B&N Consulting
ActiveB&N Consulting has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €67k and a net result of €14k. Its solvency ranks better than 28% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability77▼-23
Solvency56▼-1
Growth52
Track record94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity tight (current ratio 1.41 against 1.42 in 2023; short-term debt: 69.3% and cash: 37.6% of total assets), and 69.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
30.7%
Return on assets
6.6%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-08-2025, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
24 d late
2023
40 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€67k▲ 27.2%
2023 · €53k
2023: €53k
2023 → 2024
Total assets
€219k▲ 32.2%
2023 · €166k
2023: €166k
2023 → 2024
Net result
€14k▼ 72.3%
2023 · €52k
2023: €52k
2023 → 2024
Working capital
€63k▲ 31.6%
2023 · €48k
2023: €48k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€53k-€67k▲ 27.2%
Operating result€76k-€22k▼ 71.0%
Net result€52k-€14k▼ 72.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 71% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €219k
Fixed assets
€4k▼ 13.8%
Current assets
€215k▲ 33.7%
Equity and liabilities €219k
Equity
€67k▲ 27.2%
Debt
€152k▲ 34.5%
The debt ratio rises from 68.1% to 69.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€25k▼
2023 · €78k
Cash flow
€17k▼
2023 · €54k
Solvency
30.7%▼
2023 · 31.9%
Current ratio
1.41▼
2023 · 1.42
Quick ratio
1.41▼
2023 · 1.42
Debt / equity
2.26▲
2023 · 2.13
ROE
21.4%▼
2023 · 98.1%
ROA
6.6%▼
2023 · 31.3%
Interest coverage
16.17▼
2023 · 142.30
Debt
€152k▲
2023 · €113k
Debt ≤ 1 year
€152k▲
2023 · €113k
Income taxes
€8k▼
2023 · €24k
Staff costs
€19k▼
2023 · €41k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€166k€219k▲
Fixed assets21/28€5k€4k▼
Tangible fixed assets22/27€5k€4k▼
Furniture and vehicles24€5k€4k▼
Current assets29/58€161k€215k▲
Amounts receivable within one year40/41€132k€128k▼
Trade receivables40€101k€99k▼
Other amounts receivable41€31k€29k▼
Current investments50/53-€4k
Cash at bank and in hand54/58€28k€82k▲
Equity and liabilities
Total equity and liabilities10/49€166k€219k▲
Equity10/15€53k€67k▲
Contributions10/11€1k€1k=
Reserves13€52k€66k▲
Distributable reserves133€52k€66k▲
Amounts payable17/49€113k€152k▲
Amounts payable within one year42/48€113k€152k▲
Trade debts44€93k€116k▲
Suppliers440/4€93k€116k▲
Taxes, remuneration and social security45€15k€35k▲
Taxes450/3€5k€27k▲
Remuneration and social security454/9€9k€9k▼
Other amounts payable47/48€5k-
Income statement
Code20232024
Remuneration, social security and pensions62€41k€19k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8-€511
Gross operating margin9900€119k€45k▼
Operating profit (loss)9901€76k€22k▼
Financial income75/76B€361€1k▲
Recurring financial income75€361€1k▲
Non-recurring financial income76B-€365
Financial charges65/66B€548€2k▲
Recurring financial charges65€548€2k▲
Profit (loss) for the period before taxes9903€76k€22k▼
Income taxes67/77€24k€8k▼
Profit (loss) for the period9904€52k€14k▼
Profit (loss) for the period to be appropriated9905€52k€14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€52k€14k▼
Transfer to equity691/2€52k€14k▼
To other reserves6921€52k€14k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 24 days late
2024
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
NBB filing
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nachtvlinderslaan 51000 BrusselGround area
802 m²
Building footprint
691 m²
Volume, LiDAR
8,697 m³
2 parcels, Brussels · tallest building 24.8 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
Bexis
since 20222.334.055.471
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21822R0418/00V004 | Brussels | 675 m² | 1 · 582 m² | 24.8 m · 7 fl. |
| 21816C0005/00A010 | Brussels | 127 m² | 1 · 109 m² | 14.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 39,484 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-07-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.