Sparks Impact
ActiveSparks Impact has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €157k and a net result of €5k. Equity is growing by ~23.4% per year across the filed fiscal years. Its solvency ranks better than 84% of 1893 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
86
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability16▼-84
Solvency100=
Growth52=
Stability94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 5.8 against 3.16 in 2024), and 13.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.9%
Return on assets
2.8%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
15 d early
2024
17 d early
2023
5 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€157k▲ 3.4%
2024 · €152k
2023: €86k
2024: €152k
2023 → 2025
Total assets
€181k▼ 9.4%
2024 · €200k
2023: €115k
2024: €200k
2023 → 2025
Net result
€5k▼ 92.3%
2024 · €66k
2023: €84k
2024: €66k
2023 → 2025
Working capital
€114k▲ 10.2%
2024 · €103k
2023: €49k
2024: €103k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€86k-€152k▲ 76.9%€157k▲ 3.4%
Operating result€107k-€84k▼ 21.4%€4k▼ 95.4%
Net result€84k-€66k▼ 21.2%€5k▼ 92.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 95% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €181k
Fixed assets
€44k▼ 11.0%
Current assets
€137k▼ 8.9%
Equity and liabilities €181k
Equity
€157k▲ 3.4%
Debt
€24k▼ 50.3%
The debt ratio falls from 23.8% to 13.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€19k▼
2024 · €96k
Cash flow
€20k▼
2024 · €79k
Solvency
86.9%▲
2024 · 76.2%
Current ratio
5.80▲
2024 · 3.16
Quick ratio
5.80▲
2024 · 3.16
Debt / equity
0.15▼
2024 · 0.31
ROE
3.3%▼
2024 · 43.5%
ROA
2.8%▼
2024 · 33.1%
Interest coverage
85.92▼
2024 · 823.58
Debt
€24k▼
2024 · €48k
Debt ≤ 1 year
€24k▼
2024 · €48k
Income taxes
€2k▼
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€200k€181k▼
Fixed assets21/28€49k€44k▼
Intangible fixed assets21€1k€804▼
Tangible fixed assets22/27€48k€43k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€45k€41k▼
Current assets29/58€151k€137k▼
Amounts receivable within one year40/41€28k€83k▲
Trade receivables40€18k€12k▼
Other amounts receivable41€10k€72k▲
Cash at bank and in hand54/58€121k€52k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€200k€181k▼
Equity10/15€152k€157k▲
Contributions10/11€2k€2k=
Reserves13-€155k
Distributable reserves133-€155k
Profit (loss) carried forward14€150k-
Amounts payable17/49€48k€24k▼
Amounts payable within one year42/48€48k€24k▼
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€46k€21k▼
Taxes450/3€46k€21k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€15k▲
Other operating charges640/8€141€544▲
Gross operating margin9900€96k€20k▼
Operating profit (loss)9901€84k€4k▼
Financial income75/76B-€4k
Recurring financial income75-€4k
Financial charges65/66B€117€221▲
Recurring financial charges65€117€221▲
Profit (loss) for the period before taxes9903€84k€7k▼
Income taxes67/77€18k€2k▼
Profit (loss) for the period9904€66k€5k▼
Profit (loss) for the period to be appropriated9905€66k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€150k€155k▲
Profit (loss) brought forward from the previous period14P€84k€150k▲
Transfer to equity691/2-€155k
To other reserves6921-€155k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €5k ▼92.3%
Net result drops to €5k, the lowest in the series.
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €152k ▲76.9%
2 profitable years in a row build equity to €152k.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Emiel Claeyslaan 89050 GentGround area
520 m²
Building footprint
101 m²
Volume, LiDAR
650 m³
Parcel 44022A0065/00D003, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Sparks Impact
since 20222.339.086.308
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44022A0065/00D003 | Flanders | 520 m² | 1 · 101 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 89 EUR awarded · 89 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 89 EUR | 89 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 3,140 companies in sector 63920 we hold annual accounts for 1,516. 1,228 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-12-2022
Fiscal year end31-12
Activities, NACEBEL
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.