SPECIALIZED SERVICES
ActiveSPECIALIZED SERVICES has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €58k and a net result of €5k. Equity is growing by ~9.9% per year across the filed fiscal years. Its solvency ranks better than 62% of 31510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
94
/ 100
Excellent▲ +24 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability46▲+46
Solvency100▲+1
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.12 against 1.97 in 2024), and 32.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.7%
Return on assets
6.2%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
63 d early
2024
59 d early
2023
58 d early
2022
52 d early
2021
30 d early
2020
60 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€58k▲ 10.0%
2024 · €52k
2018: €20k
2019: €31k
2020: €43k
2021: €57k
2022: €57k
2023: €63k
2024: €52k
2018 → 2025
Total assets
€85k▲ 11.8%
2024 · €76k
2018: €203k
2019: €152k
2020: €108k
2021: €127k
2022: €113k
2023: €118k
2024: €76k
2018 → 2025
Net result
€5k
2024 · €-11k
2018: €2k
2019: €11k
2020: €12k
2021: €15k
2022: €8
2023: €6k
2024: €-11k
2018 → 2025
Working capital
€23k▲ 19.4%
2024 · €19k
2018: €-37k
2019: €12k
2020: €-19k
2021: €-22k
2022: €2k
2023: €14k
2024: €19k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€57k-€57k=€63k▲ 10.0%€52k▼ 16.9%€58k▲ 10.0%
Operating result€22k-€5k▼ 76.4%€13k▲ 153%€-5k€15k
Net result€15k-€8▼ 99.9%€6k▲ 71,874%€-11k€5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €15k after a loss of €5k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €85k
Fixed assets
€41k▲ 12.2%
Current assets
€44k▲ 11.3%
Equity and liabilities €85k
Equity
€58k▲ 10.0%
Debt
€27k▲ 15.6%
The debt ratio rises from 31.3% to 32.3%: debt grows faster than equity.
Key figures and ratios
EBITDA
€35k▲
2024 · €20k
Cash flow
€25k▲
2024 · €15k
Solvency
67.7%▼
2024 · 68.7%
Current ratio
2.12▲
2024 · 1.97
Quick ratio
2.12▲
2024 · 1.97
Debt / equity
0.48▲
2024 · 0.45
ROE
9.1%▲
2024 · -20.3%
ROA
6.2%▲
2024 · -13.9%
Interest coverage
9.81▲
2024 · 4.42
Debt
€27k▲
2024 · €24k
Debt ≤ 1 year
€21k▲
2024 · €20k
Income taxes
€7k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€76k€85k▲
Fixed assets21/28€37k€41k▲
Tangible fixed assets22/27€33k€37k▲
Furniture and vehicles24€23k€25k▲
Other tangible fixed assets26€10k€12k▲
Financial fixed assets28€4k€4k=
Current assets29/58€39k€44k▲
Amounts receivable within one year40/41€27k€24k▼
Trade receivables40€24k€23k▼
Other amounts receivable41€3k€456▼
Cash at bank and in hand54/58€6k€15k▲
Deferred charges and accrued income490/1€6k€5k▼
Equity and liabilities
Total equity and liabilities10/49€76k€85k▲
Equity10/15€52k€58k▲
Contributions10/11€6k€6k=
Outside capital11€6k€6k=
Other1109/19€6k€6k=
Reserves13€21k€21k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€19k€19k=
Profit (loss) carried forward14€26k€31k▲
Amounts payable17/49€24k€27k▲
Amounts payable within one year42/48€20k€21k▲
Current portion of amounts payable after more than one year42€5k-
Trade debts44€4k€16k▲
Suppliers440/4€4k€16k▲
Taxes, remuneration and social security45€10k€4k▼
Taxes450/3€10k€4k▼
Other amounts payable47/48€1k€381▼
Accrued charges and deferred income492/3€4k€7k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€20k▼
Other operating charges640/8€3k€3k▼
Gross operating margin9900€24k€38k▲
Operating profit (loss)9901€-5k€15k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€-9k€12k▲
Income taxes67/77€1k€7k▲
Profit (loss) for the period9904€-11k€5k▲
Profit (loss) for the period to be appropriated9905€-11k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€26k€31k▲
Profit (loss) brought forward from the previous period14P€36k€26k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-11k ▼285%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €15k ▲24.1%
Operating result €22k, net result €15k, both a record.
01-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
04-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
07-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
15-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2025
Lisa JACOBS
CurrentDirector · since 07-03-2025
07-03-2025
Lisa JACOBS: Appointed as Director
06-01-2025
Tina JACOBS: Resigned as Director
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gemslaan 61B3090 OverijseGround area
1,511 m²
Building footprint
220 m²
Volume, LiDAR
1,108 m³
Parcel 23062N0027/00N004, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Gemslaan 61B, 3090 Overijse
since 19972.081.819.938
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23062N0027/00N004 | Flanders | 1,511 m² | 1 · 220 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Lavy
BE 0674.953.120
Elsene · Eq €58k
INICIO CONSULTING
BE 1027.143.886
Herent · Eq €58k
L&P CONSULTANCY
BE 0778.719.067
Hamont-Achel · Eq €58k
La Rodriguera
BE 0787.448.374
Merelbeke-Melle · Eq €58k
REGIE ET TECHNIQUES DE SPECTACLES
BE 0477.205.653
Sprimont · Eq €58k
Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 38,669 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-04-1997
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.