Enact Advisory
ActiveEnact Advisory has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €157k and a net result of €41k. Equity is growing by ~65% per year across the filed fiscal years. Its solvency ranks better than 89% of 1893 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
75
/ 100
Excellent▼ -25 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability94
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 10.85 against 15.97 in 2024), and 9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91%
Return on assets
23.8%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 10-01-2026, 21 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
21 d early
2024
5 d late
2023
40 d early
2022
36 d early
2021
40 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€157k▲ 35.3%
2024 · €116k
2021: €-9k
2022: €39k
2023: €63k
2024: €116k
2021 → 2025
Total assets
€173k▲ 39.9%
2024 · €123k
2021: €10k
2022: €78k
2023: €75k
2024: €123k
2021 → 2025
Net result
€41k▼ 22.3%
2024 · €53k
2021: €-9k
2022: €48k
2023: €24k
2024: €53k
2021 → 2025
Working capital
€152k▲ 41.7%
2024 · €108k
2021: €-11k
2022: €38k
2023: €53k
2024: €108k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-9k-€39k€63k▲ 62.6%€116k▲ 83.2%€157k▲ 35.3%
Operating result€-9k-€59k€33k▼ 44.6%€78k▲ 137%€52k▼ 33.7%
Net result€-9k-€48k€24k▼ 48.9%€53k▲ 116%€41k▼ 22.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 34% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €173k
Fixed assets
€5k▼ 44.2%
Current assets
€168k▲ 46.3%
Equity and liabilities €173k
Equity
€157k▲ 35.3%
Debt
€15k▲ 115%
The debt ratio rises from 5.8% to 9.0%: debt grows faster than equity.
Key figures and ratios
EBITDA
€57k▼
2024 · €85k
Cash flow
€47k▼
2024 · €60k
Solvency
91.0%▼
2024 · 94.2%
Current ratio
10.85▼
2024 · 15.97
Quick ratio
10.85▼
2024 · 15.97
Debt / equity
0.10▲
2024 · 0.06
ROE
26.1%▼
2024 · 45.4%
ROA
23.8%▼
2024 · 42.8%
Interest coverage
-14.54▼
2024 · 10.16
Debt
€15k▲
2024 · €7k
Debt ≤ 1 year
€15k▲
2024 · €7k
Income taxes
€15k▼
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€123k€173k▲
Fixed assets21/28€9k€5k▼
Tangible fixed assets22/27€9k€5k▼
Plant, machinery and equipment23€2k€305▼
Furniture and vehicles24€7k€4k▼
Current assets29/58€115k€168k▲
Amounts receivable within one year40/41€32k€36k▲
Trade receivables40€23k€30k▲
Other amounts receivable41€9k€6k▼
Current investments50/53€73k€116k▲
Cash at bank and in hand54/58€6k€9k▲
Deferred charges and accrued income490/1€3k€6k▲
Equity and liabilities
Total equity and liabilities10/49€123k€173k▲
Equity10/15€116k€157k▲
Contributions10/11€1€1=
Reserves13€116k€157k▲
Distributable reserves133€116k€157k▲
Amounts payable17/49€7k€15k▲
Amounts payable within one year42/48€7k€15k▲
Financial debts43-€3k
Credit institutions430/8-€3k
Trade debts44€738€938▲
Suppliers440/4€738€938▲
Taxes, remuneration and social security45-€7k
Taxes450/3-€7k
Other amounts payable47/48€6k€5k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€6k▼
Other operating charges640/8€118€485▲
Gross operating margin9900€85k€58k▼
Operating profit (loss)9901€78k€52k▼
Financial income75/76B€642€315▼
Recurring financial income75€642€315▼
Financial charges65/66B€8k€-4k▼
Recurring financial charges65€8k€-4k▼
Profit (loss) for the period before taxes9903€70k€56k▼
Income taxes67/77€17k€15k▼
Profit (loss) for the period9904€53k€41k▼
Profit (loss) for the period to be appropriated9905€53k€41k▼
Appropriation of the result
Profit (loss) to be appropriated9906€53k€41k▼
Transfer to equity691/2€53k€41k▼
To other reserves6921€53k€41k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Equity above €150kEq €157k ▲35.3%
4 profitable years in a row build equity to €157k.
05-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 5 days late
2024
30-06
Financial
Highest result since 2021net €53k ▲116%
Operating result €78k, net result €53k, both a record.
30-06
Financial
Liquidity triplescurrent ratio 15.97
Current ratio from 5.61 to 15.97; short-term debt falls from €11k to €7k.
30-06
Financial
Equity above €100kEq €116k ▲83.2%
3 profitable years in a row build equity to €116k.
2023
22-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Liquidity doublescurrent ratio 5.61
Current ratio from 2.55 to 5.61; short-term debt falls from €25k to €11k.
2022
26-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Back to profitnet €48k
Net result €48k after one loss-making year.
30-06
Financial
Liquidity times 6current ratio 2.55
Current ratio from 0.41 to 2.55.
2021
22-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Froissartstraat 891040 EtterbeekGround area
1,107 m²
Building footprint
1,095 m²
Volume, LiDAR
26,558 m³
Parcel 21806F0551/00A000, Brussels · tallest building 38.5 m, ±10 floors. Linked by address, not a title deed.
1 establishment unit
Enact Advisory
since 20212.318.982.661
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21806F0551/00A000 | Brussels | 1,107 m² | 1 · 1,095 m² | 38.5 m · 10 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
699400VQMI4EFQN6VC70
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Of 3,142 companies in sector 63920 we hold annual accounts for 1,516. 1,228 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-05-2021
Fiscal year end30-06
Activities, NACEBEL
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:johan@enact.be