Financials
- Fiscal year
- 2025
- Total assets
- €236,310
- Profit
- €959
- Solvency
- -25.6%
Total assets▼ 3.2%
Net result
20192025
SPEEDFARM
ActiveSummary
SPEEDFARM has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€60,582) and a net result of €959. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 20110 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Overview
Activity
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811NACE 45113
1 site
Size
€236,310total assets 2025
- Equity
- -€60,582
- Profit
- €959
Turnover not published (abridged schema)
Structure
Accounts 3 d early0 of 4 deeds read
Why 55Capped at 59: negative equity- Negative equity -€60,582- Liquidity: current ratio 2.31+ Size: total assets €236,310+ Founded in 2004Show the evidence
Checked score
Score 2025
55
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 36% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency
0=
equity -25.6% of total assets
Liquidity
58+2
short-term debt 43.3%
Profitability
39+6
return on assets 0.4%
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 13 months
10-2025: 2.6%highest value
11-2025: 2.5%▼ -3.6% vs 10-2025
12-2025: 2.4%▼ -4.2% vs 11-2025
01-2026: 2.6%▲ +7.3% vs 12-2025
02-2026: 1.2%▼ -53.7% vs 01-2026
03-2026: 1.2%● 0.0% vs 02-2026
04-2026: 1.2%● 0.0% vs 03-2026
05-2026: 1.2%● 0.0% vs 04-2026
06-2026: 1.2%● 0.0% vs 05-2026
07-2026: 1.2%▲ +1.5% vs 06-2026
08-2026: 1.2%● 0.0% vs 07-2026
09-2026: 1.2%▼ -2.3% vs 08-2026lowest value
10-2026: 1.2%▲ +1.3% vs 09-2026
- Negative equity -€60,582 raises the probability
- Size: total assets €236,310 lowers the probability for this profile
- Liquidity: current ratio 2.31 raises the probability
- Founded in 2004 lowers the probability for this profile
No credit on open account
Liquidity ample (current ratio 2.31 against 2.19 in 2024; short-term debt: 43.3% of total assets), but equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 6%, liquidity 65%, profitability 29%, growth against the median 44%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 20110 sector peers (2025).
NBB · sector comparisonPosition among 20110 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
on the day
2023
on the day
2022
6 d early
2021
5 d early
2020
2 d early
2019
339 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 46 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 28 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close02-10-2026 today31-01-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Back to profitnet €959
- Annual accounts filedfiscal year 2024 · micro…
Key points
- Risk: Negative equityfiscal year 2025: debts exceed assets -€60,582 View
- Positive: Back in profit in 2025after -€62,095 in 2024 €959 View
- Caution: Among the weakest 8% on equitysector median €41,999 · 20,145 companies -€60,582 View
- Positive: Always filed on timeaccounts within the deadline every year 6 years View
By topic
Timeline
- Events
- 12
- Since
- 2016
- Next accounts
- by 31-01-2027
- 28-01-2026Annual accounts filed
- 30-06-2025Back to profit
- 31-01-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Activity
- Retail sale of cars and light vans (up…NACE 47811
- Founded
- 26-04-2004
- Year ends
- 30-06
- Peppol
- Not found in the Peppol directory
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