SPECTR BIM
The computed 12-month bankruptcy probability of SPECTR BIM is 0.6% (low). The 2025 annual accounts show equity of €559k and a net result of €-1.06M. Its solvency ranks better than 36% of 2749 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €559k |
| Net result | €-1.06M |
| Staff (FTE) | 6.2 |
| Better than sector | 36% |
Mixed profile: strong on stability, weaker on profitability.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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See plans →| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 41.4% | 62.2% | |
| Net result | €-1.06M | €40k | |
| Equity | €559k | €62k | |
| Gross operating margin | €-154k | €63k | |
| Staff costs | €431k | €17k |
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €-693k |
| Net profit | €-1.06M |
| Cash flow | €-845k |
| Staff costs | €431k |
| Income taxes | €1k |
| Dividends | - |
| Total assets | €1.35M |
| Equity | €559k |
| Debt | €792k |
| of which ≤ 1y | €540k |
| of which > 1y | €163k |
| Working capital | €-114k |
| Employees (FTE) | 6.2 |
| 2025 | |
|---|---|
| Current ratio | 0.79 |
| Quick ratio | 0.79 |
| Working capital ratio | -8.4% |
| Solvency | 41.4% |
| Debt / equity | 1.42 |
| Long-term debt ratio | 0.29 |
| Interest coverage | -4.60 |
| Gross margin | - |
| Net margin | - |
| ROA | -78.2% |
| ROE | -188.8% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €1.35M |
| Fixed assets | 21/28 | €925k |
| Intangible fixed assets | 21 | €903k |
| Tangible fixed assets | 22/27 | €22k |
| Current assets | 29/58 | €426k |
| Amounts receivable within one year | 40/41 | €309k |
| Cash & bank | 54/58 | €110k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.35M |
| Equity | 10/15 | €559k |
| Contributions / capital | 10/11 | €2.32M |
| Accumulated profits (losses) | 14 | €-1.76M |
| Amounts payable | 17/49 | €792k |
| Amounts payable after one year | 17 | €163k |
| Amounts payable within one year | 42/48 | €540k |
| Trade debts payable within one year | 44 | €29k |
| Income statement | ||
| Gross operating margin | 9900 | €-154k |
| Operating result | 9901 | €-904k |
| Financial income | 75 | €5 |
| Financial charges | 65 | €151k |
| Result before taxes | 9903 | €-1.05M |
| Income taxes | 67/77 | €1k |
| Net result for the period | 9904 | €-1.06M |
| Result to be appropriated | 9905 | €-1.06M |
Former directors (1)
-
Former- → 11-10-2025
| NACE primary | Ontwerpen van computerprogramma’s(62100) |
| Legal form | Private limited company(610) |
| Incorporation | 20-04-2023 |
| Status | Active |
| Postal code | 2800 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12403E0152/00D002 | Flanders | 6.0 ha | 1 · 3.8 ha | 14.5 m · 3 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
05-01-2026 Capital increase of €2,196,681.25
- Inbreng in geld · Apport en numéraire
- 2 kapitaalbewegingen in deze akte
Technical details
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],
"notary": {
"name": "Lars HANSEN",
"firm_city": null,
"firm_name": "Deckers notarissen",
"office_city": "Antwerpen",
"is_associated": true
},
"act_meta": {
"language": "nl",
"pub_date": "2026-01-05",
"filing_date": "2025-12-31",
"act_kind_objet": "Onderwerp akte:"
},
"decision": {
"body": "buitengewone_algemene_vergadering",
"act_date": "2025-12-23",
"unanimous": null,
"under_authorized_capital": false,
"underlying_resolution_date": null
},
"bedrijfsrevisor": {
"waived": false,
"firm_kbo": null,
"firm_name": "Finvision Bedrijfsrevisoren",
"ibr_number": null,
"mission_type": "apport_nature",
"individual_name": "Karel Nijs"
},
"subject_company": {
"kbo": "0800.942.955",
"name_full": "SPECTR BIM",
"legal_form": "Besloten Vennootschap",
"is_foreign_registered": false
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"org_rep_person_name": null,
"person_role_at_subject": null
},
"co_filed_documents": [
"expedition",
"volmacht",
"verslag van het bestuursorgaan",
"verslag van de bedrijfsrevisor",
"geco\u00F6rdineerde tekst van de statuten en historiek van de statutenwijzigingen"
],
"shareholders_after": [],
"share_classes_after": []
}26-11-2025 Lode Snackaert resigns as director
- Lode Snackaert, Bestuurder
Technical details
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},
"effective_date": "2025-10-11",
"evidence_quote": "Dhr. Lode Snackaert treedt met onmiddelijke ingang vrijwillig terug uit alle operationele functies binnen de vennootschap SPECTR BIM BV, met inbegrip van zijn mandaat als bestuurder."
}
],
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}21-10-2025 Registered office moved within Willebroek
- Geerhoek 5, 2830 Willebroek → Geerhoek 3, 2830 Willebroek
Technical details
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"seat_type": "statutaire",
"new_address": {
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"region": null,
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"country": "BE",
"postcode": "2830",
"box_number": null,
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"country": "BE",
"postcode": "2830",
"box_number": "000A",
"street_number": "5"
},
"effective_date": "2025-09-24",
"evidence_quote": "Met eenparigheid van stemmen wordt er beslist de zetel te verplaatsen vanaf 24/09/2025: - van: Geerhoek 5/000A - 2830 Willebroek - naar: Geerhoek 3- 2830 Willebroek"
}
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}24-04-2023 Incorporation of a new BV
Technical details
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"name": "Arne Snackaert",
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],
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"initial_directors": [],
"incorporation_date": "2023-04-19",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | SPECTR BIM |