Spectra
ActiveSpectra has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-23k) and a net result of €-102k. Equity is shrinking by ~15.5% per year across the filed fiscal years. Its solvency ranks better than 14% of 275 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100▲+100
Solvency50▼-28
Growth32▼-20
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.27 against 2.1 in 2023), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 26
Relative position
BE, all sectors
reference
Sector 26
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-21.3%
Return on assets
-94.5%
Age of the figures
20 mo
raises risk · Negative equity
Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2024Equity per financial year
2021222324
2020 to 2024 · latest year -€23k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-08-2025, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
22 d late
2023
117 d late
2022
67 d late
2021
25 d late
2020
94 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-23k
2023 · €79k
2020: €60k
2021: €100k
2022: €93k
2023: €79k
2020 → 2024
Total assets
€108k▼ 51.8%
2023 · €224k
2020: €127k
2021: €160k
2022: €179k
2023: €224k
2020 → 2024
Net result
€-102k▼ 643%
2023 · €-14k
2020: €12k
2021: €-60k
2022: €-83k
2023: €-14k
2020 → 2024
Working capital
€16k▼ 82.6%
2023 · €91k
2020: €85k
2021: €97k
2022: €83k
2023: €91k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€60k-€100k▲ 66.5%€93k▼ 7.7%€79k▼ 14.8%€-23k
Operating result€13k-€-57k€-80k▼ 40.8%€-12k▲ 84.5%€-96k▼ 681%
Net result€12k-€-60k€-83k▼ 38.1%€-14k▲ 83.4%€-102k▼ 643%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €96k in 2024 against €12k in 2023; the loss grows and 2024 is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €101k
Fixed assets
€25k▼ 33.7%
Current assets
€76k▼ 56.4%
Key figures and ratios
EBITDA
€-79k▼
2023 · €5k
Cash flow
€-84k▼
2023 · €4k
Solvency
-21.3%▼
2023 · 35.3%
Current ratio
1.27▼
2023 · 2.10
Quick ratio
0.80▼
2023 · 0.82
Debt / equity
-5.70▼
2023 · 1.83
ROE
444.6%▲
2023 · -17.4%
ROA
-94.5%▼
2023 · -6.1%
Interest coverage
-14.79▼
2023 · 1.59
Debt
€131k▼
2023 · €145k
Debt ≤ 1 year
€60k▼
2023 · €83k
Debt > 1 year
€71k▲
2023 · €60k
Income taxes
€134▲
2023 · €132
Staff costs
€17k▼
2023 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€224k€108k▼
Formation expenses20€12k€7k▼
Fixed assets21/28€37k€25k▼
Intangible fixed assets21€5k€1k▼
Tangible fixed assets22/27€33k€23k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€30k€21k▼
Current assets29/58€174k€76k▼
Stocks and contracts in progress3€106k€28k▼
Stocks30/36€106k€28k▼
Amounts receivable within one year40/41€54k€35k▼
Trade receivables40€44k€25k▼
Other amounts receivable41€10k€10k▲
Cash at bank and in hand54/58€8k€13k▲
Deferred charges and accrued income490/1€6k€169▼
Equity and liabilities
Total equity and liabilities10/49€224k€108k▼
Equity10/15€79k€-23k▼
Contributions10/11€223k€223k=
Profit (loss) carried forward14€-144k€-246k▼
Amounts payable17/49€145k€131k▼
Amounts payable after more than one year17€60k€71k▲
Financial debts170/4€60k€71k▲
Amounts payable within one year42/48€83k€60k▼
Current portion of amounts payable after more than one year42€15k€15k▲
Financial debts43€260-
Credit institutions430/8€260-
Trade debts44€52k€34k▼
Suppliers440/4€52k€34k▼
Taxes, remuneration and social security45€16k€10k▼
Taxes450/3€12k€10k▼
Remuneration and social security454/9€4k-
Accrued charges and deferred income492/3€2k€299▼
Income statement
Code20232024
Remuneration, social security and pensions62€32k€17k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€18k▼
Other operating charges640/8€2k€3k▲
Gross operating margin9900€40k€-59k▼
Operating profit (loss)9901€-12k€-96k▼
Financial income75/76B€2k€7▼
Recurring financial income75€2k€7▼
Financial charges65/66B€3k€5k▲
Recurring financial charges65€3k€5k▲
Profit (loss) for the period before taxes9903€-14k€-102k▼
Income taxes67/77€132€134▲
Profit (loss) for the period9904€-14k€-102k▼
Profit (loss) for the period to be appropriated9905€-14k€-102k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-144k€-246k▼
Profit (loss) brought forward from the previous period14P€-130k€-144k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
31-12
Financial
Weakest financial yearnet €-102k
Net result drops to €-102k, the lowest in the series.
25-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 117 days late
2023
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 67 days late
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
31-12
Financial
Equity above €100kEq €100k ▲66.5%
Equity rises from €60k to €100k.
02-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 94 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
14-03-2025
Gunter Plevoets: Resigned as Director
14-03-2025
Incognito 007 bv: Resigned as Director
Location & real-estate footprint
Registered office, Houthalen-Helchteren · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Centrum-Zuid 11113530 Houthalen-HelchterenGround area
1.5 ha
Building footprint
4,007 m²
Parcel 72015C0697/00T000, Flanders. Linked by address, not a title deed.
1 establishment unit
Spectra
since 20192.294.058.215
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72015C0697/00T000 | Flanders | 1.5 ha | 1 · 4,007 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 2 entries · 11,500 EUR awarded · 11,500 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 4,500 EUR | 4,500 EUR |
| 2022 | 1 | 7,000 EUR | 7,000 EUR |
Schemes
Subsidies voor internationaal ondernemen
Similar companies · same sector, comparable size
Inter@ctKiosks
BE 0641.832.172
Affligem · Eq €76k
BLES VLOER- & TEGELWERKEN
BE 0465.728.771
Laakdal · Eq €84k
COVER NEW
BE 0402.691.639
Anderlecht · Eq €85k
EEDE INVEST
BE 0428.229.660
Leuven · Eq €87k
BODA
BE 0550.572.691
Merelbeke-Melle · Eq €68k
Of 246 companies in sector 26110 we hold annual accounts for 180. 83 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-10-2019
Fiscal year end31-12
Activities, NACEBEL
26110Manufacture of computer, electronic and optical products
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.