Sowalfarm

Active

Private limited companyfounded 20251 yr activeRoute de Philippeville(Tar) 57, 5651 Walcourt, BelgiumKBO/BCE: BE 1019.423.874

Summary

Sowalfarm has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €61,036 and a net result of €11,036. Its solvency ranks better than 45% of 3375 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch Report Compare

SowalfarmActiveChecked score 89/100

Risk analysis Report Compare

Activity

Raising of dairy cattle

NACE 01410

1 site

Size

€219,250total assets 2025

Equity: €61,036
Profit: €11,036

Turnover not published (abridged schema)

Financial health

89 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.2%

Structure

Accounts 14 d early0 of 3 deeds read

Why 89- 1 change of registered office in 24 months+ Sector Crop and animal production, hunting and related service activities (NACE 01)+ Liquidity: current ratio 0.77, cash €56,767+ Size: total assets €219,250Show the evidence

Checked score

Score 2025

89 / 100

Excellent

Probability in this band: under 0.55%

Better than 58% of its sector peers (NACE 01, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 53

equity 27.8% of total assets

Liquidity 61

short-term debt 44.6% · cash 25.9%

Profitability 75

return on assets 5.0%

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (5,649 companies)

Last 19 months 02-2026: 0.8% 03-2026: 0.8%● 0.0% vs 02-2026 04-2026: 0.9%▲ +1.9% vs 03-2026 05-2026: 0.9%▲ +3.2% vs 04-2026 06-2026: 0.9%▲ +1.6% vs 05-2026 07-2026: 1.0%▲ +10.9% vs 06-2026highest value 08-2026: 0.2%▼ -80.6% vs 07-2026lowest value 09-2026: 0.2%▲ +4.7% vs 08-2026 10-2026: 0.2%▲ +3.5% vs 09-2026

Sector Crop and animal production, hunting and related service activities (NACE 01) lowers the probability
Liquidity: current ratio 0.77, cash €56,767 lowers the probability
1 change of registered office in 24 months raises the probability
Size: total assets €219,250 lowers the probability for this profile

Credit up to €5,000 at 30 days acceptable

Liquidity short (current ratio 0.77; short-term debt: 44.6% and cash: 25.9% of total assets), and 72.2% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 01, micro). Better than this share of them on solvency 42%, liquidity 69%, profitability 62%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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