SOS CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of SOS CONSTRUCT is 1.5% (moderate). The 2025 annual accounts show equity of €58,308 and a net result of €1,900. Equity is growing by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 88% of 28184 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability44▲+44
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity ample (current ratio 6.11 against 13.9 in 2024; short-term debt: 16.3% and cash: 30.2% of total assets), and 16.3% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.7%
Return on assets
2.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
71 d early
2023
55 d early
2022
52 d early
2021
44 d late
2020
55 d late
2019
132 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average on the deadline day; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€1,900
2024 · -€15,930
Working capital
€58,188▲ 3.4%
2024 · €56,287
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€9,033▲ 4.2%€10,442▲ 15.6%-€841-€13,390▼ 1,492%€2,170
Net result€6,829within the sector's middle half▼ 11.4%€7,783within the sector's middle half▲ 14.0%-€4,516below the sector's middle half-€15,930below the sector's middle half▼ 253%€1,900within the sector's middle half
Equity€69,069within the sector's middle half▲ 11.0%€76,853within the sector's middle half▲ 11.3%€72,337within the sector's middle half▼ 5.9%€56,407within the sector's middle half▼ 22.0%€58,308within the sector's middle half▲ 3.4%
Total assets€75,806within the sector's middle half▼ 6.0%€79,361within the sector's middle half▲ 4.7%€73,728within the sector's middle half▼ 7.1%€60,769below the sector's middle half▼ 17.6%€69,691within the sector's middle half▲ 14.7%
Debt€1,737▼ 79.4%€2,508▲ 44.4%€1,391▼ 44.6%€4,362▲ 214%€11,383▲ 161%
Working capital€72,749▲ 4.4%€74,280▲ 2.1%€72,217▼ 2.8%€56,287▼ 22.1%€58,188▲ 3.4%
Solvency91.1%above the sector's middle half▲ 14.0pp96.8%above the sector's middle half▲ 5.7pp98.1%above the sector's middle half▲ 1.3pp92.8%above the sector's middle half▼ 5.3pp83.7%above the sector's middle half▼ 9.2pp
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €2,170 after a loss of €13,390 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €69,691
Fixed assets
€120 =
Current assets
€69,571 ▲ 14.7%
Equity and liabilities €69,691
Equity
€58,308 ▲ 3.4%
Debt
€11,383 ▲ 161%
Debt's share of the balance-sheet total rises from 7.2% to 16.3%. Equity and debt are higher.
Key figures and ratios
Current ratio
6.11▼
2024 · 13.90
Debt to equity
0.20▲
2024 · 0.08
ROE
3.3%▲
2024 · -28.2%
ROA
2.7%▲
2024 · -26.2%
Debt ≤ 1 year
€11,383▲
2024 · €4,362
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 10,891 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.6%
went bankrupt
4.0%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 10,891 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,244 | €2,492 | €2,453 | - | - | - |
| Other operating charges640/8 | €25 | €587 | €1,063 | €515 | €527 | ▲ 2.4% |
| Gross operating margin9900 | €10,302 | €13,521 | €2,675 | -€12,875 | €2,697 | ▲ 121% |
| Operating profit (loss)9901 | €9,033 | €10,442 | -€841 | -€13,390 | €2,170 | ▲ 116% |
| Financial charges65/66B | €183 | €173 | €202 | €269 | €269 | = |
| Recurring financial charges65 | €183 | €173 | €202 | €269 | €269 | = |
| Profit (loss) for the period before taxes9903 | €8,850 | €10,268 | -€1,043 | -€13,659 | €1,900 | ▲ 114% |
| Income taxes67/77 | €2,022 | €2,485 | €3,473 | €2,271 | - | - |
| Profit (loss) for the period9904 | €6,829 | €7,783 | -€4,516 | -€15,930 | €1,900 | ▲ 112% |
| Profit (loss) for the period to be appropriated9905 | €6,829 | €7,783 | -€4,516 | -€15,930 | €1,900 | ▲ 112% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €75,806 | €79,361 | €73,728 | €60,769 | €69,691 | ▲ 14.7% |
| Fixed assets21/28 | €1,320 | €2,573 | €120 | €120 | €120 | = |
| Tangible fixed assets22/27 | €1,200 | €2,453 | - | - | - | - |
| Furniture and vehicles24 | €1,200 | €2,453 | - | - | - | - |
| Financial fixed assets28 | €120 | €120 | €120 | €120 | €120 | = |
| Current assets29/58 | €74,486 | €76,788 | €73,608 | €60,649 | €69,571 | ▲ 14.7% |
| Amounts receivable within one year40/41 | €31,818 | €35,261 | €32,092 | €28,635 | €28,635 | = |
| Trade receivables40 | €28,670 | €31,917 | €28,635 | €28,635 | €28,635 | = |
| Other amounts receivable41 | €3,149 | €3,345 | €3,458 | - | - | - |
| Cash at bank and in hand54/58 | €17,761 | €16,620 | €16,609 | €12,108 | €21,029 | ▲ 73.7% |
| Deferred charges and accrued income490/1 | €24,907 | €24,907 | €24,907 | €19,907 | €19,907 | = |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €75,806 | €79,361 | €73,728 | €60,769 | €69,691 | ▲ 14.7% |
| Equity10/15 | €69,069 | €76,853 | €72,337 | €56,407 | €58,308 | ▲ 3.4% |
| Contributions10/11 | €100 | €100 | €110 | €110 | €110 | = |
| Capital10 | €100 | €100 | - | - | - | - |
| Issued capital100 | €100 | €100 | - | - | - | - |
| Outside capital11 | - | - | €110 | €110 | €110 | = |
| Other1109/19 | - | - | €110 | €110 | €110 | = |
| Reserves13 | €10 | €10 | - | - | - | - |
| Non-distributable reserves130/1 | €10 | €10 | - | - | - | - |
| Legal reserve130 | €10 | €10 | - | - | - | - |
| Profit (loss) carried forward14 | €68,959 | €76,743 | €72,227 | €56,297 | €58,198 | ▲ 3.4% |
| Provisions and deferred taxes16 | €5,000 | - | - | - | - | - |
| Provisions for liabilities and charges160/5 | €5,000 | - | - | - | - | - |
| Major repairs and maintenance162 | €5,000 | - | - | - | - | - |
| Amounts payable17/49 | €1,737 | €2,508 | €1,391 | €4,362 | €11,383 | ▲ 161% |
| Amounts payable within one year42/48 | €1,737 | €2,508 | €1,391 | €4,362 | €11,383 | ▲ 161% |
| Trade debts44 | €365 | €684 | €25 | €2,263 | €9,169 | ▲ 305% |
| Suppliers440/4 | €365 | €684 | €25 | €2,263 | €9,169 | ▲ 305% |
| Taxes, remuneration and social security45 | €1,373 | €1,824 | €1,366 | €2,099 | €2,064 | ▼ 1.7% |
| Taxes450/3 | €1,373 | €1,824 | €1,366 | €2,099 | €2,064 | ▼ 1.7% |
| Other amounts payable47/48 | - | - | - | - | €150 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €6,829 | €7,783 | -€4,516 | -€15,930 | €1,900 | ▲ 112% |
| + Depreciation and write-downs630 | €1,244 | €2,492 | €2,453 | - | - | - |
| Operating cash flow (approximation) | €8,073 | €10,276 | -€2,062 | -€15,930 | €1,900 | ▲ 112% |
| Investment in fixed assets (approximation) | - | -€3,745 | €0 | €0 | €0 | - |
| Change in cash | - | -€1,141 | -€11 | -€4,501 | €8,922 | ▲ 298% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €1,900
Net result €1,900 after 2 loss-making years.
21-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€15,930
Net result drops to -€15,930, the lowest in the series; recovery starts the following year.
06-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 44 days late
2021
31-12
Financial
Liquidity times 5current ratio 42.88
Current ratio from 9.27 to 42.88; short-term debt falls from €8,422 to €1,737.
23-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 55 days late
2020
10-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 132 days late
2019
03-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 34 days late
2018
25-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 86 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel
Ground area
68 m²
Building footprint
68 m²
Volume, LiDAR
942 m³
Parcel 21806F0087/00E000, Brussels · tallest building 17.2 m, ±5 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21806F0087/00E000 | Brussels | 68 m² | 1 · 68 m² | 17.2 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 913 companies in sector 43333 we hold annual accounts for 400. 326 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-03-2013
Fiscal year end31-12
Activities, NACEBEL 2025
43333Wallpapering and laying of floor and wall coverings in other materials
43990Other specialised construction activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0524765842
Also
9925:BE0524765842
Registered
28-11-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.