GLACE YOLA BY MURIEL
ActiveThe computed 12-month bankruptcy probability of GLACE YOLA BY MURIEL is 2.3% (moderate). The 2025 annual accounts show equity of €28k and a net result of €6k. Its solvency ranks better than 43% of 1543 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-5
Solvency49▲+13
Growth52
Track record82
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.79 against 0.78 in 2024; short-term debt: 47.6% and cash: 12.4% of total assets), and 75.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.5%
Return on assets
5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
27 d late
2024
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€0
Total assets
€114k▼ 45.2%
2024 · €207k
2024: €207k
2024 → 2025
Net result
€6k▼ 70.6%
2024 · €19k
2024: €19k
2024 → 2025
Working capital
€-11k▲ 63.9%
2024 · €-31k
2024: €-31k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Turnover€0-
Equity€22k-€28k▲ 25.4%
Operating result€25k-€10k▼ 60.5%
Net result€19k-€6k▼ 70.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 60% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €114k
Fixed assets
€71k▼ 27.5%
Current assets
€43k▼ 61.0%
Equity and liabilities €114k
Equity
€28k▲ 25.4%
Debt
€86k▼ 53.7%
The debt ratio falls from 89.3% to 75.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€39k▼
2024 · €46k
Cash flow
€35k▼
2024 · €39k
Solvency
24.5%▲
2024 · 10.7%
Current ratio
0.79▲
2024 · 0.78
Quick ratio
0.67▼
2024 · 0.76
Debt / equity
3.08▼
2024 · 8.35
ROE
20.3%▼
2024 · 86.5%
ROA
5.0%▼
2024 · 9.2%
Interest coverage
18.64▼
2024 · 25.47
Debt
€86k▼
2024 · €185k
Debt ≤ 1 year
€54k▼
2024 · €141k
Debt > 1 year
€32k▼
2024 · €44k
Income taxes
€2k▼
2024 · €5k
Staff costs
€160▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€207k€114k▼
Fixed assets21/28€98k€71k▼
Tangible fixed assets22/27€98k€71k▼
Plant, machinery and equipment23€36k€25k▼
Furniture and vehicles24€43k€35k▼
Other tangible fixed assets26€19k€11k▼
Current assets29/58€110k€43k▼
Stocks and contracts in progress3€3k€6k▲
Stocks30/36€3k€6k▲
Amounts receivable within one year40/41€100k€22k▼
Trade receivables40€100k€17k▼
Other amounts receivable41€369€5k▲
Cash at bank and in hand54/58€6k€14k▲
Deferred charges and accrued income490/1€650€650=
Equity and liabilities
Total equity and liabilities10/49€207k€114k▼
Equity10/15€22k€28k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€19k€25k▲
Amounts payable17/49€185k€86k▼
Amounts payable after more than one year17€44k€32k▼
Financial debts170/4€44k€32k▼
Amounts payable within one year42/48€141k€54k▼
Current portion of amounts payable after more than one year42€12k€12k▲
Trade debts44€92k€18k▼
Suppliers440/4€92k€18k▼
Taxes, remuneration and social security45€5k€9k▲
Taxes450/3€5k€9k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€32k€15k▼
Income statement
Code20242025
Turnover70€0-
Goods, raw materials, services and sundry goods60/61€0-
Remuneration, social security and pensions62€0€160▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€29k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€47k€41k▼
Operating profit (loss)9901€25k€10k▼
Financial income75/76B€3€36▲
Recurring financial income75€3€36▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€24k€8k▼
Income taxes67/77€5k€2k▼
Profit (loss) for the period9904€19k€6k▼
Profit (loss) for the period to be appropriated9905€19k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€19k€25k▲
Profit (loss) brought forward from the previous period14P-€19k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Engis · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Aux Houx(Cle) 2C4480 EngisGround area
688 m²
Building footprint
181 m²
Volume, LiDAR
1,306 m³
Parcel 61013C0290/00M002, Wallonia · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GLACE YOLA BY MURIEL
since 20242.356.945.986
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61013C0290/00M002 | Wallonia | 688 m² | 1 · 181 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteFlémalle2.356.945.986
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Of 611 companies in sector 10520 we hold annual accounts for 236. 184 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-03-2024
Fiscal year end31-12
Activities, NACEBEL
10520Manufacture of food products
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.