20k▼
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€21k€11k▼
Other tangible fixed assets26-€4k
Current assets29/58€101k€142k▲
Amounts receivable within one year40/41€34k€25k▼
Trade receivables40€34k€25k▼
Cash at bank and in hand54/58€67k€117k▲
Deferred charges and accrued income490/1€623€25▼
Equity and liabilities
Total equity and liabilities10/49€128k€163k▲
Equity10/15€62k€87k▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€52k€77k▲
Amounts payable17/49€66k€76k▲
Amounts payable within one year42/48€64k€74k▲
Trade debts44€7k€7k▲
Suppliers440/4€7k€7k▲
Taxes, remuneration and social security45€26k€33k▲
Taxes450/3€26k€31k▲
Remuneration and social security454/9-€3k
Other amounts payable47/48€32k€33k▲
Accrued charges and deferred income492/3€1k€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€11k▲
Other operating charges640/8€447€259▼
Gross operating margin9900€74k€57k▼
Operating profit (loss)9901€66k€46k▼
Financial income75/76B-€4
Recurring financial income75-€4
Financial charges65/66B€1k€3k▲
Recurring financial charges65€1k€3k▲
Profit (loss) for the period before taxes9903€65k€43k▼
Income taxes67/77€13k€18k▲
Profit (loss) for the period9904€52k€26k▼
Profit (loss) for the period to be appropriated9905€52k€26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€52k€77k▲
Profit (loss) brought forward from the previous period14P-€52k
Profit to be distributed694/7-€833
Return on contributions (dividend)694-€833
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Somme-Leuze · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Quartier du Mayeur 835377 Somme-LeuzeGround area
494 m²
Building footprint
82 m²
Parcel 91101A0309/00K000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Quartier du Mayeur 83, 5377 Somme-Leuze
since 20242.358.052.479
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91101A0309/00K000 | Wallonia | 494 m² | 1 · 82 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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PIET & CO MILIEUBEHEER
BE 0875.795.875
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Shana Van Boom
BE 0799.219.919
Herselt · Eq €87k
Gili Consulting
BE 0717.745.461
Tervuren · Eq €87k
A.INT
BE 1020.228.776
Zaventem · Eq €86k
Of 24,419 companies in sector 82990 we hold annual accounts for 9,361. 7,144 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-03-2024
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.