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4C-ME

Active
Private limited companyfounded 20242 yrs activeKouterdreef 26, 9270 Laarne, BelgiumKBO/BCE: BE 1004.874.171

4C-ME has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €120k and a net result of €75k. Its solvency ranks better than 63% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
100 / 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+3
Growth78
Stability82
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days only on tighter terms
Liquidity ample (current ratio 3.32 against 2.17 in 2024), and 31.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
68.9%
Return on assets
43.1%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 09-12-2025, 53 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
53 d early
2024
51 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close14-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€120k▲ 167%
2024 · €45k
2024: €45k
2024 → 2025
Total assets
€175k▲ 117%
2024 · €80k
2024: €80k
2024 → 2025
Net result
€75k▲ 70.9%
2024 · €44k
2024: €44k
2024 → 2025
Working capital
€119k▲ 187%
2024 · €41k
2024: €41k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20242025Trend
Equity€45k-€120k▲ 167%
Operating result€56k-€96k▲ 70.0%
Net result€44k-€75k▲ 70.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25k€50k€75k€100kOperating result 2024: €56k€56kNet result 2024: €44k€44kOperating result 2025: €96k€96kNet result 2025: €75k€75k20242025
The operating result rises in 2025; 2025 is 70% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €175k
Fixed assets €5k▲ 26.3%
Current assets €170k▲ 122%
Equity and liabilities €175k
Equity €120k▲ 167%
Debt €54k▲ 53.6%
The debt ratio falls from 44.0% to 31.1%: equity grows faster than debt.
Key figures and ratios
2025 value · change against 2024
EBITDA
€97k
2024 · €57k
Cash flow
€76k
2024 · €44k
Solvency
68.9%
2024 · 56.0%
Current ratio
3.32
2024 · 2.17
Quick ratio
3.32
2024 · 2.17
Debt / equity
0.45
2024 · 0.78
ROE
62.6%
2024 · 97.8%
ROA
43.1%
2024 · 54.8%
Interest coverage
146.99
2024 · 1414240.50
Debt
€54k
2024 · €35k
Debt ≤ 1 year
€51k
2024 · €35k
Income taxes
€20k
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€80k€175k
Fixed assets21/28€4k€5k
Tangible fixed assets22/27€4k€5k
Plant, machinery and equipment23€3k€2k
Furniture and vehicles24€1k€3k
Current assets29/58€77k€170k
Amounts receivable within one year40/41€21k€23k
Trade receivables40€21k€23k
Cash at bank and in hand54/58€56k€146k
Deferred charges and accrued income490/1-€647
Equity and liabilities
Total equity and liabilities10/49€80k€175k
Equity10/15€45k€120k
Contributions10/11€1k€1k=
Reserves13€44k€119k
Distributable reserves133€44k€119k
Profit (loss) carried forward14€73€385
Amounts payable17/49€35k€54k
Amounts payable within one year42/48€35k€51k
Trade debts44€6k€1k
Suppliers440/4€6k€1k
Taxes, remuneration and social security45€24k€30k
Taxes450/3€23k€29k
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€4k€19k
Accrued charges and deferred income492/3-€3k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€341€1k
Other operating charges640/8€50-
Gross operating margin9900€57k€97k
Operating profit (loss)9901€56k€96k
Financial income75/76B€1€173
Recurring financial income75€1€173
Financial charges65/66B€0€658
Recurring financial charges65€0€658
Profit (loss) for the period before taxes9903€56k€95k
Income taxes67/77€12k€20k
Profit (loss) for the period9904€44k€75k
Profit (loss) for the period to be appropriated9905€44k€75k
Appropriation of the result
Profit (loss) to be appropriated9906€44k€75k
Profit (loss) brought forward from the previous period14P-€73
Transfer to equity691/2€44k€75k
To other reserves6921€44k€75k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2025
09-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial Equity above €100kEq €120k ▲167%
2 profitable years in a row build equity to €120k.
2024
11-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Laarne · 1 establishment unit since 2024
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kouterdreef 269270 Laarne
Ground area
756 m²
Building footprint
119 m²
Volume, LiDAR
546 m³
Parcel 42010C0836/00G000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
4C-ME
Kouterdreef 26, 9270 LaarneBusiness consulting
since 20242.354.872.859
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
42010C0836/00G000 Flanders 756 m² 1 · 119 m² 8.7 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 40,709 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded18-01-2024
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
55203Holiday cottages, homes and apartments
55209Other holiday and short-stay accommodation
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.