nathami
ActiveSummary
nathami is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€14,677) and a net result of €44,149. Equity is growing by ~54.1% per year across the filed fiscal years. Its solvency ranks better than 5% of 5587 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 5587 sector peers (2025).
NBB · sector comparisonPosition among 5587 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
2 d early
2024
2 d early
2023
2 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 2 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 July (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
-€14,677▲ 75.0%
2024 · -€58,826
Net result
€44,149▲ 126%
2024 · €19,532
Total assets
€919,596▼ 9.7%
2024 · €1.0m
Solvency
-1.6%▲ 4.2pp
2024 · -5.8%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result-€83,704-€55,506€75,864▲ 36.7%
Net result-€93,358below the sector's middle half-€19,532within the sector's middle half€44,149within the sector's middle half▲ 126%
Equity-€78,358below the sector's middle half--€58,826below the sector's middle half▲ 24.9%-€14,677below the sector's middle half▲ 75.0%
Total assets€952,870above the sector's middle half-€1.0mwithin the sector's middle half▲ 6.9%€919,596within the sector's middle half▼ 9.7%
Debt€1.0m-€1.1m▲ 4.5%€934,273▼ 13.3%
Working capital-€6,363within the sector's middle half-€33,631within the sector's middle half-€27,598within the sector's middle half
Solvency-8.2%below the sector's middle half--5.8%below the sector's middle half▲ 2.4pp-1.6%below the sector's middle half▲ 4.2pp
Current ratio0.93within the sector's middle half-1.50within the sector's middle half▲ 0.580.56within the sector's middle half▼ 0.95
Return on assets (ROA)-9.8%below the sector's middle half-1.9%within the sector's middle half▲ 11.7pp4.8%within the sector's middle half▲ 2.9pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 37% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €919,596
Fixed assets
€884,734 ▼ 3.7%
Current assets
€34,862 ▼ 65.2%
Key figures and ratios
Debt ≤ 1 year
€62,460▼
2024 · €66,638
Debt > 1 year
€859,000▼
2024 · €993,000
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €102,351 | €32,631 | €33,609 | ▲ 3.0% |
| Other operating charges640/8 | €1,931 | €4,413 | €5,149 | ▲ 16.7% |
| Gross operating margin9900 | €20,577 | €92,550 | €114,621 | ▲ 23.8% |
| Operating profit (loss)9901 | -€83,704 | €55,506 | €75,864 | ▲ 36.7% |
| Financial income75/76B | €0 | - | - | - |
| Recurring financial income75 | €0 | - | - | - |
| Financial charges65/66B | €9,654 | €35,973 | €31,715 | ▼ 11.8% |
| Recurring financial charges65 | €9,654 | €35,973 | €31,715 | ▼ 11.8% |
| Profit (loss) for the period before taxes9903 | -€93,358 | €19,532 | €44,149 | ▲ 126% |
| Profit (loss) for the period9904 | -€93,358 | €19,532 | €44,149 | ▲ 126% |
| Profit (loss) for the period to be appropriated9905 | -€93,358 | €19,532 | €44,149 | ▲ 126% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €952,870 | €1.0m | €919,596 | ▼ 9.7% |
| Fixed assets21/28 | €874,032 | €918,343 | €884,734 | ▼ 3.7% |
| Tangible fixed assets22/27 | €874,032 | €918,343 | €884,734 | ▼ 3.7% |
| Land and buildings22 | €874,032 | €918,343 | €884,734 | ▼ 3.7% |
| Current assets29/58 | €78,838 | €100,270 | €34,862 | ▼ 65.2% |
| Amounts receivable within one year40/41 | - | €1,044 | - | - |
| Other amounts receivable41 | - | €1,044 | - | - |
| Cash at bank and in hand54/58 | €78,838 | €99,225 | €34,862 | ▼ 64.9% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €952,870 | €1.0m | €919,596 | ▼ 9.7% |
| Equity10/15 | -€78,358 | -€58,826 | -€14,677 | ▲ 75.0% |
| Contributions10/11 | €15,000 | €15,000 | €15,000 | = |
| Profit (loss) carried forward14 | -€93,358 | -€73,826 | -€29,677 | ▲ 59.8% |
| Amounts payable17/49 | €1.0m | €1.1m | €934,273 | ▼ 13.3% |
| Amounts payable after more than one year17 | €933,582 | €993,000 | €859,000 | ▼ 13.5% |
| Financial debts170/4 | €909,582 | €969,000 | €835,000 | ▼ 13.8% |
| Other amounts payable178/9 | €24,000 | €24,000 | €24,000 | = |
| Amounts payable within one year42/48 | €85,201 | €66,638 | €62,460 | ▼ 6.3% |
| Current portion of amounts payable after more than one year42 | €54,000 | €54,000 | €54,000 | = |
| Trade debts44 | €29,826 | €2,975 | - | - |
| Suppliers440/4 | €29,826 | €2,975 | - | - |
| Advances received on contracts in progress46 | - | €8,288 | €8,460 | ▲ 2.1% |
| Other amounts payable47/48 | €1,375 | €1,375 | - | - |
| Accrued charges and deferred income492/3 | €12,446 | €17,800 | €12,813 | ▼ 28.0% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€93,358 | €19,532 | €44,149 | ▲ 126% |
| + Depreciation and write-downs630 | €102,351 | €32,631 | €33,609 | ▲ 3.0% |
| Operating cash flow (approximation) | €8,993 | €52,163 | €77,757 | ▲ 49.1% |
| Investment in fixed assets (approximation) | - | -€76,941 | €0 | ▲ 100% |
| Change in cash | - | €20,388 | -€64,363 | ▼ 416% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2023net €44,149 ▲126%
Operating result €75,864, net result €44,149, both a record.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €19,532
Net result €19,532 after one loss-making year.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aartselaar · 1 establishment unit since 2023
Ground area
3,973 m²
Building footprint
256 m²
Parcel 11001B0039/00T002, Flanders. Linked by address, not a title deed.
13
companies at this address
See who is registered here
1 establishment unit
nathami
since 20232.340.665.626
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11001B0039/00T002 | Flanders | 3,973 m² | 1 · 256 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-01-2023
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Not found in the Peppol register
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Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.