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Generated 21-07-2026
Active BE 0797.414.036Private limited company

SPECIFIX

Acacialaan 38 ·2610 Antwerpen, Belgium· 3 yrs active
Sector: NACE 72109 (72109)
Conclusion Checked

The computed 12-month bankruptcy probability of SPECIFIX is 1.4% (low). The 2024 annual accounts show equity of €94k and a net result of €-102k. Its solvency ranks better than 43% of 173 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €94k
Net result €-102k
Better than sector 43%
Active 3 yrs
Snowflake analysis 5 axes · computed by Checked
Health48Profitability0Solvency95Growth52Stability94
58 / 100

Mixed profile: strong on solvency, weaker on profitability.

Health 48
Profitability 0
Solvency 95
Growth 52
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
1.4% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector −Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
48 / 100 Fair
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 24-07-2025 with the NBB · fiscal year 2024 · micro
€-150k€-100k€-50k€0Operating result 2023: €-46k€-46kNet result 2023: €-46k€-46kOperating result 2024: €-102k€-102kNet result 2024: €-102k€-102k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 72 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 49.5% 55.0%
better than 43% of 173 sector peers
Net result €-102k €16k
better than 10% of 173 sector peers
Equity €94k €68k
better than 58% of 173 sector peers
Gross operating margin €-100k €41k
better than 5% of 174 sector peers
Total assets €189k €144k
better than 61% of 174 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€-101k
- far below sector median
Net profit
€-102k
-123.2% far below sector median
Cash flow
€-101k
- far below sector median
Total assets
€189k
+46.8% -47% vs sector
Equity
€94k
+56.1% -22% vs sector
Working capital
€166k
+50.8% +175% vs sector
Debt
€95k
+38.6% -59% vs sector
Debt ≤ 1y
€21k
+13.6% -69% vs sector
Debt > 1y
€74k
+48.0% -45% vs sector
Current ratio
8.77
+28.0% far above sector median
Quick ratio
8.77
+28.0% far above sector median
Solvency
49.5%
+6.4% +28% vs sector
Debt / equity
1.02
-11.2% -36% vs sector
ROE
-108.8%
-43.0% far below sector median
ROA
-53.9%
-52.1% far below sector median
Interest coverage
-1312.46
- far below sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€-101k
Net profit€-102k
Cash flow€-101k
Staff costs-
Income taxes-
Dividends-
Total assets€189k
Equity€94k
Debt€95k
of which ≤ 1y€21k
of which > 1y€74k
Working capital€166k
Employees (FTE)-
Ratios (computed)
2024
Current ratio8.77
Quick ratio8.77
Working capital ratio87.8%
Solvency49.5%
Debt / equity1.02
Long-term debt ratio0.79
Interest coverage-1312.46
Gross margin-
Net margin-
ROA-53.9%
ROE-108.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€189k
Fixed assets 21/28€2k
Tangible fixed assets 22/27€2k
Current assets 29/58€187k
Amounts receivable within one year 40/41€7k
Cash & bank 54/58€180k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€189k
Equity 10/15€94k
Contributions / capital 10/11€241k
Accumulated profits (losses) 14€-147k
Amounts payable 17/49€95k
Amounts payable after one year 17€74k
Amounts payable within one year 42/48€21k
Trade debts payable within one year 44€14k
Income statement
Gross operating margin 9900€-100k
Operating result 9901€-102k
Financial income 75€41
Financial charges 65€77
Result before taxes 9903€-102k
Net result for the period 9904€-102k
Result to be appropriated 9905€-102k
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Ratios computed by Checked.
Legal Structure
NACE primary 72109
Legal form Private limited company(610)
Incorporation20-01-2023
StatusActive
Postal code2610
Establishment units 1 location
SPECIFIX
Acacialaan 38, 2610 AntwerpenOverige technische testen en toetsen
since 20232.341.098.364
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11051B0237/00W013 Flanders 1,129 m² 1 · 178 m² 17.8 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
24-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
31-12-2024
State Gazette act Capital & shares
Joseph Van Roosbroeck
25-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
02-10-2023
State Gazette act Capital & shares
Joseph Van Roosbroeck
Belgisch Staatsblad, acts 2 acts
Capital history · 2
31-12-2024
Capital change
02-10-2023
Capital change
All acts · 2 updated 1 year ago
2024
31-12-2024 Capital increase of €135,345.60 to €240,842.60 Capital & shares·Joseph Van Roosbroeck
  • €105.497 → €240.842,60
  • Inbreng in geld · Apport en numéraire
Notary: Joseph Van Roosbroeck · Ekeren
Technical details 
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    },
    {
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      "delta_eur": 135345.6,
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  "act_meta": {
    "language": "nl",
    "pub_date": "2024-12-31",
    "filing_date": "2024-12-27",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "act_date": "2024-12-27",
    "unanimous": null,
    "under_authorized_capital": false,
    "underlying_resolution_date": null
  },
  "bedrijfsrevisor": null,
  "subject_company": {
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  },
  "co_filed_documents": [
    "afschrift van de akte - geco\u00F6rdineerde statuten"
  ],
  "shareholders_after": [],
  "share_classes_after": []
}
2023
02-10-2023 Capital increase of €102,997 to €105,497 Capital & shares·Joseph Van Roosbroeck
  • €2.500 → €105.497
  • Inbreng in geld · Apport en numéraire
Notary: Joseph Van Roosbroeck · Ekeren
Technical details 
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        "n_new_shares": 4286,
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      "contribution_type": "geld",
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    {
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  "notary": {
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    "firm_city": null,
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    "office_city": "Ekeren",
    "is_associated": false
  },
  "act_meta": {
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    "pub_date": "2023-10-02",
    "filing_date": "2023-09-28",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
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    "act_date": "2023-09-28",
    "unanimous": null,
    "under_authorized_capital": true,
    "underlying_resolution_date": null
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0797.414.036",
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    "legal_form": "Besloten Vennootschap",
    "is_foreign_registered": false
  },
  "publication_proxy": {
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  },
  "co_filed_documents": [
    "afschrift van de akte - geco\u00F6rdineerde statuten"
  ],
  "shareholders_after": [],
  "share_classes_after": []
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Ontwerpen van computerprogramma’s62100Overig speur- en ontwikkelingswerk op natuurwetenschappelijk gebied72109Overig speur- en ontwikkelingswerk op natuurwetenschappelijk gebied72190
Primary activity highlighted.
Names & trade names
Legal nameNL SPECIFIX
Registered office
Acacialaan 38
2610 Antwerpen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative