CARTELLE BOIS
ActiveCARTELLE BOIS has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €88k and a net result of €168. Equity is growing by ~5.7% per year across the filed fiscal years. Its solvency ranks better than 39% of 7740 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-11
Solvency61▼-3
Growth52▲+1
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.45 against 1.76 in 2024; short-term debt: 22.1% and cash: 6.4% of total assets), and 63.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 12-09-2025, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
9 d early
2023
5 d early
2022
5 d early
2021
10 d early
2020
10 d late
2019
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close21-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Turnover
€188k▲ 9.2%
2024 · €172k
2019: €141k
2020: €107k
2021: €113k
2022: €142k
2023: €174k
2024: €172k
2019 → 2025
EBIT margin
2.4%▼ 5.5pp
2024 · 7.9%
2019: 6.7%
2020: 3.2%
2021: -0.5%
2022: 1.0%
2023: 7.8%
2024: 7.9%
2019 → 2025
Net result
€168▼ 98.3%
2024 · €10k
2019: €17k
2020: €2k
2021: €-2k
2022: €2k
2023: €11k
2024: €10k
2019 → 2025
Working capital
€24k▼ 33.2%
2024 · €36k
2019: €23k
2020: €27k
2021: €25k
2022: €31k
2023: €27k
2024: €36k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€113k-€142k▲ 25.3%€174k▲ 22.6%€172k▼ 1.0%€188k▲ 9.2%
Equity€65k-€67k▲ 2.9%€78k▲ 16.2%€88k▲ 12.9%€88k▲ 0.2%
Operating result€-534-€1k€14k▲ 855%€14k▼ 0.6%€5k▼ 66.5%
Net result€-2k-€2k€11k▲ 466%€10k▼ 7.5%€168▼ 98.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 67% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €243k
Fixed assets
€165k▲ 14.5%
Current assets
€77k▼ 6.4%
Equity and liabilities €243k
Equity
€88k▲ 0.2%
Debt
€155k▲ 11.1%
The debt ratio rises from 61.3% to 63.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€27k▼
2024 · €39k
Cash flow
€23k▼
2024 · €35k
Solvency
36.2%▼
2024 · 38.7%
Current ratio
1.45▼
2024 · 1.76
Quick ratio
0.92▼
2024 · 1.21
Debt / equity
1.76▲
2024 · 1.59
ROE
0.2%▼
2024 · 11.4%
ROA
0.1%▼
2024 · 4.4%
Interest coverage
6.26▼
2024 · 14.02
Debt
€155k▲
2024 · €139k
Debt ≤ 1 year
€54k▲
2024 · €47k
Debt > 1 year
€101k▲
2024 · €92k
Income taxes
€23▼
2024 · €1k
Staff costs
€8k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€227k€243k▲
Fixed assets21/28€144k€165k▲
Tangible fixed assets22/27€144k€165k▲
Plant, machinery and equipment23€117k€106k▼
Furniture and vehicles24€28k€59k▲
Financial fixed assets28€180€180=
Current assets29/58€83k€77k▼
Stocks and contracts in progress3€26k€28k▲
Stocks30/36€26k€28k▲
Amounts receivable within one year40/41€37k€32k▼
Trade receivables40€36k€32k▼
Other amounts receivable41€1k-
Cash at bank and in hand54/58€18k€16k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€227k€243k▲
Equity10/15€88k€88k▲
Contributions10/11€8k€8k=
Profit (loss) carried forward14€80k€80k▲
Amounts payable17/49€139k€155k▲
Amounts payable after more than one year17€92k€101k▲
Financial debts170/4€92k€101k▲
Amounts payable within one year42/48€47k€54k▲
Current portion of amounts payable after more than one year42€26k€30k▲
Trade debts44€11k€16k▲
Suppliers440/4€11k€16k▲
Taxes, remuneration and social security45€7k€7k▼
Taxes450/3€5k€6k▲
Remuneration and social security454/9€2k€365▼
Other amounts payable47/48€3k€1k▼
Income statement
Code20242025
Turnover70€172k€188k▲
Goods, raw materials, services and sundry goods60/61€120k€152k▲
Remuneration, social security and pensions62€13k€8k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€23k▼
Other operating charges640/8€1k€3k▲
Non-recurring operating charges66A-€1k
Gross operating margin9900€52k€40k▼
Operating profit (loss)9901€14k€5k▼
Financial income75/76B€503€3▼
Recurring financial income75€3€3▼
Non-recurring financial income76B€500-
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€11k€192▼
Income taxes67/77€1k€23▼
Profit (loss) for the period9904€10k€168▼
Profit (loss) for the period to be appropriated9905€10k€168▼
Appropriation of the result
Profit (loss) to be appropriated9906€80k€80k▲
Profit (loss) brought forward from the previous period14P€70k€80k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
12-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
22-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
26-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
26-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
2021
21-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Weakest financial yearnet €-2k ▼179%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
2020
10-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
2019
01-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
18-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
27-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pepinster · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Tribomont 1464860 PepinsterGround area
486 m²
Building footprint
124 m²
Volume, LiDAR
1,053 m³
Parcel 63083A0061/00C000, Wallonia · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CARTELLE BOIS
since 20092.177.542.112
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63083A0061/00C000 | Wallonia | 486 m² | 1 · 124 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Rpesse Consulting
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AT Consulant
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JB CONSULTING
BE 0820.162.417
Sint-Joost-ten-Node · Eq €88k
AGONES
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Halen · Eq €88k
FLANLU
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Hamme (Vl.) · Eq €88k
Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 7,182 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-04-2009
Fiscal year end31-03
Activities, NACEBEL
02200Logging
82990Other business support services
01610Support activities for crop production
43120Site preparation
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.