Speeltuinveilig
ActiveSpeeltuinveilig is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €32k and a net result of €17k. Equity is growing by ~9% per year across the filed fiscal years. Its solvency ranks better than 39% of 2410 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
1 d early
2024
29 d late
2023
13 d late
2022
5 d early
2021
20 d early
2020
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€32k▼ 30.1%
2024 · €46k
2020: €31k
2021: €36k
2022: €37k
2023: €41k
2024: €46k
2020 → 2025
Net result
€17k▲ 27.1%
2024 · €13k
2020: €12k
2021: €5k
2022: €1k
2023: €4k
2024: €13k
2020 → 2025
Total assets
€87k▲ 13.6%
2024 · €77k
2020: €88k
2021: €71k
2022: €65k
2023: €62k
2024: €77k
2020 → 2025
Solvency
37.0%▼ 23.2pp
2024 · 60.2%
2020: 34.9%
2021: 50.7%
2022: 57.1%
2023: 67.0%
2024: 60.2%
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€36k-€37k▲ 3.9%€41k▲ 11.1%€46k▲ 11.5%€32k▼ 30.1%
Operating result€9k-€4k▼ 55.5%€8k▲ 97.8%€19k▲ 143%€23k▲ 22.1%
Net result€5k-€1k▼ 72.2%€4k▲ 196%€13k▲ 216%€17k▲ 27.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 22% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €87k
Fixed assets
€10k▼ 45.4%
Current assets
€77k▲ 31.3%
Equity and liabilities €87k
Equity
€32k▼ 30.1%
Debt
€55k▲ 79.9%
The debt ratio rises from 39.8% to 63.0%: debt grows while equity shrinks.
Key figures and ratios
Solvency
37.0%▼
2024 · 60.2%
ROE
51.5%▲
2024 · 28.3%
ROA
19.1%▲
2024 · 17.0%
Debt
€55k▲
2024 · €30k
Debt ≤ 1 year
€55k▲
2024 · €30k
Income taxes
€7k▲
2024 · €6k
Staff costs
€62k▼
2024 · €76k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€77k€87k▲
Fixed assets21/28€18k€10k▼
Intangible fixed assets21€12k€8k▼
Tangible fixed assets22/27€6k€2k▼
Plant, machinery and equipment23€1k€109▼
Furniture and vehicles24€5k€2k▼
Current assets29/58€59k€77k▲
Amounts receivable within one year40/41€50k€67k▲
Trade receivables40€39k€38k▼
Other amounts receivable41€11k€29k▲
Cash at bank and in hand54/58€3k€3k▼
Deferred charges and accrued income490/1€5k€7k▲
Equity and liabilities
Total equity and liabilities10/49€77k€87k▲
Equity10/15€46k€32k▼
Contributions10/11€19k€19k=
Reserves13€28k€14k▼
Distributable reserves133€28k€14k▼
Profit (loss) carried forward14€8€8=
Amounts payable17/49€30k€55k▲
Amounts payable within one year42/48€30k€55k▲
Financial debts43-€2k
Credit institutions430/8-€2k
Trade debts44€4k€6k▲
Suppliers440/4€4k€6k▲
Taxes, remuneration and social security45€18k€16k▼
Taxes450/3€9k€8k▼
Remuneration and social security454/9€9k€8k▼
Other amounts payable47/48€8k€30k▲
Income statement
Code20242025
Remuneration, social security and pensions62€76k€62k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€8k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€109k€95k▼
Operating profit (loss)9901€19k€23k▲
Financial income75/76B€263€983▲
Recurring financial income75€263€983▲
Financial charges65/66B€194€134▼
Recurring financial charges65€194€134▼
Profit (loss) for the period before taxes9903€19k€24k▲
Income taxes67/77€6k€7k▲
Profit (loss) for the period9904€13k€17k▲
Profit (loss) for the period to be appropriated9905€13k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€13k€17k▲
Profit (loss) brought forward from the previous period14P€8€8▲
Transfer from equity791/2-€14k
Transfer to equity691/2€5k€0▼
To other reserves6921€5k€0▼
Profit to be distributed694/7€8k€30k▲
Return on contributions (dividend)694€8k€30k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €17k ▲27.1%
Operating result €23k, net result €17k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €1k ▼72.2%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merelbeke-Melle · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Warandestraat 2A9820 Merelbeke-MelleGround area
2,049 m²
Building footprint
391 m²
Volume, LiDAR
1,854 m³
Parcel 44041A0355/00S000, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Speeltuinveilig
since 20192.286.877.740
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44041A0355/00S000 | Flanders | 2,049 m² | 1 · 391 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Dual-learning approval
2 live approvalsPolyvalent administratief ondersteuner (vwo)
Polyvalent administratief ondersteuner duaal (so)
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Of 850 companies in sector 66210 we hold annual accounts for 511. 362 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-02-2019
Fiscal year end31-12
Activities, NACEBEL
66210Risk and damage evaluation
71209Other technical testing and analysis
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:000000000