SPEED & GO
ActiveThe computed 12-month bankruptcy probability of SPEED & GO is 2.5% (moderate). The 2025 annual accounts show negative equity (€-2k) and a net result of €4k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 12% of 474 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency0=
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.71; short-term debt: 141.1% and cash: 99.3% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 53
Relative position
BE, all sectors
reference
Sector 53
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-41.1%
Return on assets
66.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 474 sector peers (2025).
NBB · sector comparisonPosition among 474 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
on the day
2023
1 d early
2022
5 d early
2021
31 d early
2020
8 d early
2019
87 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-2k▲ 61.7%
2024 · €-6k
2018: €-5k
2019: €-5k
2020: €-16k
2021: €-16k
2022: €-12k
2023: €-8k
2024: €-6k
2018 → 2025
Total assets
€6k▲ 66.4%
2024 · €4k
2018: €21k
2019: €20k
2020: €16k
2021: €7k
2022: €10k
2023: €6k
2024: €4k
2018 → 2025
Net result
€4k▲ 173%
2024 · €1k
2018: €-8k
2019: €5k
2020: €-11k
2021: €-210
2022: €4k
2023: €4k
2024: €1k
2018 → 2025
Working capital
€-2k▲ 62.7%
2024 · €-7k
2018: €-8k
2019: €134
2020: €-15k
2021: €-15k
2022: €-12k
2023: €-9k
2024: €-7k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-16k-€-12k▲ 27.3%€-8k▲ 32.2%€-6k▲ 18.4%€-2k▲ 61.7%
Operating result€807-€5k▲ 482%€4k▼ 12.3%€2k▼ 60.3%€7k▲ 302%
Net result€-210-€4k€4k▼ 14.0%€1k▼ 61.2%€4k▲ 173%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 302% above 2024 and is the highest result in the available series.
Key figures and ratios
EBITDA
€7k▲
2024 · €2k
Cash flow
€4k▲
2024 · €2k
Solvency
-41.1%
Current ratio
0.71
Quick ratio
0.71
Debt / equity
-3.43
ROA
66.3%
Interest coverage
15.91▲
2024 · 12.25
Debt
€8k▼
2024 · €10k
Debt ≤ 1 year
€8k▼
2024 · €10k
Income taxes
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4k€6k▲
Fixed assets21/28€170€0▼
Tangible fixed assets22/27€170€0▼
Plant, machinery and equipment23€60€0▼
Furniture and vehicles24€111€0▼
Current assets29/58€3k€6k▲
Amounts receivable within one year40/41€562€40▼
Trade receivables40€173€39▼
Other amounts receivable41€389€1▼
Cash at bank and in hand54/58€3k€6k▲
Equity and liabilities
Total equity and liabilities10/49€4k€6k▲
Equity10/15€-6k€-2k▲
Contributions10/11€1k€1k=
Reserves13€2k€0▼
Tax-exempt reserves132€900€0▼
Distributable reserves133€1k€0▼
Profit (loss) carried forward14€-10k€-3k▲
Amounts payable17/49€10k€8k▼
Amounts payable within one year42/48€10k€8k▼
Current portion of amounts payable after more than one year42€0-
Trade debts44€6k€2k▼
Suppliers440/4€6k€2k▼
Taxes, remuneration and social security45€8€3k▲
Taxes450/3€8€3k▲
Other amounts payable47/48€4k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€849€67▼
Other operating charges640/8€2k€7k▲
Gross operating margin9900€4k€14k▲
Operating profit (loss)9901€2k€7k▲
Financial income75/76B€9€140▲
Recurring financial income75€9€0▼
Non-recurring financial income76B-€140
Financial charges65/66B€203€417▲
Recurring financial charges65€203€417▲
Profit (loss) for the period before taxes9903€1k€6k▲
Income taxes67/77-€2k
Profit (loss) for the period9904€1k€4k▲
Transfer from tax-exempt reserves789-€900
Profit (loss) for the period to be appropriated9905€1k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-10k€-5k▲
Profit (loss) brought forward from the previous period14P€-11k€-10k▲
Transfer from equity791/2-€1k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-11k ▼328%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
26-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 87 days late
2019
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.01
Current ratio from 0.41 to 1.01; short-term debt falls from €13k to €13k.
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
17-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groeneweg 179320 AalstGround area
3,870 m²
Building footprint
954 m²
Volume, LiDAR
6,339 m³
2 parcels, Flanders · tallest building 26.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Speed & Go
since 20112.203.618.185
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41342B0933/00H000 | Flanders | 3,635 m² | 1 · 798 m² | 26.0 m · 2 fl. |
| 41029A0331/00F000 | Flanders | 236 m² | 1 · 156 m² | 9.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ERENSAR TRANSPORT SOLUTION
BE 0733.880.917
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DG TRANS
BE 0817.853.124
Vorst · Eq €2k
APPHIA AUTO FULL SERVICES
BE 0744.838.749
Colfontaine · Eq €2k
KBNCM SERVICES
BE 0639.921.074
Kortenberg · Eq €4k
WEVACRO
BE 0839.115.623
Aalst · Eq €2k
Of 430 companies in sector 53100 we hold annual accounts for 126. 42 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-10-2011
Fiscal year end31-12
Activities, NACEBEL
53100Postal and courier activities
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.