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JSMV

Active
Private limited companyfounded 20241 yr activeOude Zoerlebaan 79, 2260 Westerlo, BelgiumKBO/BCE: BE 1016.838.132
Summary

JSMV has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €83,395 and a net result of €78,395. Its solvency ranks better than 73% of 3158 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes
Profitability100
Solvency85
Growth-
Track record67
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days only on tighter terms
Liquidity ample (current ratio 5.42; short-term debt: 18.5% and cash: 67.8% of total assets), and 39.8% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Crop and animal production, hunting and related service activities (NACE 01)
about 70% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
60.2%
Return on assets
56.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
32 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

JSMV was incorporated on 2 December 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€83,395
Total assets
€138,450
Net result
€78,395
Working capital
€112,895

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €138,450
Equity €83,395
Provisions €29,500
Debt €25,555
Debt finances 18.5% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€100,313
Cash flow
€80,419
Current ratio
5.42
Debt to equity
0.31
ROE
94.0%
ROA
56.6%
Interest coverage
704.64
Debt ≤ 1 year
€25,555
Income taxes
€19,751

Peer companies

Historical observation

Of the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 34 lines
Balance sheet Code2025
Assets
Total assets20/58€138,450
Current assets29/58€138,450
Amounts receivable within one year40/41€44,520
Trade receivables40€44,520
Cash at bank and in hand54/58€93,930
Equity and liabilities
Total equity and liabilities10/49€138,450
Equity10/15€83,395
Contributions10/11€5,000
Reserves13€78,395
Distributable reserves133€78,395
Provisions and deferred taxes16€29,500
Provisions for liabilities and charges160/5€29,500
Major repairs and maintenance162€29,500
Amounts payable17/49€25,555
Amounts payable within one year42/48€25,555
Trade debts44€758
Suppliers440/4€758
Taxes, remuneration and social security45€19,930
Taxes450/3€19,930
Other amounts payable47/48€4,867
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,024
Provisions for liabilities and charges: additions (uses and reversals)635/8€29,500
Other operating charges640/8€120
Gross operating margin9900€129,933
Operating profit (loss)9901€98,288
Financial charges65/66B€142
Recurring financial charges65€142
Profit (loss) for the period before taxes9903€98,146
Income taxes67/77€19,751
Profit (loss) for the period9904€78,395
Profit (loss) for the period to be appropriated9905€78,395
Appropriation of the result
Profit (loss) to be appropriated9906€78,395
Transfer to equity691/2€78,395
To other reserves6921€78,395

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,024
Provisions for liabilities and charges: additions (uses and reversals)635/8€29,500
Other operating charges640/8€120
Gross operating margin9900€129,933
Operating profit (loss)9901€98,288
Financial charges65/66B€142
Recurring financial charges65€142
Profit (loss) for the period before taxes9903€98,146
Income taxes67/77€19,751
Profit (loss) for the period9904€78,395
Profit (loss) for the period to be appropriated9905€78,395
Line2025
Assets
Total assets20/58€138,450
Current assets29/58€138,450
Amounts receivable within one year40/41€44,520
Trade receivables40€44,520
Cash at bank and in hand54/58€93,930
Equity and liabilities
Total equity and liabilities10/49€138,450
Equity10/15€83,395
Contributions10/11€5,000
Reserves13€78,395
Distributable reserves133€78,395
Provisions and deferred taxes16€29,500
Provisions for liabilities and charges160/5€29,500
Major repairs and maintenance162€29,500
Amounts payable17/49€25,555
Amounts payable within one year42/48€25,555
Trade debts44€758
Suppliers440/4€758
Taxes, remuneration and social security45€19,930
Taxes450/3€19,930
Other amounts payable47/48€4,867
Line2025
Profit (loss) for the period9904€78,395
+ Depreciation and write-downs630€2,024
Operating cash flow (approximation)€80,419

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
29-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Westerlo · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
2,172 m²
Building footprint
236 m²
Parcel 13049E0419/00E000, Flanders. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
Oude Zoerlebaan 79, 2260 Westerlo
Raising of dairy cattle
since 20242.367.449.009
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13049E0419/00E000 Flanders 2,172 m² 1 · 236 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 7,634 companies in sector 01410 we hold annual accounts for 1,847. 1,408 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded02-12-2024
Fiscal year end31-12
Activities, NACEBEL 2025
01410Raising of dairy cattle
01420Raising of other cattle and buffaloes
01610Support activities for crop production
77310Rental and leasing activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:1016838132
Also 9925:BE1016838132
Registered 19-12-2024

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.