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SPEEDFRESH

Active
Private limited companyfounded 201511 yrs activeRue des Résistants, Gd-M. 22, 5030 Gembloux, BelgiumKBO/BCE: BE 0598.750.217
Summary

SPEEDFRESH has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €83,978 and a net result of €68,594. Equity is shrinking by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 42% of 2618 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Risk analysisWatch ReportCompare
SPEEDFRESHActiveChecked score 81/100
Risk analysis ReportCompare

Overview

Activity
Office administrative and support services
NACE 82100Freight transport by road NACE 49410NACE 82110
1 site
Size
€264,607total assets 2025
Staff
3 FTE
Equity
€83,978
Profit
€68,594
Financial health
81 Excellent Checked score 2025
Bankruptcy chance 12 m
0.5%
Structure
Accounts filed 61 d late0 of 5 deeds read
Why 81- Latest accounts 61 days late; 3 of the last 3 late- Size: 3 FTE, total assets €264,607+ Liquidity: current ratio 1.23, cash €65,284+ Sector Office administrative, office support and other business support activities (NACE 82)Show the evidence

Checked score

Score 2025
81 / 100
Excellent
Probability in this band: under 0.55%
Better than 44% of its sector peers (NACE 82, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 57-9
equity 31.7% of total assets
Liquidity 44-22
short-term debt 68.3% · cash 24.7%
Profitability 100+23
return on assets 25.9%
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,453 companies)
Last 24 months 11-2024: 1.8%highest value 12-2024: 0.7%▼ -63.1% vs 11-2024 01-2025: 0.7%▼ -1.3% vs 12-2024 02-2025: 0.7%● 0.0% vs 01-2025 03-2025: 0.7%▼ -1.3% vs 02-2025 04-2025: 0.7%▲ +2.0% vs 03-2025 05-2025: 0.7%▼ -0.6% vs 04-2025 06-2025: 0.7%▼ -2.1% vs 05-2025 07-2025: 0.6%▼ -3.1% vs 06-2025 08-2025: 0.9%▲ +39.7% vs 07-2025 09-2025: 1.0%▲ +10.9% vs 08-2025 10-2025: 0.3%▼ -66.7% vs 09-2025 11-2025: 0.3%● 0.0% vs 10-2025 12-2025: 0.3%▲ +0.3% vs 11-2025 01-2026: 0.3%▼ -0.6% vs 12-2025 02-2026: 0.3%▲ +3.1% vs 01-2026 03-2026: 0.3%▼ -3.0% vs 02-2026 04-2026: 0.3%▼ -2.5% vs 03-2026 05-2026: 0.3%▲ +0.9% vs 04-2026 06-2026: 0.3%▼ -4.4% vs 05-2026lowest value 07-2026: 0.3%▲ +7.2% vs 06-2026 08-2026: 0.5%▲ +39.9% vs 07-2026 09-2026: 0.5%▲ +5.2% vs 08-2026 10-2026: 0.5%▲ +5.2% vs 09-2026
  • Latest accounts 61 days late; 3 of the last 3 late raises the probability
  • Liquidity: current ratio 1.23, cash €65,284 lowers the probability
  • Sector Office administrative, office support and other business support activities (NACE 82) lowers the probability
  • Size: 3 FTE, total assets €264,607 raises the probability for this profile
Credit up to €6,000 at 30 days acceptable
Liquidity tight (current ratio 1.23 against 1.4 in 2024; short-term debt: 68.3% and cash: 24.7% of total assets), and 68.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 82, micro). Better than this share of them on solvency 37%, liquidity 29%, profitability 87%, growth against the median 21%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Latest accounts 61 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Liquidity: current ratio 1.23, cash €65,284
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Sector Office administrative, office support and other business support activities (NACE 82)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Size: 3 FTE, total assets €264,607
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filings
Deviation from the deadline
2025
61 d late
2024
61 d late
2023
122 d late
2022
153 d late
2021
31 d late
2020
29 d late
2019
61 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 74 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 September (4 of the last 5 filed years within 62 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Highest result since 2018net €68,594 ▲286%
  3. Annual accounts filedfiscal year 2024 · full…

Key points

  • Positive: Result rose in 2025from €17,770 to €68,594 ▲ 286% View
  • Caution: Latest accounts filed lateafter the legal deadline 61 d View
  • Positive: 8 profitable years in a rowprofit 2025: €68,594 8 years View

By topic

Financials

Fiscal year
2025
Total assets
€264,607
Profit
€68,594
Solvency
31.7%
Total assets▲ 4.1%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2018
Next accounts
by 31-07-2027
  1. 30-09-2026Annual accounts filed
  2. 31-12-2025Highest result since 2018
  3. 30-09-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Office administrative and support servicesNACE 82100
Founded
17-02-2015
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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