SP INTERIEUR DESIGN

Active

Private limited company·Activiteiten van holdings· 3 yrs active

Chaussée de Gilly(FL) 227 ·6220 Fleurus, Belgium

KBO/BCE: BE 0799.911.488

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Full dossier in preparation

Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age3 yrs

Real estate1 parcel · 785 m²

Summary

Conclusion

the dossier summarised in one paragraph

SP INTERIEUR DESIGN is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €387k and a net result of €73k. Equity is growing by ~42.5% per year across the filed fiscal years. Its solvency ranks better than 38% of 215 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Signals

2 signals · with evidence

Consistently profitable

Positive net result in the two most recent financial years (2024 and 2025).

View the result trend

Growing equity

Equity grew over 2023-2025. Profits are largely retained rather than distributed.

View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

3 signals

More than 3 years active

Founded in 2023, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events

No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Financials

Equity€387k+23.3%

Net result€73k-62.3%

Total assets€880k-4.1%

Solvency43.9%+9.8pp

CSV export

Annual accounts & ratios

Source: NBB · 2025

Annual accounts filed on 08-06-2026 with the NBB · fiscal year 2025 · volledig

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~42.5%/year over 3 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 64, Financial services · compared within the same schema type (full schema)

Metric	This company	Sector median	Position in the sector
Solvency	43.9%	55.5%	better than 38% of 215 sector peers
Net result	€73k	€64k	better than 52% of 215 sector peers
Equity	€387k	€3.36M	better than 29% of 215 sector peers
Gross operating margin	€105k	€48k	better than 69% of 101 sector peers
Total assets	€880k	€6.73M	better than 19% of 215 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Sector position over time

Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).

Solvency P38

Improving position over 2023-2025 · n=215-678

Net result P52

Stable position over 2023-2025 · n=215-677

Equity P29

Stable position over 2023-2025 · n=215-678

Gross operating margin P69

Stable position over 2023-2025 · n=101-370

Describes the position versus peers, not a forecast.

Net profit

€73k

-62.3% -41% vs sector

Total assets

€880k

-4.1% -72% vs sector

Equity

€387k

+23.3% -75% vs sector

Employees (FTE)

- -100% vs sector

Income taxes

€20k

-3.9% -49% vs sector

Debt

€493k

-18.3% -26% vs sector

Debt ≤ 1y

€386k

-17.6% +243% vs sector

Debt > 1y

€107k

-20.8% -67% vs sector

Solvency

43.9%

+28.6% -25% vs sector

ROE

18.9%

-69.4% +132% vs sector

ROA

8.3%

-60.6% +54% vs sector

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Revenue	n/a
EBITDA	n/a
Net profit	€73k
Cash flow	n/a
Staff costs	-
Income taxes	€20k
Dividends	-
Total assets	€880k
Equity	€387k
Debt	€493k
of which ≤ 1y	€386k
of which > 1y	€107k
Working capital	n/a
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	n/a
Quick ratio	n/a
Working capital ratio	n/a
Solvency	43.9%
Debt / equity	n/a
Long-term debt ratio	n/a
Interest coverage	n/a
Gross margin	n/a
Net margin	n/a
ROA	8.3%
ROE	18.9%
EBITDA margin	n/a
Days sales outstanding	n/a
Days payable outstanding	n/a
Inventory turnover	n/a
Days inventory (DSI)	n/a

Balance-sheet composition 2025

Assets

Fixed assets €850k · 96.6% Current assets €30k · 3.4%

Equity & liabilities

Equity €387k · 44.0% Debt €493k · 56.1%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€880k
Fixed assets	21/28	€850k
Financial fixed assets	28	€850k
Current assets	29/58	€30k
Amounts receivable within one year	40/41	€8k
Cash & bank	54/58	€22k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€880k
Equity	10/15	€387k
Contributions / capital	10/11	€50k
Accumulated profits (losses)	14	€337k
Amounts payable	17/49	€493k
Amounts payable after one year	17	€107k
Amounts payable within one year	42/48	€386k
Trade debts payable within one year	44	€0
Income statement
Gross operating margin	9900	€105k
Operating result	9901	€104k
Financial income	75	€12k
Financial charges	65	€22k
Result before taxes	9903	€93k
Income taxes	67/77	€20k
Net result for the period	9904	€73k
Result to be appropriated	9905	€73k

You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2025 · computed

Model not applicable to financial institutions

The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.

Structure & network

Locations & real estate

Registered office

on the map · from the address register

seat.Municipality exact location from the address register

Establishment units

1 location

SP INTERIEUR DESIGN

Chaussée de Gilly(FL) 227, 6220 FleurusHoldings

since 20232.343.049.252

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area785 m²

Buildings1

Building footprint1,861 m²

Volume (LiDAR)6,599 m³

Tallest building5.2 m · ±1 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)