Checked.be · Company dossierhttps://checked.be/en/c/sophie-concept-0836629948 · as of 26-10-2026
SOPHIE CONCEPT
Active
Private limited company · founded 2011 · active for 15 yearsRue Paul-Joseph-Carpay 1, 4020 Liège, BelgiumKBO/BCE: BE 0836.629.948
Summary
The computed 12-month bankruptcy probability of SOPHIE CONCEPT is 6.2% (elevated). For SOPHIE CONCEPT, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show negative equity (-€7,701) and a net result of -€7,134. Equity is shrinking by about 20% per year across the filed financial years. Its solvency ranks better than 17% of 18,150 sector peers (NACE 68, financial year 2023). The company has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals.
2024 accounts not filed, 452 days past the deadline1 of 2 deeds summarised
Signalsraises riskFigures for financial year 2023 (filed 30-09-2024)2 financial years not filed after the legal deadline; last filed accounts filed 58 days late; 2 of the last 3 lateLiquidity: current ratio 0.14, cash €4,440Two or more financial years not filed2023 accounts filed 58 days latelowers riskSector: Real estate activities (NACE 68)Show the evidence
Bankruptcy probability
No current score
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: At least two filing cycles are missing
Financial strength, FY 2023 · tick = 2022
Financial strength
How strong the balance sheet and results are: solvency, liquidity and profitability from the latest annual accounts, each out of 100. It does not directly set the Checked score's band; how the company does on these and on growth against its sector peers does count for its place within the band.
Weak
Solvency23-2
equity -1.9% of total assets
Liquidity49-1
short-term debt 13.5% · cash 1.1%
Profitability27-31
return on assets -1.7%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
6.2%Elevated
0%0.5%1.5%4%10%≥ 25%
About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).
Sector median 0.2% (26,614 companies, NACE 68, micro)
Last 24 months11-2024: 1.0%12-2024: 1.0%● unchanged vs 11-202401-2025: 1.0%● unchanged vs 12-202402-2025: 1.0%● unchanged vs 01-202503-2025: 1.0%● unchanged vs 02-202504-2025: 0.9%▼ -0.1 percentage points vs 03-2025lowest value05-2025: 1.0%▲ +0.1 percentage points vs 04-202506-2025: 1.0%● unchanged vs 05-202507-2025: 1.1%▲ +0.1 percentage points vs 06-202508-2025: 1.5%▲ +0.4 percentage points vs 07-202509-2025: 1.7%▲ +0.2 percentage points vs 08-202510-2025: 2.0%▲ +0.3 percentage points vs 09-202511-2025: 2.2%▲ +0.2 percentage points vs 10-202512-2025: 2.7%▲ +0.5 percentage points vs 11-202501-2026: 4.2%▲ +1.5 percentage points vs 12-202502-2026: 4.2%● unchanged vs 01-202603-2026: 4.5%▲ +0.3 percentage points vs 02-202604-2026: 4.0%▼ -0.5 percentage points vs 03-202605-2026: 4.0%● unchanged vs 04-202606-2026: 4.0%● unchanged vs 05-202607-2026: 4.0%● unchanged vs 06-202608-2026: 5.5%▲ +1.5 percentage points vs 07-202609-2026: 5.6%▲ +0.1 percentage points vs 08-202610-2026: 6.2%▲ +0.6 percentage points vs 09-2026highest value
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
31-12-2024 year end31-07-2025 deadline26-10-2026 today
raises risk · 2023 accounts filed 58 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 27-09-2024, 58 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 21 days after the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.