SPC-Fisc
The computed 12-month bankruptcy probability of SPC-Fisc is 0.4% (very low). The 2025 annual accounts show equity of €6k and a net result of €-10k. Equity is growing by ~13.4% per year across the filed fiscal years. Its solvency ranks better than 25% of 1943 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €6k |
| Net result | €-10k |
| Better than sector | 25% |
| Active | 4 yrs |
Fragile profile, watch profitability in particular.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 16.0% | 53.8% | |
| Net result | €-10k | €43k | |
| Equity | €6k | €56k | |
| Gross operating margin | €4k | €68k | |
| Total assets | €41k | €133k |
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €989 |
| Net profit | €-10k |
| Cash flow | €-1k |
| Staff costs | - |
| Income taxes | €1k |
| Dividends | - |
| Total assets | €41k |
| Equity | €6k |
| Debt | €34k |
| of which ≤ 1y | €29k |
| of which > 1y | €5k |
| Working capital | €-7k |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | 0.75 |
| Quick ratio | 0.75 |
| Working capital ratio | -18.0% |
| Solvency | 16.0% |
| Debt / equity | 5.26 |
| Long-term debt ratio | 0.72 |
| Interest coverage | 1.03 |
| Gross margin | - |
| Net margin | - |
| ROA | -23.8% |
| ROE | -149.2% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €41k |
| Fixed assets | 21/28 | €19k |
| Tangible fixed assets | 22/27 | €19k |
| Current assets | 29/58 | €22k |
| Amounts receivable within one year | 40/41 | €19k |
| Cash & bank | 54/58 | €2k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €41k |
| Equity | 10/15 | €6k |
| Contributions / capital | 10/11 | €2k |
| Reserves | 13 | €14k |
| Accumulated profits (losses) | 14 | €-10k |
| Amounts payable | 17/49 | €34k |
| Amounts payable after one year | 17 | €5k |
| Amounts payable within one year | 42/48 | €29k |
| Trade debts payable within one year | 44 | €3k |
| Income statement | ||
| Gross operating margin | 9900 | €4k |
| Operating result | 9901 | €-8k |
| Financial income | 75 | €18 |
| Financial charges | 65 | €959 |
| Result before taxes | 9903 | €-9k |
| Income taxes | 67/77 | €1k |
| Net result for the period | 9904 | €-10k |
| Result to be appropriated | 9905 | €-10k |
Former directors (1)
-
Callebaut YannickDirectorState Gazette act 23040866 (24-03-2023)Former- → 01-01-2023
| NACE primary | Activiteiten van (gecertificeerde) (fiscaal) accountants(69201) |
| Legal form | Private limited company(610) |
| Incorporation | 25-11-2021 |
| Status | Active |
| Postal code | 9750 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45015D0338/00A000 | Flanders | 730 m² | 1 · 175 m² | 6.5 m · 2 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
04-08-2026 Notarial deed · General meeting · Net asset statement · Approval
- Publication: 04/08/2026 · EXCEED EUROPE
- Filing: 24/07/2026 · EXCEED EUROPE
- Notarial deed: 25/06/2026 · EXCEED EUROPE
- General meeting: 25/06/2026 · EXCEED EUROPE
- Net asset statement: date: 31/03/2026, amount: 1200.08, currency: EUR, balance_total: 2.877,28 · EXCEED EUROPE
- Approval: verslagen bestuursorgaan en gecertificeerd accountant · EXCEED EUROPE
- Dissolution: date: 2026-06-25, type: ontbinding en onmiddellijke sluiting van de vereffening · EXCEED EUROPE
- Liquidation closure · EXCEED EUROPE
- Officer resignation: role: bestuurder · Ruben Gekiere
- Officer discharge · Ruben Gekiere
- Power of attorney: bijzonder mandataris ... administratieve formaliteiten bij de fiscale en sociale administratie, de KBO, ... · SPC-Fisc bv
- Filing representative: neerlegging en publicatie van de nodige stukken · Elissa Pieters
Technical details
{
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"type": "publication",
"quote": "Bijlagen bij het Belgisch Staatsblad - 04/08/2026",
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"object": null,
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},
{
"date": "2026-07-24",
"type": "filing",
"quote": "NEERLEGGING TER GRIFFIE ... 24 JULI 2026",
"value": "24/07/2026",
"object": null,
"subject": "e1"
},
{
"date": "2026-06-25",
"type": "notarial_deed",
"quote": "proces-verbaal opgemaakt door Meester Elissa Pieters, notaris te Deinze, op 25 juni 2026",
"value": "25/06/2026",
"object": "e2",
"subject": "e1"
},
{
"date": "2026-06-25",
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"value": "25/06/2026",
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},
{
"date": "2026-03-31",
"type": "net_asset_statement",
"quote": "balanstotaal opgeeft van \u20AC 2.877,28 en met een netto-actief van \u20AC 1.200,08 ... afgesloten op 31 maart 2026",
"value": {
"date": "31/03/2026",
"amount": 1200.08,
"currency": "EUR",
"balance_total": "2.877,28"
},
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"date": "31/03/2026",
"amount": "1.200,08",
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"balance_total": "2.877,28"
}
},
{
"type": "approval",
"quote": "beslist de vergadering deze verslagen integraal goed te keuren",
"value": "verslagen bestuursorgaan en gecertificeerd accountant",
"object": null,
"subject": "e1"
},
{
"date": "2026-06-25",
"type": "dissolution",
"quote": "beslist de vennootschap te ontbinden en dit vanaf heden",
"value": {
"date": "2026-06-25",
"type": "ontbinding en onmiddellijke sluiting van de vereffening"
},
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"_value_raw": {
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"type": "ontbinding en onmiddellijke sluiting van de vereffening"
}
},
{
"type": "liquidation_closure",
"quote": "beslist de vergadering om de vereffening onmiddellijk te sluiten en de definitieve ontbinding van de vennootschap vast te stellen",
"value": null,
"object": null,
"subject": "e1"
},
{
"type": "officer_resignation",
"quote": "neemt de vergadering akte van het ontslag van de voornoemde bestuurder",
"value": {
"role": "bestuurder"
},
"object": null,
"subject": "e5"
},
{
"type": "officer_discharge",
"quote": "verleent zij hem kwijting voor de uitoefening van zijn mandaat",
"value": {
"role": null
},
"object": null,
"subject": "e5"
},
{
"type": "power_of_attorney",
"quote": "stelt SPC-Fisc bv ... aan als bijzonder mandataris van de vennootschap",
"value": "bijzonder mandataris ... administratieve formaliteiten bij de fiscale en sociale administratie, de KBO, ...",
"object": "e1",
"subject": "e6"
},
{
"type": "filing_representative",
"quote": "machtigt de instrumenterende notaris om over te gaan tot de neerlegging en publicatie",
"value": "neerlegging en publicatie van de nodige stukken",
"object": "e1",
"subject": "e2"
}
],
"act_meta": {
"outcome": "corrected",
"model_id": 50,
"verified": true,
"extractor": "verified-v1",
"ocr_chars": 10291,
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},
"entities": [
{
"id": "e1",
"kbo": "1028.755.769",
"kind": "company",
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"attrs": {
"seat": "9800 Deinze, Ten Rodelaan 95",
"legal_form": "besloten vennootschap"
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},
{
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"kind": "person",
"name": "Elissa Pieters",
"attrs": {
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},
{
"id": "e3",
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"kind": "person",
"name": "Bert Van Braeckel",
"attrs": {
"address": "Nazareth-De Pinte"
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{
"id": "e4",
"kbo": null,
"kind": "company",
"name": "Van Braeckel Consultancy bv",
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},
{
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"kind": "person",
"name": "Ruben Gekiere",
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},
{
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"attrs": {
"address": "9750 Kruisem, Kolmstraat 28"
}
}
]
}24-03-2023 Callebaut Yannick resigns as director
- Callebaut Yannick, Bestuurder
Technical details
{
"events": [
{
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"role": "bestuurder",
"person": {
"rrn": null,
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"address": "Vogelkersstraat 8 te 9700 Oudenaarde",
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"effective_date": "2023-01-01",
"evidence_quote": "Uit de notulen van de bijzondere algemene vergadering dd. 1 januar 2023 blijkt, met ingang van 1 januari 2023: - het ontslag als bestuurder van de heer Callebaut Yannick, Vogelkersstraat 8 te 9700 Oudenaarde.",
"decharge_status": null,
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"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": "immediate"
}
],
"notary": {
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"firm_city": null,
"firm_name": null,
"office_city": "Gent",
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},
"act_meta": {
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"filing_date": "2023-03-16",
"act_kind_objet": "Onderwerp akte:"
},
"decisions": [
{
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}
],
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"publication_proxy": {
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"org_name": null,
"person_name": "Stephanie Piens",
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},
"co_filed_documents": [],
"corrected_publication_numac": null
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | SPC-Fisc |