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SoVoila

Active
Clos de la Clairière 5 ·1410 Waterloo, Belgium
BE 0791.764.181
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Age3 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of SoVoila is 0.5% (very low). The 2024 annual accounts show equity of €130k and a net result of €20k. Its solvency ranks better than 54% of 12430 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

1 signal · with evidence
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.5% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€20k-81.3%
Working capital€110k-0.3%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 28-08-2025 with the NBB · fiscal year 2024 · micro
€0€50k€100k€150kOperating result 2023: €136k€136kNet result 2023: €107k€107kOperating result 2024: €29k€29kNet result 2024: €20k€20k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 63.7% 60.6%
better than 54% of 12430 sector peers
Net result €20k €31k
better than 39% of 12432 sector peers
Equity €130k €63k
better than 74% of 12438 sector peers
Gross operating margin €43k €52k
better than 44% of 12418 sector peers
Total assets €204k €124k
better than 68% of 12431 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€40k
- far above sector median
Net profit
€20k
-81.3% far above sector median
Cash flow
€31k
- far above sector median
Total assets
€204k
+43.2% -56% vs sector
Equity
€130k
+18.2% -45% vs sector
Working capital
€110k
-0.3% -47% vs sector
Income taxes
€8k
-73.4% +199% vs sector
Debt
€74k
+128.1% -67% vs sector
Debt ≤ 1y
€52k
+60.0% -60% vs sector
Debt > 1y
€22k
- -75% vs sector
Current ratio
3.11
-29.1% -13% vs sector
Quick ratio
3.11
-29.1% -13% vs sector
Solvency
63.7%
-17.5% +24% vs sector
Debt / equity
0.57
+93.0% -40% vs sector
ROE
15.4%
-84.2% far above sector median
ROA
9.8%
-87.0% far above sector median
Interest coverage
27.27
- far above sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€40k
Net profit€20k
Cash flow€31k
Staff costs-
Income taxes€8k
Dividends-
Total assets€204k
Equity€130k
Debt€74k
of which ≤ 1y€52k
of which > 1y€22k
Working capital€110k
Employees (FTE)-
Ratios (computed)
2024
Current ratio3.11
Quick ratio3.11
Working capital ratio53.7%
Solvency63.7%
Debt / equity0.57
Long-term debt ratio0.17
Interest coverage27.27
Gross margin-
Net margin-
ROA9.8%
ROE15.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€204k
Fixed assets 21/28€42k
Tangible fixed assets 22/27€42k
Current assets 29/58€162k
Amounts receivable within one year 40/41€159k
Cash & bank 54/58€1k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€204k
Equity 10/15€130k
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€127k
Amounts payable 17/49€74k
Amounts payable after one year 17€22k
Amounts payable within one year 42/48€52k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€43k
Operating result 9901€29k
Financial income 75€1
Financial charges 65€1k
Result before taxes 9903€28k
Income taxes 67/77€8k
Net result for the period 9904€20k
Result to be appropriated 9905€20k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
93 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
SoVoila
Clos de la Clairière 5, 1410 WaterlooOverige dienstverlenende activiteiten op het gebied van informatie, n.e. g.
since 20222.336.936.767
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area870 m²
Buildings1
Building footprint164 m²
Volume (LiDAR)1,298 m³
Tallest building10.9 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25764N0833/00K008 Wallonia 870 m² 1 · 164 m² 10.9 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health93Profitability77Solvency99Growth52Stability94
83 / 100

Exceptional profile, strong across almost every axis.

Health 93
Profitability 77
Solvency 99
Growth 52
Stability 94

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige dienstverlenende activiteiten op het gebied van informatie63920Overige dienstverlenende activiteiten op het gebied van informatie, n.e. g.63990Adviesbureaus op het gebied van public relations en communicatie70210Reclamebureaus73110Activiteiten van reclamebureaus73110Activiteiten van adviesbureaus op het gebied van public relations en communicatie73300
Primary activity highlighted.
Names & trade names
Legal nameFR SoVoila
Registered office
Clos de la Clairière 5
1410 Waterloo, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.