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Complete company report
Generated 12-07-2026
Active BE 0804.060.120Private limited company

Spimac

Rue Neuve(HOD) 24 ·4351 Remicourt, Belgium· 2 yrs active
Sector: Financial services (64210)
Conclusion Checked

Spimac is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €29k and a net result of €24k. Its solvency ranks better than 30% of 3135 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €29k
Net result €24k
Better than sector 30%
Active 2 yrs
Snowflake analysis 5 axes · computed by Checked
Health0Profitability100Solvency35Growth50Stability67
50 / 100

Mixed profile: strong on profitability, weaker on health.

Health 0
Profitability 100
Solvency 35
Growth 50
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.
Financial overview1 NBB filings
Annual accounts filed on 19-08-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 64, Financial services · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 25.9% 52.4%
better than 30% of 3135 sector peers
Net result €24k €32k
better than 43% of 3131 sector peers
Equity €29k €75k
better than 27% of 3136 sector peers
Gross operating margin €60k €52k
better than 55% of 3128 sector peers
Total assets €113k €191k
better than 34% of 3137 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Revenuen/a
EBITDAn/a
Net profit€24k
Cash flown/a
Staff costs-
Income taxes€12k
Dividends-
Total assets€113k
Equity€29k
Debt€84k
of which ≤ 1y€84k
of which > 1y-
Working capitaln/a
Employees (FTE)-
Ratios (computed)
2024
Current ration/a
Quick ration/a
Working capital ration/a
Solvency25.9%
Debt / equityn/a
Long-term debt ration/a
Interest coveragen/a
Gross marginn/a
Net marginn/a
ROA21.4%
ROE82.9%
EBITDA marginn/a
Days sales outstandingn/a
Days payable outstandingn/a
Inventory turnovern/a
Days inventory (DSI)n/a
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€113k
Fixed assets 21/28€46k
Tangible fixed assets 22/27€46k
Current assets 29/58€67k
Amounts receivable within one year 40/41€34k
Cash & bank 54/58€31k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€113k
Equity 10/15€29k
Contributions / capital 10/11€5k
Accumulated profits (losses) 14€24k
Amounts payable 17/49€84k
Amounts payable within one year 42/48€84k
Trade debts payable within one year 44€53k
Income statement
Gross operating margin 9900€60k
Operating result 9901€36k
Financial charges 65€302
Result before taxes 9903€36k
Income taxes 67/77€12k
Net result for the period 9904€24k
Result to be appropriated 9905€24k
Ratios computed by Checked.
Legal Structure
NACE primary Financial services(64210)
Legal form Private limited company(610)
Incorporation18-07-2023
StatusActive
Postal code4351
Establishment units 1 location
SPIMAC
Rue de la Laiterie (Tohogne) 18, 6941 DurbuyOndersteunende activiteiten in verband met de teelt van gewassen
since 20232.348.121.857
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
83050C0681/00C000 Wallonia 3,853 m² 1 · 103 m² -
64035A0138/00S000 Wallonia 548 m² 1 · 83 m² 7.5 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
24-09-2025
State Gazette act Registered-office change
19-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
Belgisch Staatsblad, acts 1 acts
Address history · 1
24-09-2025
Registered-office move
All acts · 1 updated 9 months ago
2025
24-09-2025 Registered office moved from DURBUY to HODEIGE Registered-office change
  • Rue de la Laiterie 18 à 6941 DURBUY → 4351 HODEIGE, Rue Neuve 24
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "4351 HODEIGE, Rue Neuve 24",
        "city": "HODEIGE",
        "region": "waals_gewest",
        "street": "Rue Neuve",
        "country": "BE",
        "postcode": "4351",
        "box_number": null,
        "street_number": "24",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Rue de la Laiterie 18 \u00E0 6941 DURBUY",
        "city": "DURBUY",
        "region": "waals_gewest",
        "street": "Rue de la Laiterie",
        "country": "BE",
        "postcode": "6941",
        "box_number": null,
        "street_number": "18",
        "locality_suffix": null
      },
      "effective_date": null,
      "evidence_quote": "L\u0027assembl\u00E9e d\u00E9cide \u00E0 l\u0027unanimit\u00E9 de transf\u00E9rer le si\u00E8ge social \u00E0 4351 HODEIGE, Rue Neuve 24 \u00E0 partir de ce jour.",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "immediate",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Li\u00E8ge",
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": null,
    "filing_date": null,
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decision": {
    "body": "algemene_vergadering",
    "date": "2025-09-10",
    "unanimous": true
  },
  "subject_company": {
    "kbo": "0804.060.120",
    "name_full": "SPIMAC",
    "legal_form": "SRL",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Simon MAQUOI",
    "org_rep_person_name": null,
    "person_role_at_subject": "Administrateur"
  },
  "co_filed_documents": []
}
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210Ondersteunende activiteiten in verband met de teelt van gewassen01610Ondersteunende activiteiten in verband met de teelt van gewassen01610Ondersteunende activiteiten in verband met de veeteelt01620Ondersteunende activiteiten in verband met de veeteelt01620Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Bouwrijp maken van terreinen43120Bouwrijp maken van terreinen43120Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameFR Spimac
Registered office
Rue Neuve(HOD) 24
4351 Remicourt, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative