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Complete company report
Generated 12-07-2026
Active BE 1007.667.474Private limited company

Spinemed

Veurestraat 13 ·9051 Gent, Belgium· 2 yrs active
Sector: Human health (86220)
Conclusion Checked

The computed 12-month bankruptcy probability of Spinemed is 0.2% (very low). The 2024 annual accounts show equity of €32k and a net result of €31k. Its solvency ranks better than 57% of 6537 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €32k
Net result €31k
Better than sector 57%
Active 2 yrs
Snowflake analysis 5 axes · computed by Checked
Health93Profitability100Solvency97Growth50Stability67
81 / 100

Exceptional profile, strong across almost every axis.

Health 93
Profitability 100
Solvency 97
Growth 50
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
0.2% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
93 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 23-07-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 86, Human health · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 72.2% 66.7%
better than 57% of 6537 sector peers
Net result €31k €46k
better than 38% of 6531 sector peers
Equity €32k €79k
better than 26% of 6537 sector peers
Gross operating margin €46k €78k
better than 32% of 6539 sector peers
Total assets €44k €154k
better than 13% of 6540 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Revenue-
EBITDA€46k
Net profit€31k
Cash flow€37k
Staff costs-
Income taxes€9k
Dividends-
Total assets€44k
Equity€32k
Debt€12k
of which ≤ 1y€12k
of which > 1y-
Working capital€11k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.87
Quick ratio1.87
Working capital ratio24.1%
Solvency72.2%
Debt / equity0.39
Long-term debt ratio-
Interest coverage701.07
Gross margin-
Net margin-
ROA69.9%
ROE96.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€44k
Fixed assets 21/28€21k
Tangible fixed assets 22/27€21k
Current assets 29/58€23k
Cash & bank 54/58€23k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€44k
Equity 10/15€32k
Contributions / capital 10/11€1k
Reserves 13€31k
Amounts payable 17/49€12k
Amounts payable within one year 42/48€12k
Trade debts payable within one year 44€3k
Income statement
Gross operating margin 9900€46k
Operating result 9901€40k
Financial income 75€151
Financial charges 65€66
Result before taxes 9903€40k
Income taxes 67/77€9k
Net result for the period 9904€31k
Result to be appropriated 9905€31k
Ratios computed by Checked.
Directors & mandates 1 directors
Current directors & mandates
  • Van Mossel Marleen
    Director
    State Gazette act 26004908 (12-01-2026)
    Current
    01-10-2025 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Human health(86220)
Legal form Private limited company(610)
Incorporation27-03-2024
StatusActive
Postal code9051
Establishment units 1 location
Spinemed
Veurestraat 13, 9051 GentOverige zakelijke dienstverlening, neg
since 20242.358.667.044
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44002B0123/00S003 Flanders 1,279 m² 1 · 182 m² 8.7 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
12-01-2026
State Gazette act Director changes
v3.2
2025
23-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
07-07-2025
State Gazette act Statutes amendment
v3.2
2024
29-03-2024
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 3 acts
All acts · 3 updated 6 months ago
2026
12-01-2026 Van Mossel Marleen appointed as director Director changes
  • Van Mossel Marleen, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Van Mossel Marleen",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-10-01",
      "evidence_quote": "De benoeming van de bestuurder: Van Mossel Marleen wonende te 9051 Afsnee Veurestraat 13"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "1007.667.474",
    "name_full": "SPINEMED",
    "legal_form": "BV"
  }
}
2025
07-07-2025 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "statute_change": {
    "name_change": false,
    "seat_change": false,
    "object_change": true,
    "effective_date": "2025-07-02",
    "legal_form_change": false
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "1007.667.474",
    "name_full": "SPINEMED",
    "legal_form": "BV"
  },
  "signature_regime": null,
  "special_mandates": [],
  "governance_change": {
    "admin_delegated_added": []
  }
}
2024
29-03-2024 Incorporation of a new BV Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "Veurestraat 13, 9051 Afsnee",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1976-08-16",
        "name": "RAMRATTAN Navin Nashiel",
        "niss": null,
        "address": "Veurestraat 13, 9051 Gent (Afsnee)"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 1000,
      "holder_person_name": "RAMRATTAN Navin Nashiel",
      "is_subscriber_only": false,
      "n_shares_subscribed": 100,
      "amount_subscribed_eur": 1000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 1000,
  "subject_company": {
    "kbo": "1007.667.474",
    "name_full": "Spinemed",
    "legal_form": "BV"
  },
  "initial_directors": [],
  "incorporation_date": "2024-03-27",
  "post_incorporation_mandates": []
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Praktijken van specialisten86220Activiteiten van medisch specialisten86220Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL Spinemed
Registered office
Veurestraat 13
9051 Gent, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative