SPEC legal
The computed 12-month bankruptcy probability of SPEC legal is 0.5% (very low). The 2025 annual accounts show equity of €78k and a net result of €36k. Equity is growing by ~74.6% per year across the filed fiscal years. Its solvency ranks better than 88% of 1943 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €78k |
| Net result | €36k |
| Better than sector | 88% |
| Active | 2 yrs |
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 86.6% | 53.8% | |
| Net result | €36k | €43k | |
| Equity | €78k | €56k | |
| Gross operating margin | €49k | €68k | |
| Total assets | €90k | €133k |
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €48k |
| Net profit | €36k |
| Cash flow | €39k |
| Staff costs | - |
| Income taxes | €10k |
| Dividends | €0 |
| Total assets | €90k |
| Equity | €78k |
| Debt | €12k |
| of which ≤ 1y | €12k |
| of which > 1y | - |
| Working capital | €72k |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | 6.96 |
| Quick ratio | 6.96 |
| Working capital ratio | 79.7% |
| Solvency | 86.6% |
| Debt / equity | 0.15 |
| Long-term debt ratio | - |
| Interest coverage | 229.75 |
| Gross margin | - |
| Net margin | - |
| ROA | 40.1% |
| ROE | 46.3% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €90k |
| Fixed assets | 21/28 | €6k |
| Tangible fixed assets | 22/27 | €6k |
| Current assets | 29/58 | €84k |
| Amounts receivable within one year | 40/41 | €6k |
| Cash & bank | 54/58 | €78k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €90k |
| Equity | 10/15 | €78k |
| Contributions / capital | 10/11 | €3k |
| Reserves | 13 | €75k |
| Accumulated profits (losses) | 14 | €389 |
| Amounts payable | 17/49 | €12k |
| Amounts payable within one year | 42/48 | €12k |
| Trade debts payable within one year | 44 | €2k |
| Income statement | ||
| Gross operating margin | 9900 | €49k |
| Operating result | 9901 | €45k |
| Financial income | 75 | €619 |
| Financial charges | 65 | €210 |
| Result before taxes | 9903 | €46k |
| Income taxes | 67/77 | €10k |
| Net result for the period | 9904 | €36k |
| Result to be appropriated | 9905 | €36k |
| NACE primary | Activiteiten van advocaten(69101) |
| Legal form | Private limited company(610) |
| Incorporation | 25-08-2023 |
| Status | Active |
| Postal code | 1050 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21383B0031/00E039 | Brussels | 460 m² | 1 · 181 m² | 17.4 m · 5 fl. |
| 21445C0264/00V014 | Brussels | 120 m² | 1 · 89 m² | 14.3 m · 4 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
28-11-2025 Registered office moved within Bruxelles
- Avenue Maréchal Joffre 82, 1190 Bruxelles → Rue des Heilènes 8, 1050 Bruxelles
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Bruxelles",
"region": "Brussels",
"street": "Rue des Heil\u00E8nes",
"country": "BE",
"postcode": "1050",
"box_number": null,
"street_number": "8"
},
"old_address": {
"city": "Bruxelles",
"region": "Brussels",
"street": "Avenue Mar\u00E9chal Joffre",
"country": "BE",
"postcode": "1190",
"box_number": null,
"street_number": "82"
},
"effective_date": "2025-09-19",
"evidence_quote": "L\u0027organe de gestion d\u00E9cide, conform\u00E9ment \u00E0 l\u0027article 2 des statuts, de transf\u00E9rer le si\u00E8ge social sis Avenue Mar\u00E9chal Joffre, 82 \u00E0 1190 Bruxelles vers la Rue des Heil\u00E8nes, 8 \u00E0 1050 Bruxelles avec effet r\u00E9troactif au 19 septembre 2025."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0805.106.928",
"name_full": "SPEC LEGAL",
"legal_form": "SRL"
}
}29-08-2023 Incorporation of a new SRL
Technical details
{
"kind": "oprichting",
"seat": "1190 Forest, Avenue Mar\u00E9chal Joffre 82",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1995-01-30",
"name": "CARTIER Stanislas Paul Emile",
"niss": null,
"address": "1000 Bruxelles, Rue des pr\u00EAtres 6"
},
"share_class": "nominatives",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 2600,
"holder_person_name": "CARTIER Stanislas Paul Emile",
"is_subscriber_only": false,
"n_shares_subscribed": 100,
"amount_subscribed_eur": 2600,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 2600,
"subject_company": {
"kbo": "0805.106.928",
"name_full": "SPEC legal",
"legal_form": "SRL"
},
"initial_directors": [],
"incorporation_date": "2023-08-23",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameFR | SPEC legal |