SOPHILIP
ActiveSummary
SOPHILIP has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €278k and a net result of €34k. Equity is growing by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 86% of 4157 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+5
Solvency100▲+15
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 2.62 against 1.76 in 2024; short-term debt: 25.2% and cash: 0.4% of total assets), and 25.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.8%
Return on assets
9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-09-2026, 41 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
41 d late
2024
28 d late
2023
44 d late
2022
47 d late
2021
91 d late
2020
54 d late
2019
101 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€34k▲ 49.7%
2024 · €22k
2018: €25k
2019: €55k
2020: €19k
2021: €38k
2022: €-7k
2023: €16k
2024: €22k
2018 → 2025
Working capital
€152k▲ 15.5%
2024 · €132k
2018: €92k
2019: €110k
2020: €129k
2021: €163k
2022: €152k
2023: €148k
2024: €132k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€295k-€283k▼ 4.1%€263k▼ 6.9%€260k▼ 1.3%€278k▲ 7.2%
Operating result€54k-€-3k€17k€32k▲ 91.0%€38k▲ 16.3%
Net result€38k-€-7k€16k€22k▲ 36.3%€34k▲ 49.7%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 16% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €372k
Fixed assets
€126k ▼ 3.3%
Current assets
€246k ▼ 19.4%
Equity and liabilities €372k
Equity
€278k ▲ 7.2%
Debt
€94k ▼ 46.7%
Debt's share of the balance-sheet total falls from 40.4% to 25.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€40k▲
2024 · €35k
Cash flow
€36k▲
2024 · €25k
Current ratio
2.62▲
2024 · 1.76
Quick ratio
2.20▲
2024 · 1.40
Debt to equity
0.34▼
2024 · 0.68
ROE
12.1%▲
2024 · 8.7%
ROA
9.0%▲
2024 · 5.2%
Interest coverage
19.05▲
2024 · 6.78
Debt ≤ 1 year
€94k▼
2024 · €173k
Debt > 1 year
€74▼
2024 · €3k
Income taxes
€11k▲
2024 · €7k
Staff costs
€17k▼
2024 · €48k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 57 lines
Balance sheet
Code20242025
Assets
Total assets20/58€436k€372k▼
Fixed assets21/28€131k€126k▼
Tangible fixed assets22/27€5k€3k▼
Furniture and vehicles24€838€557▼
Other tangible fixed assets26€4k€2k▼
Financial fixed assets28€126k€124k▼
Current assets29/58€305k€246k▼
Amounts receivable after more than one year29€69k€59k▼
Other amounts receivable291€69k€59k▼
Stocks and contracts in progress3€63k€40k▼
Stocks30/36€63k€40k▼
Amounts receivable within one year40/41€172k€145k▼
Trade receivables40€67k€33k▼
Other amounts receivable41€104k€112k▲
Cash at bank and in hand54/58€645€2k▲
Deferred charges and accrued income490/1€540€551▲
Equity and liabilities
Total equity and liabilities10/49€436k€372k▼
Equity10/15€260k€278k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€24k€24k=
Non-distributable reserves130/1€12k€12k=
Legal reserve130€12k€12k=
Tax-exempt reserves132€12k€12k=
Profit (loss) carried forward14€174k€193k▲
Amounts payable17/49€176k€94k▼
Amounts payable after more than one year17€3k€74▼
Financial debts170/4€3k€74▼
Amounts payable within one year42/48€173k€94k▼
Current portion of amounts payable after more than one year42€29k-
Trade debts44€38k€34k▼
Suppliers440/4€38k€34k▼
Advances received on contracts in progress46€4k€9k▲
Taxes, remuneration and social security45€64k€27k▼
Taxes450/3€59k€25k▼
Remuneration and social security454/9€4k€2k▼
Other amounts payable47/48€38k€24k▼
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€202k€195k▼
Remuneration, social security and pensions62€48k€17k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€85k€59k▼
Operating profit (loss)9901€32k€38k▲
Financial income75/76B€2k€9k▲
Recurring financial income75€2k€9k▲
Financial charges65/66B€5k€2k▼
Recurring financial charges65€5k€2k▼
Profit (loss) for the period before taxes9903€30k€44k▲
Income taxes67/77€7k€11k▲
Profit (loss) for the period9904€22k€34k▲
Profit (loss) for the period to be appropriated9905€22k€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€200k€208k▲
Profit (loss) brought forward from the previous period14P€178k€174k▼
Profit to be distributed694/7€26k€15k▼
Return on contributions (dividend)694€26k€15k▼
Social balance
Average headcount (FTE)90870.90.5▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-09
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 41 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 28 days late
2024
13-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 44 days late
2023
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
16-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 47 days late
2022
31-12
Financial
Weakest financial yearnet €-7k ▼119%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
30-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 91 days late
2021
23-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 54 days late
2020
09-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 101 days late
2019
31-12
Financial
Highest result since 2018net €55k ▲114%
Operating result €56k, net result €55k, both a record.
28-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 59 days late
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 57 days late
2017
11-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 42 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nivelles · 1 establishment unit since 1987
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place Emile-de-Lalieux 151400 NivellesGround area
359 m²
Building footprint
225 m²
Volume, LiDAR
3,478 m³
Parcel 25782C0248/00F000, Wallonia · tallest building 18.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
SOPHILIP S.A.
since 19872.030.882.664
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25782C0248/00F000 | Wallonia | 358 m² | 1 · 225 m² | 18.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 27 companies in sector 47622 we hold annual accounts for 7. 5 are within a factor 10 of this equity. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded21-05-1987
Fiscal year end31-12
Activities, NACEBEL 2025
18140Printing and reproduction of recorded media
47621Retail sale of newspapers and periodicals
47622Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.