EGYBEL LUX
ActiveSummary
The computed 12-month bankruptcy probability of EGYBEL LUX is 5.5% (elevated). The 2025 annual accounts show negative equity (€-1k) and a net result of €-6k. Equity is shrinking by ~10.6% per year across the filed fiscal years. Its solvency ranks better than 17% of 478 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
26
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability2▼-75
Solvency14▲+14
Growth68▲+3
Track record100
Bankruptcy probability, 12 months
5.5%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.44 against 0.16 in 2024; short-term debt: 53.7% and cash: 20.2% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 53
Relative position
BE, all sectors
reference
Sector 53
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-10.9%
Return on assets
-46.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-1k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
13 d early
2023
31 d late
2022
27 d late
2021
15 d late
2020
23 d late
2019
29 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€73k▲ 188%
2024 · €25k
2018: €12k
2020: €310
2024: €25k
2018 → 2025
EBIT margin
-8.2%▼ 16.3pp
2024 · 8.2%
2018: -26.2%
2020: -868.7%
2024: 8.2%
2018 → 2025
Net result
€-6k
2024 · €820
2018: €-4k
2019: €-1k
2020: €-3k
2021: €-1k
2022: €-540
2023: €-455
2024: €820
2018 → 2025
Working capital
€-4k▲ 39.5%
2024 · €-7k
2018: €-2k
2019: €-3k
2020: €-4k
2021: €-5k
2024: €-7k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€25k€73k▲ 188%
Equity€-5k-€-5k▼ 11.4%€-6k▼ 8.6%€-5k▲ 14.4%€-1k▲ 69.4%
Operating result€-807-€-210▲ 73.9%€2k€-6k
Net result€-1k-€-540▲ 55.7%€-455▲ 15.8%€820€-6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €6k after €2k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €14k
Fixed assets
€10k ▼ 24.3%
Current assets
€3k ▲ 146%
Key figures and ratios
EBITDA
€-3k▼
2024 · €6k
Cash flow
€-3k▼
2024 · €5k
Solvency
-10.9%▲
2024 · -32.3%
Current ratio
0.44▲
2024 · 0.16
Debt to equity
-10.15▼
2024 · -4.10
ROA
-46.5%▼
2024 · 5.4%
Interest coverage
-6.30▼
2024 · 4.87
Debt
€15k▼
2024 · €20k
Debt ≤ 1 year
€7k▼
2024 · €8k
Debt > 1 year
€8k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€15k€14k▼
Fixed assets21/28€14k€10k▼
Tangible fixed assets22/27€14k€10k▼
Furniture and vehicles24€14k€10k▼
Current assets29/58€1k€3k▲
Amounts receivable within one year40/41€206€206=
Other amounts receivable41€206€206=
Cash at bank and in hand54/58€866€3k▲
Deferred charges and accrued income490/1€235€235=
Equity and liabilities
Total equity and liabilities10/49€15k€14k▼
Equity10/15€-5k€-1k▲
Contributions10/11€9k€9k=
Profit (loss) carried forward14€-14k€-11k▲
Amounts payable17/49€20k€15k▼
Amounts payable after more than one year17€12k€8k▼
Financial debts170/4€12k€8k▼
Amounts payable within one year42/48€8k€7k▼
Current portion of amounts payable after more than one year42€3k€6k▲
Trade debts44€429€441▲
Suppliers440/4€429€441▲
Taxes, remuneration and social security45€31€685▲
Taxes450/3€31€685▲
Other amounts payable47/48€4k-
Income statement
Code20242025
Turnover70€25k€73k▲
Goods, raw materials, services and sundry goods60/61€17k€64k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k▼
Other operating charges640/8€2k€3k▲
Gross operating margin9900€8k-
Operating profit (loss)9901€2k€-6k▼
Financial income75/76B€13-
Recurring financial income75€13-
Financial charges65/66B€1k€412▼
Recurring financial charges65€1k€412▼
Profit (loss) for the period before taxes9903€820€-6k▼
Profit (loss) for the period9904€820€-6k▼
Profit (loss) for the period to be appropriated9905€820€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-14k€-11k▲
Profit (loss) brought forward from the previous period14P€-15k€-5k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
19-08
State Gazette act
Resignation: El Hamouti Mohamed (director)Appointment: El Hamouti Adil (director) · Share transfer4 facts ▸
State Gazette act
Resignation: El Hamouti Mohamed (director)
Appointment: El Hamouti Adil (director) · Share transfer4 facts ▸
- General meeting, 01-01-2026
- Director resignation, El Hamouti Mohamed (director)
- Director appointment, El Hamouti Adil (director)
- Share transfer, El Hamouti Mohamed → El Hamouti Adil
2025
31-12
Financial
Weakest financial yearnet €-6k ▼878%
Net result drops to €-6k, the lowest in the series.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €820
Net result €820 after 6 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
27-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 27 days late
2022
15-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 15 days late
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
29-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 29 days late
2019
26-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 57 days late
2018
19-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 19 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2026
El Hamouti Adil
CurrentDirector · since 02-01-2026
02-01-2026
El Hamouti Adil: Appointed as Director
01-01-2026
El Hamouti Mohamed: Resigned as Director
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stalingradlaan 521000 BrusselGround area
336 m²
Building footprint
340 m²
Volume, LiDAR
4,175 m³
Parcel 21809K0170/02B005, Brussels · tallest building 21.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
EGYBEL LUX
since 20152.238.892.137
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21809K0170/02B005 | Brussels | 336 m² | 1 · 340 m² | 21.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Capital and shareholders
Shareholders according to the acts
Share transfer
act of 19-08-2026 ↗
- El Hamouti Mohamed to El Hamouti Adil 100%
The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.
Similar companies · same sector, comparable size
FAMIT
BE 0737.942.544
Sint-Joost-ten-Node · Eq €1,227
SKALL LOGISTICS
BE 1011.261.919
Evere · Eq €1,620
WEVACRO
BE 0839.115.623
Aalst · Eq €1,740
APPHIA AUTO FULL SERVICES
BE 0744.838.749
Colfontaine · Eq €1,806
DG TRANS
BE 0817.853.124
Vorst · Eq €2,269
Of 430 companies in sector 53100 we hold annual accounts for 127. 23 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded28-09-2011
Fiscal year end31-12
Activities, NACEBEL 2025
53100Postal and courier activities
53200Other postal and courier activities
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.