Speakap Belgium
The computed 12-month bankruptcy probability of Speakap Belgium is 0.2% (very low). The 2024 annual accounts show equity of €27k and a net result of €4k. Equity is growing by ~8.8% per year across the filed fiscal years. Its solvency ranks better than 11% of 12487 sector peers (fiscal year 2024). The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €27k |
| Net result | €4k |
| Better than sector | 11% |
| Active | 22 yrs |
Strong profile, led by stability.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 6.1% | 60.5% | |
| Net result | €4k | €31k | |
| Equity | €27k | €63k | |
| Gross operating margin | €691k | €52k | |
| Staff costs | €224 | €6k |
Show 10 other metrics
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | - |
| Net profit | €4k |
| Cash flow | - |
| Staff costs | €224 |
| Income taxes | €10k |
| Dividends | - |
| Total assets | €444k |
| Equity | €27k |
| Debt | €417k |
| of which ≤ 1y | €83k |
| of which > 1y | €334k |
| Working capital | €359k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 5.33 |
| Quick ratio | 5.33 |
| Working capital ratio | 80.8% |
| Solvency | 6.1% |
| Debt / equity | 15.50 |
| Long-term debt ratio | 12.42 |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | 0.8% |
| ROE | 14.0% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (23 line items)
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €444k |
| Fixed assets | 21/28 | €2k |
| Tangible fixed assets | 22/27 | €2k |
| Current assets | 29/58 | €442k |
| Amounts receivable within one year | 40/41 | €229k |
| Cash & bank | 54/58 | €213k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €444k |
| Equity | 10/15 | €27k |
| Contributions / capital | 10/11 | €6k |
| Reserves | 13 | €2k |
| Accumulated profits (losses) | 14 | €19k |
| Amounts payable | 17/49 | €417k |
| Amounts payable after one year | 17 | €334k |
| Amounts payable within one year | 42/48 | €83k |
| Trade debts payable within one year | 44 | €68k |
| Income statement | ||
| Gross operating margin | 9900 | €691k |
| Operating result | 9901 | €16k |
| Financial income | 75 | €1 |
| Financial charges | 65 | €2k |
| Result before taxes | 9903 | €14k |
| Income taxes | 67/77 | €10k |
| Net result for the period | 9904 | €4k |
| Result to be appropriated | 9905 | €4k |
Former directors (1)
-
Former07-05-2024 → 29-11-2024
2 events
- 29-11-2024 Resigned· Director
- 07-05-2024 Mandate renewed· Director
| NACE primary | Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200) |
| Legal form | Private limited company(610) |
| Incorporation | 21-04-2004 |
| Status | Active |
| Postal code | 1831 |
Show 2 more network connections
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23015B0091/00Z003 | Flanders | 8,805 m² | 1 · 1,328 m² | 26.1 m · 7 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
31-12-2025 Registered office moved within Machelen
- Pegasuslaan 5, 1831 Machelen → De Kleetlaan 5, 1831 Machelen
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Machelen",
"region": "Brussels",
"street": "De Kleetlaan",
"country": "BE",
"postcode": "1831",
"box_number": "BC",
"street_number": "5"
},
"old_address": {
"city": "Machelen",
"region": "Brussels",
"street": "Pegasuslaan",
"country": "BE",
"postcode": "1831",
"box_number": null,
"street_number": "5"
},
"effective_date": "2026-01-01",
"evidence_quote": "met ingang van 1 januari 2026, de zetel van de Vennootschap te verplaatsen van: 1831 Machelen, Pegasuslaan 5, naar: 1831 Machelen (Diegem), De Kleetlaan 5 BC."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0864.839.627",
"name_full": "SPEAKAP BELGIUM",
"legal_form": "BV"
}
}19-02-2025 Articles of association amended
Technical details
{
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"statute_change": {
"name_change": true,
"seat_change": true,
"object_change": false,
"effective_date": "2025-02-07",
"legal_form_change": false
},
"bedrijfsrevisor": null,
"subject_company": {
"kbo": "0864.839.627",
"name_full": "WORKFORCEIT",
"legal_form": "BV"
},
"signature_regime": null,
"special_mandates": [
{
"quote": "Volmacht wordt verleend aan NV Van Havermaet, met zetel te 3500 Hasselt, Diepenbekerweg 65, ... met de mogelijkheid tot indeplaatsstelling, om alle formaliteiten inzake inschrijving, wijziging of stopzetting bij het Ondernemingsloket en de Kruispuntbank der Ondernemingen (KBO) alsmede bij de Administratie voor de Belastingen over de Toegevoegde Waarde te vervullen ... alsook de inschrijving en de wijzigingen van de wettelijk opgelegde gegevens in het UBO-register, en tevens alle formaliteiten te vervullen ... met betrekking tot de aansluiting bij het sociaal verzekeringsfonds ... en de opening van een elektronisch effectenregister (eStox)",
"holder_kbo": null,
"holder_name": "NV Van Havermaet",
"scope_categories": [
"KBO",
"tax",
"filing",
"UBO_register",
"social_security",
"eStox"
],
"with_substitution": true
}
],
"governance_change": {
"admin_delegated_added": []
}
}07-05-2024 Articles of association amended
Technical details
{
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"statute_change": {
"name_change": false,
"seat_change": false,
"object_change": true,
"effective_date": "2024-05-03",
"legal_form_change": false
},
"bedrijfsrevisor": null,
"subject_company": {
"kbo": "0864.839.627",
"name_full": "WORKFORCEIT",
"legal_form": "BVBA"
},
"signature_regime": "solo",
"special_mandates": [],
"governance_change": {
"admin_delegated_added": []
}
}30-05-2017 Articles of association amended
Technical details
{
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"statute_change": {
"name_change": true,
"seat_change": false,
"object_change": false,
"effective_date": "2017-05-18",
"legal_form_change": false
},
"bedrijfsrevisor": null,
"subject_company": {
"kbo": "0864.839.627",
"name_full": "PLANNINGIT",
"legal_form": "BVBA"
},
"signature_regime": null,
"special_mandates": [],
"governance_change": {
"admin_delegated_added": []
}
}16-08-2016 Articles of association amended
Technical details
{
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"statute_change": {
"name_change": true,
"seat_change": false,
"object_change": false,
"effective_date": "2016-08-16",
"legal_form_change": false
},
"bedrijfsrevisor": null,
"subject_company": {
"kbo": "0864.839.627",
"name_full": "HMLS",
"legal_form": "BVBA"
},
"signature_regime": null,
"special_mandates": [],
"governance_change": {
"admin_delegated_added": []
}
}| Legal nameNL | Speakap Belgium |