SOWIESO.LD

Active

Private limited companyfounded 20242 yrs activeHundelgemsesteenweg 1101A, 9820 Merelbeke-Melle, BelgiumKBO/BCE: BE 1008.672.811

SOWIESO.LD has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €60k and a net result of €60k. Its solvency ranks better than 33% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

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Checked score

Score 2025

78 / 100

Excellent

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes

Profitability100

Solvency59

Growth-

Track record67

Bankruptcy probability, 12 months

0.6% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €4.5k at 30 days acceptable

Liquidity tight (current ratio 1.31; short-term debt: 50.2% and cash: 53.5% of total assets), and 66.5% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 70

Relative position

BE, all sectors

reference

Sector 70

lower

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

33.5%

Return on assets

33.7%

Age of the figures

15 mo

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2025

1 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€60k

Total assets

€178k

Net result

€60k

Working capital

€28k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €178k

34.2%

65.8%

Fixed assets €61k

Current assets €117k

Equity and liabilities €178k

33.5%

66.5%

Equity €60k

Debt €119k

Debt finances 66.5% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€97k

Cash flow

€79k

Solvency

33.5%

Current ratio

1.31

Quick ratio

1.31

Debt / equity

1.98

ROE

100.6%

ROA

33.7%

Interest coverage

44.19

Debt

€119k

Debt ≤ 1 year

€89k

Debt > 1 year

€29k

Income taxes

€15k

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€178k

Fixed assets21/28€61k

Tangible fixed assets22/27€61k

Plant, machinery and equipment23€9k

Furniture and vehicles24€52k

Current assets29/58€117k

Amounts receivable within one year40/41€19k

Trade receivables40€19k

Cash at bank and in hand54/58€95k

Deferred charges and accrued income490/1€3k

Equity and liabilities

Total equity and liabilities10/49€178k

Equity10/15€60k

Contributions10/11€3k

Reserves13€57k

Distributable reserves133€57k

Profit (loss) carried forward14€244

Amounts payable17/49€119k

Amounts payable after more than one year17€29k

Financial debts170/4€29k

Amounts payable within one year42/48€89k

Current portion of amounts payable after more than one year42€9k

Trade debts44€1k

Suppliers440/4€1k

Taxes, remuneration and social security45€25k

Taxes450/3€25k

Other amounts payable47/48€54k

Income statement Code2025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k

Other operating charges640/8€382

Gross operating margin9900€97k

Operating profit (loss)9901€78k

Financial charges65/66B€2k

Recurring financial charges65€2k

Profit (loss) for the period before taxes9903€76k

Income taxes67/77€15k

Profit (loss) for the period9904€60k

Profit (loss) for the period to be appropriated9905€60k

Appropriation of the result

Profit (loss) to be appropriated9906€60k

Transfer to equity691/2€57k

To the legal reserve6920€57k

Profit to be distributed694/7€3k

Return on contributions (dividend)694€3k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2026

30-01

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

NBB filing

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Merelbeke-Melle · 2 establishment units since 2024

establishment All 2 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Hundelgemsesteenweg 1101A9820 Merelbeke-Melle

Ground area

1,357 m²

Building footprint

303 m²

Volume, LiDAR

3,036 m³

2 parcels, Flanders · tallest building 14.3 m, ±4 floors. Linked by address, not a title deed.

2 establishment units

SOWIESO.LD

Hundelgemsesteenweg 1101A, 9820 Merelbeke-MelleOther education

since 20242.358.738.904

Prinses Josephinelaan 30, 8421 De Haan

Holiday cottages, homes and apartments

since 20262.381.705.732

2 parcels

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44047A0175/00E000	Flanders	697 m²	1 · 83 m²	8.8 m · 2 fl.
35021B0006/00E052 ProtectedTownscape or village viewDe Haan Concessie: uitbreiding tot hele vroegere ConcessieSource ↗	Flanders	660 m²	1 · 220 m²	14.2 m · 4 fl.