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L&W SERVICES

Active
Private limited companyfounded 2017active for 9 yearsRue du Vicinal 26, 4170 Comblain-au-Pont, BelgiumKBO/BCE: BE 0671.488.240
Summary

L&W SERVICES has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €181,243 and a net result of €60,596. Equity has been growing by about 13% per year since 2019. Its solvency ranks better than 54% of 12,775 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

Source: KBO
Status
Active since 14-02-2017 Normal situation
Activity
Other non-specialised retail sale NACE 47120and 6 others
Establishment unit
2.264.119.659 4140 Sprimont, since 14-02-2017
Financial year end
31 December
Peppol
Reachable since 12-12-2025

Board and ownership

Board
Shareholders
  • Andrew LAURENTannual accounts 30-06-2021

Financial position

85 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts 2025
Gross margin
€217,856
▼ 3.3%
Turnover
≈ €1.7m
estimated
Profit
€60,596
▲ 11×
Equity
€181,243
▲ 48.9%
Total assets
€446,303
▲ 0.8%
Employees on 31-12-2025
3
=
Score breakdownraises riskSize: 2.3 FTE, total assets €446,303Sector: Retail trade (NACE 47)lowers riskFigures for financial year 2025 (filed on 04-08-2026)Liquidity: current ratio 3.52, cash €26,468Show the evidence

Checked score

Score 2025
85 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 69% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 66+14
equity 40.6% of total assets
Liquidity 52=
short-term debt 19.0% · cash 5.9%
Profitability 86+49
return on assets 13.6%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 1.1% 01-2025: 1.2%▲ +0.1 percentage points vs 12-2024 02-2025: 2.1%▲ +0.9 percentage points vs 01-2025 03-2025: 2.5%▲ +0.4 percentage points vs 02-2025 04-2025: 4.9%▲ +2.4 percentage points vs 03-2025 05-2025: 5.0%▲ +0.1 percentage points vs 04-2025 06-2025: 5.7%▲ +0.7 percentage points vs 05-2025 07-2025: 6.9%▲ +1.2 percentage points vs 06-2025highest value 08-2025: 6.9%● unchanged vs 07-2025highest value 09-2025: 0.9%▼ -6.0 percentage points vs 08-2025 10-2025: 0.9%● unchanged vs 09-2025 11-2025: 0.9%● unchanged vs 10-2025 12-2025: 0.9%● unchanged vs 11-2025 01-2026: 0.9%● unchanged vs 12-2025 02-2026: 0.9%● unchanged vs 01-2026 03-2026: 0.9%● unchanged vs 02-2026 04-2026: 1.0%▲ +0.1 percentage points vs 03-2026 05-2026: 1.3%▲ +0.3 percentage points vs 04-2026 06-2026: 1.2%▼ -0.1 percentage points vs 05-2026 07-2026: 0.7%▼ -0.5 percentage points vs 06-2026 08-2026: 0.4%▼ -0.3 percentage points vs 07-2026lowest value 09-2026: 0.4%● unchanged vs 08-2026lowest value 10-2026: 0.4%● unchanged vs 09-2026lowest value 11-2026: 0.4%● unchanged vs 10-2026lowest value
Credit of up to €15,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.52 (3.4 in 2024), above the usual 1.5. Short-term debt is 19% and cash 5.9% of total assets. However, 59.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 56% of them on solvency, 56% on liquidity, 80% on profitability and 86% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Size: 2.3 FTE, total assets €446,303
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Figures for financial year 2025 (filed on 04-08-2026)
NBB · annual accounts
lowers risk · Liquidity: current ratio 3.52, cash €26,468
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
on the day
2024
on the day
2023
5 days early
2022
1 day early
2021
3 days early
2020
4 days early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 2 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Result rose in 2025from €5,286 to €60,596 ▲ 11× View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 7 profitable years in a rowprofit 2025: €60,596 7 years View

Recent changes

  1. · Gazette deed Registered office moved from Sprimont to Comblain-Au-Pont
  2. · Gazette deed Change of role: LAURENT Andrew, from manager to director
  3. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as L&W SERVICES: other non-specialised retail sale (NACE 47120). They are comparable in size and age: total assets between €439,000 and €796,000, founded between 2014 and 2018.

CompanyTotal assetsGross margin
L&W SERVICES Comblain-au-Pont€446,303€217,856
UNILIV Brugge€439,042€158,981
GARZINI Herzele€461,896€169,975
MILEVA Fléron€796,191€137,878
SMOKING FREE BELGIUM Fléron€745,423€215,657
THE JUICE PLUS + COMPANY BVBA Machelen (Brab.)€566,080€271,392
PROMO GROUP Puurs-Sint-Amands€661,532€167,719
Full comparison

Key facts about L&W SERVICES

What is the company number of L&W SERVICES?
The company number of L&W SERVICES is 0671.488.240. The VAT number is the same number with BE in front: BE 0671.488.240.
Where is L&W SERVICES based?
The registered office is at Rue du Vicinal 26, 4170 Comblain-au-Pont.Company details
What does L&W SERVICES do?
According to the KBO register, the main activity is other non-specialised retail sale (NACE 47120).
What is the legal form of L&W SERVICES?
The legal form of L&W SERVICES is Private limited company (BV).
When was L&W SERVICES founded?
L&W SERVICES was founded on 14-02-2017.
Is L&W SERVICES still active?
Yes, L&W SERVICES is an active enterprise in the KBO register.
How many employees does L&W SERVICES have?
L&W SERVICES had an average of 2.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of L&W SERVICES?
The turnover in financial year 2025 is ≈ €1.7m. This figure is estimated from the gross margin of €217,856 and 37 comparable companies (NACE 471). It probably lies between €1.3m and €2.5m.
Is L&W SERVICES profitable?
In financial year 2025, L&W SERVICES made a profit of €60,596.
Where can I find the annual accounts of L&W SERVICES?
L&W SERVICES filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of L&W SERVICES due?
L&W SERVICES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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